Commerce Bank

Senior Equipment Finance Sales Officer - Aviation

Commerce Bank$137K — $163K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Accounting, Finance, or equivalent experience
  • 7+ years of sales experience in banking/financial services required
  • Strong knowledge of aviation finance including various loan types
  • Skilled in credit analysis and structuring complex requests
  • Exceptional sales and negotiation skills
  • Advance proficiency in Microsoft Word, Excel, and Outlook
  • Valid driver's license with acceptable driving record required

Responsibilities

  • Solicit aircraft financing from individuals and companies in assigned territory
  • Serve as the primary aviation advisor for a diverse commercial portfolio
  • Coordinate with bankers to cross-sell products and services
  • Review and analyze portfolios to mitigate risk and enhance profits
  • Facilitate credit requests including structuring and negotiation
  • Resolve customer issues and collaborate with product experts
  • Engage in community and business functions to generate referrals

Benefits

  • Employer sponsored health, dental, and vision insurance
  • 401(k) retirement plan
  • Life insurance coverage
  • Paid vacation and personal time
  • Opportunities for career development and education assistance
  • Voluntary supplemental benefits available
Full Job Description
About This Job

The main purpose of this job is to directly solicit aircraft financing with individuals and companies that align with Commerce Bank's underwriting and policy in the assigned territory.

Essential Functions
    • Primarily involved in all aviation calling activities with assigned customers and targeted prospects with the objective to acquire new business
    • Serve as the primary aviation advisor for an assigned portfolio of diverse and complex commercial relationships, ensuring a high level of customer satisfaction and retention
    • Coordinate with bankers and product partners to cross-sell a full range of products and services
    • Critically review and analyze portfolios to reduce risk and enhance profitability
    • Facilitate credit requests, including loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyze industry/credit risk
    • Facilitate the resolution of customer problems and engage product experts
    • Participate in community and business functions/groups to establish referral contacts within the marketplace
    • Ensure compliance with all bank policies, procedures, regulations, and laws
    • Perform other duties as assigned


Knowledge Skills & Abilities Required
    • Strong knowledge of single investor tax, loans, TRAC, operating, synthetic, and debt transactions
    • Strong knowledge of commercial products, credit policies and procedures and terminology
    • Well-developed sales and negotiation skills
    • Strong credit analysis skills
    • Ability to structure more complex credit requests
    • Ability to maintain a valid driver's license and meet Commerce Bank's driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
    • Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
    • Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills
    • Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
    • Advance proficiency with Microsoft Word, Excel, and Outlook


Education & Experience
    • Bachelor's degree in Accounting, Finance or equivalent combination of education and experience required
    • 7+ years of sales experience in the banking / financial services industry required, sales experience in aviation finance/ lease origination strongly desired


For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you'll be asked to authorize our review of that record, maintain a valid driver's license, and meet Commerce Bank's driving record criteria; ongoing employment may be contingent upon meeting all driving requirements.

*Remote schedule or can be onsite 4 Days per week (If candidate lives within a reasonable distance to a nearby office).

***For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Senior Equipment Finance Sales Officer job and contemplates a wide range of factors that are considered in making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $137,000 to $163,000 annually. This position will be eligible for additional compensation through performance-based incentive plan(s) that will correspond to meeting performance goals.

#LI-CW1

#LI-Remote

The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more.

Location: 8001 Forsyth Blvd, St. Louis, Missouri 63105

Time Type:
Full time

About Commerce Bank

Commerce Bancshares, Inc. is a Kansas City, Missouri based bank holding company with branches of its Commerce Bank in Colorado, Illinois, Kansas, Missouri, Oklahoma, and Texas. Commerce Bancshares, Inc. is the corporate parent of Commerce Bank, a provider of a diversified line of financial services, including business and personal banking, wealth management, financial planning, and investments through its affiliated companies. Commerce Bank operates in more than 200 locations in the central United States.
Learn more about Commerce Bank
Size
4,500 employees
Industry
Founded
1865

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