Wells Fargo

Senior Lead Product Manager: Paper Receivables

Wells Fargo$139K — $260K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years in product management or related fields.
  • Deep knowledge of treasury management and commercial payments.
  • Experience with paper receivables solutions like lockbox and remote deposit.
  • Strong financial acumen, managing product profitability and P&L.
  • Proven track record in leading modernization and transformation of operational portfolios.
  • Ability to simplify complex concepts for clear communication.
  • Bachelor’s degree in a relevant field.

Responsibilities

  • Own the product strategy and roadmap for Paper Receivables.
  • Serve as the expert on market trends and customer needs.
  • Manage portfolio performance metrics like revenue and service performance.
  • Identify improvements for the client experience in paper-based payments.
  • Lead strategies to transition clients from paper to digital solutions.
  • Translate client and market feedback into product priorities.
  • Collaborate with cross-functional teams on product execution.

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance and critical illness insurance
  • Parental leave
  • Tuition reimbursement
  • Adoption reimbursement
Full Job Description
About this role:

Wells Fargo is seeking a Senior Lead Product Manager to lead strategy and product management for the Paper Receivables portfolio within Global Treasury Management Product Management. This individual contributor will focus on solutions that help commercial clients receive, process, deposit and reconcile paper-based payments, while advancing the portfolio toward more digital, automated and integrated experiences. 

The role is accountable for portfolio strategy, financial performance, client outcomes, product risk, modernization and lifecycle management. The Senior Lead Product Manager will work across Sales, Operations, Technology, Finance, Risk, Legal, Compliance and other product teams to establish priorities, develop investment cases and drive execution across a complex set of products and platforms.


In this role, you will:

  • Own the product strategy, target state and multiyear roadmap for the Paper Receivables portfolio, aligned with broader receivables and treasury management priorities.

  • Serve as the senior product subject matter expert for paper receivables, providing direction on client needs, market trends, competitive positioning, operational processes and technology capabilities. 

  • Manage portfolio performance, including revenue, expenses, pricing, profitability, volumes, attrition, service performance, adoption and investment outcomes. 

  • Identify opportunities to improve funds availability, data quality, straight-through processing, reconciliation, exception handling and the overall client experience. 

  • Lead paper-to-electronic migration strategies that preserve client choice and continuity while increasing adoption of digital receivables capabilities. 

  • Translate client feedback, sales insights, operating data, risk findings and market research into product priorities, business requirements and investment cases. 

  • Partner with Sales and relationship teams on client opportunities, product positioning, sales enablement, pipeline conversion and strategic client engagements. 

  • Lead product discovery and requirements definition, clarify business outcomes, establish success measures and make tradeoff recommendations across scope, timing, cost and risk. 

  • Drive the full product lifecycle, including development, launch readiness, commercialization, pricing, servicing, modernization, migration, platform consolidation and product retirement. 

  • Partner with Technology and Operations to sequence roadmaps, manage dependencies, address capacity constraints and improve delivery transparency. 

  • Establish and maintain a strong product risk and control environment across product development, change management, implementation, third-party relationships and ongoing performance. 

  • Lead cross-functional forums, frame decisions for senior leaders and communicate portfolio strategy, performance, risks, investment needs and execution status with clarity. 

  • Mentor product managers and contribute to stronger product management practices, talent development and knowledge sharing across the organization. 


Required Qualifications:

  • 7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:

  • Deep experience in treasury management, receivables, transaction banking, commercial payments or deposit products. 

  • Demonstrated product management experience with paper receivables capabilities such as lockbox, remote deposit, desktop deposit, check processing, image and data capture, cash acceptance or deposit reporting. 

  • Experience managing an established, operationally intensive portfolio while leading modernization, automation or platform transformation. 

  • Strong financial acumen and experience managing product P&L, pricing, profitability, investment prioritization, attrition and business performance. 

  • Knowledge of commercial client receivables workflows, including payment receipt, posting, exception management, data delivery, reconciliation and order-to-cash integration. 

  • Experience developing strategies to migrate clients from paper-based processes to electronic, automated or integrated receivables solutions. 

  • Ability to translate complex client, operational, technology and risk issues into clear product requirements, prioritized roadmaps and executive decisions. 

  • Demonstrated success influencing senior stakeholders and leading cross-functional work across Product, Sales, Technology, Operations, Finance, Risk, Legal and Compliance. 

  • Experience with product risk management, change management, third-party dependencies, business continuity and control design in a regulated environment. 

  • Strong client-facing and commercialization skills, including proposition development, strategic client engagement and adoption planning. 

  • Executive-level written and verbal communication skills, including the ability to simplify complex topics, frame tradeoffs and make clear recommendations. 

  • Ability to operate independently, navigate ambiguity and drive accountability across multiple teams without direct authority. 

  • Bachelor’s degree or higher in business, finance, technology or a related field. 


Job Expectations:

  • Ability to travel up to 15% of the time

  • This position offers a hybrid work schedule 

  • This position is not eligible for Visa Sponsorship.

  • Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$139,000.00 - $260,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit  for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

28 Sep 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

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Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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