Fiserv

Senior Director - Emerging Payments Product Compliance

Fiserv • $150K — $240K *
Berkeley Heights, NJ 07922In-Person
Finance & Insurance
5 - 7 years of experience
1 month ago
Job Overview by Ladders

Qualifications

  • 6+ years of experience in payments compliance or related functions in financial services.
  • Expertise in interpreting AML, BSA, sanctions, payments, and funds movement regulations.
  • Proven track record in leading regulatory strategy and compliance assessments for new products.
  • Experience in conducting compliance risk assessments and establishing control environments.
  • Bachelor's degree in Business, Finance, Law, or related field.

Responsibilities

  • Advise leaders on compliance considerations for emerging payment solutions.
  • Guide compliance input during product design and client onboarding.
  • Interpret regulations related to AML, BSA, and sanctions for new products.
  • Lead compliance risk assessments for new products and third-party relationships.
  • Establish compliance frameworks and monitoring activities aligned with regulatory expectations.
  • Represent the organization in regulatory examinations and industry forums.
  • Drive alignment across teams by providing insights to support enterprise decision-making.

Benefits

  • Fuel Your Life program for holistic well-being.
  • Paid holidays and generous time away policies.
  • No-cost mental health support through Employee Assistance Programs.
  • Living Proof program for peer recognition and rewards.
  • Eight Employee Resource Groups to foster collaboration and networking.
  • Opportunities for professional growth with training and mobility programs.
  • Comprehensive insurance options available from day one.
  • 401k match and discounted shares through Employee Stock Purchase Plan.
  • Tuition assistance and reimbursement programs.
  • Paid parental and military leave.
Full Job Description
Job Title
Senior Director - Emerging Payments Product Compliance

About your role:

As Senior Director, Emerging Payments Product Compliance, you will serve as a strategic compliance partner to product, business, legal, risk, operations, and client-facing teams to support the compliant delivery of emerging payment solutions. You will guide regulatory strategy for embedded finance, digital assets, cross-border payments, and complex funds flow models while helping teams identify risk, strengthen controls, and enable responsible growth across new products and partnerships.

What you'll do:
  • Advise product, sales, and business leaders on regulatory requirements and compliance considerations for emerging payment solutions, including embedded finance, digital assets, cross-border payments, and complex funding and disbursement models.
  • Guide compliance input during product design, platform development, client onboarding, and go-to-market planning to support compliant product delivery and operational readiness.
  • Interpret and apply regulations related to anti-money laundering (AML), Bank Secrecy Act (BSA), sanctions, payments, and funds movement across new products, partnerships, and business models.
  • Lead compliance risk assessments for new products, client structures, strategic opportunities, and third-party relationships to identify control requirements and mitigation plans.
  • Establish and maintain compliance frameworks, policies, governance routines, monitoring activities, and testing approaches aligned to emerging risks and regulatory expectations.
  • Represent the organization in regulatory examinations, client discussions, due diligence activities, and industry forums, communicating compliance requirements and program capabilities clearly.
  • Drive alignment across compliance, legal, risk, product, and operations teams by providing risk insights and recommendations that support enterprise decision-making.
  • Responsibilities listed are not intended to be all-inclusive and may be modified as necessary.


Experience you'll need to have:
  • 6+ years of experience in payments compliance, financial crimes compliance, regulatory compliance, legal advisory, or related functions within financial services.
  • Experience interpreting and applying regulations related to AML, BSA, sanctions, payments, and funds movement in product, business, or client-facing environments.
  • Experience leading regulatory strategy, compliance assessments, or governance activities for new products, partnerships, or complex payment models.
  • Experience conducting compliance risk assessments, establishing control environments, and developing monitoring and testing activities for emerging products and business lines.
  • Bachelor's degree or higher in Business, Finance, Law, Risk Management or related field or equivalent combination of education, related experience and/or military experience.


Experience that would be great to have:
  • Juris Doctor or master's degree in Law, Business Administration, Finance or related field or equivalent combination of education, related experience and/or military experience.
  • Experience supporting embedded finance, cross-border payments, digital assets, stablecoin activities, or similar emerging financial services offerings.
  • Experience with stablecoin and digital asset regulatory frameworks.
  • Experience in high-growth or emerging financial services verticals.
  • Experience supporting complex client onboarding, deal structuring, and due diligence activities.


How you'll work:
  • This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and leads to stronger productivity.
  • This role requires use of a computer and audio equipment.


Sponsorship:
  • You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.


Benefits at Fiserv:
  • Fuel Your Life program to support your physical, financial, social, and emotional well-being.
  • Paid holidays and generous time away policies.
  • No-cost mental health support through Employee Assistance Programs.
  • Living Proof program to recognize your peers' extra effort with points redeemable for rewards.
  • Eight Employee Resource Groups to foster a collaborative culture and expand your network.
  • Unparalleled professional growth with training, development, and internal mobility opportunities.
  • Medical, dental, vision, life, and disability insurance options available from day one.
  • Retirement planning including 401k match and discounted shares with the Employee Stock Purchase Plan.
  • Tuition assistance and reimbursement program.
  • Paid parental and military leave.


#LI-CR1

Salary Range
$150,000.00 - $240,000.00

These pay ranges apply to employees in New Jersey and New York. Pay ranges for employees in other states may differ.

It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.

For incentive eligible associates, the successful candidate is eligible for an annual incentive opportunity which may be delivered as a mix of cash bonus and equity awards in the Company's sole discretion.

Thank you for considering employment with Fiserv. Please:

  • Apply using your legal name
  • Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

About Fiserv

CashEdge(R) provides infrastructure that global financial institutions rely on to extend their online channels and enhance customer profitability. CashEdge delivers secure Online Money Movement and Advanced Account Aggregation platforms that power specialized retail banking and advisor applications. These proven solutions enable CashEdge's clients to create compelling online offerings that attract customers, generate revenues, and reduce costs. CashEdge serves top-tier financial institutions around the world. Clients and partners include Vanguard, RBC Financial Group, CIBC, Yahoo! Finance, Digital Insight, First Data, TD Canada Trust, NYCE, Laurentian Bank, Financial Fusion and Corillian. CashEdge has offices in New York and Silicon Valley.

Fiserv Careers

Join the Fiserv team today and be part of a dynamic company known for innovation, leadership, and a commitment to the professional growth of its employees. At Fiserv, we offer more than just job opportunities; we provide a platform where skills are honed, leadership is cultivated, and career aspirations are achieved. Work You’ll Do At Fiserv, we are constantly on the lookout for talented individuals eager to thrive in a culture that fosters growth and diversity. Our team is composed of professionals who lead the way in financial services technology. By joining us, you will collaborate with some of the brightest minds in the industry, working together to solve complex challenges and deliver innovative solutions that impact millions of people every day. Explore Our Job Opportunities Whether you're seeking an entry-level position or a more senior role, Fiserv offers a range of career paths in areas such as software development, project management, financial analysis, and client services. Our hiring process is designed to identify and attract individuals who are not only technically proficient but who also embody our values of integrity and responsibility. Internship Programs Kickstart your career with a Fiserv internship. Our internships provide invaluable workplace experience and networking opportunities that often lead to full-time employment. As an intern, you’ll gain hands-on experience while working on meaningful projects that directly contribute to the company’s goals. Benefits and Culture Fiserv is committed to the well-being and continuous development of our employees. We offer competitive benefits including health, dental, and vision insurance, as well as opportunities for professional development through leadership training and diversity programs. Our culture is one of inclusion, where every team member is valued and has the opportunity to contribute to our success. Career Growth and Development We believe in nurturing the potential of our employees through career development initiatives and continuous learning opportunities. At Fiserv, you will find a supportive environment where you can grow your career through on-the-job experiences, mentoring, and formal training. Stay Connected Join Our Team Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with Fiserv today and help shape the future of financial services. Keep Up to Date Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Job Alert Emails Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities that await at Fiserv. Explore, innovate, and grow with Fiserv. Let your career journey begin here, where you can make a real difference in the world of finance.
Learn more about Fiserv
Size
44,000 employees
Market Cap
$63.4 billion
Industry
Information Technology
Net Income
$958 million
Founded
1984
5 Year Trend
+24.1%
Revenue
$14.8 billion
NASDAQ
FISV
* Ladders Estimates

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