Wells Fargo

Senior Loan Workout Specialist

Wells Fargo$80K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years in Loan Workout or Commercial Lending experience
  • Experience in commercial relationship management
  • Familiarity with commercial loan documentation
  • Strong financial analysis skills with attention to detail
  • Demonstrated leadership and mentoring abilities
  • Excellent verbal and written communication skills
  • Exposure to Wells Fargo systems like AFS, eCaR, and BLAST

Responsibilities

  • Lead and manage a large portfolio of complex problem loans
  • Contribute to strategic planning for technology and efficiency initiatives
  • Ensure loan structures and pricing adhere to Bank policy and risk standards
  • Analyze complex loan challenges with thorough evaluations
  • Develop strategies for account management on complex loans
  • Negotiate innovative loan structures for risk mitigation
  • Resolve complicated issues and guide the Loan Workout team through deliverables

Benefits

  • Hybrid work schedule
  • Opportunity for mentorship and team leadership
  • Involvement in strategic initiatives impacting loan management
  • Access to advanced banking and financial systems
  • Potential for professional growth within a leading financial institution
Full Job Description
About this role:

Wells Fargo is seeking a Senior Loan Workout Specialist to join Wells Fargo Business Workout Department. Learn more about the career areas and lines of business at wellsfargojobs.com

In this role, you will:
  • Lead large portfolio of complex problem loans in initiatives and deliverables within the Loan Workout functional area
  • Contribute to large scale planning related to strategy, technology and efficiencies deliverables
  • Ensure loans are structured and priced consistently with Bank policy and commensurate with risk
  • Review and research complex problem loan challenges that require an in-depth evaluation of multiple factors
  • Strategize and implement account development on complex problem loans
  • Negotiate creative structures to meet needs of customers and bank while minimizing risk exposure
  • Resolve complex issues and lead Loan Workout team to meet functional area projects, processes and deliverables
  • Leverage solid understanding of the functions, policies, procedures and compliance requirements
  • Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
  • Work with in house and outside Counsel during litigation Lead team projects and mentor less experienced staff


Required Qualifications:
  • 4+ years of Loan Workout, Commercial Lending experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:
  • Commercial relationship management experience
  • Knowledge of commercial loan documentation
  • Financial analysis skills with attention to detail and accuracy
  • Leadership and mentoring skills
  • Developed professional verbal and written communications skills
  • Exposure to Wells Fargo AFS (Automated Financial Systems)
  • Exposure to Wells Fargo eCaR (Enterprise Collections and Recovery) system
  • Exposure to Wells Fargo BLAST (Business Lending and Sales Tracking) system
  • Intermediate Microsoft Office skills


Job Expectations:
  • This position is not eligible for Visa Sponsorship.
  • This position offers a hybrid work schedule


Locations:
  • 2800 S Price Rd. Chandler, AZ


Required location for this position is listed above. Candidate must reside within a reasonable commute to the site location. Relocation assistance is not available for this position.

Posting End Date:

7 Aug 2026
*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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