Senior Data Scientist, Risk

Found

$163K — $225K *
US-AnywhereRemote in United States
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years in Analytics or Data Science
  • Strong analytical mindset with experience in SQL, Python, and analytical software
  • Excellent communication skills for articulating complex risk issues
  • Ability to partner with cross-functional teams effectively

Responsibilities

  • Analyze financial data and user behavior to assess risks
  • Develop and implement automated risk controls with engineering and data teams
  • Contribute insights to leadership on risk trends and long-term strategy
  • Optimize existing risk management processes and workflows
  • Drive initiatives to increase efficiency and scalability

Benefits

  • 401K, FSA, and commuter benefits
  • 16 weeks of flexible paid parental leave
  • Comprehensive health benefits fully covered for employees
  • Remote work options for team members outside SF and NYC
  • Meaningful equity to ensure ownership mindset among employees
  • Generous vacation and mental health day policy
Full Job Description
About this role:

Thanks for your interest in Found! As a Risk Data Scientist at Found, you will be a key player in our Risk team, responsible for identifying, mitigating, and managing financial and operational risks across our product offerings. You will work closely with our Engineering, Data Science, Product, and Operations teams to build scalable risk controls and ensure a seamless, secure experience for our users. At Found, you won't just answer "what happened", you'll be responsible for pointing the way and rallying others around what we should do next. We are looking for a highly motivated and data-driven individual who is passionate about creating a robust and efficient risk management framework in a fast-paced fintech environment.

Day to day, you will:
  • Analyze and Assess Risk: Conduct in-depth analysis of financial data, transaction patterns, and user behavior to identify and assess potential credit, fraud, and compliance risks.
  • Develop and Implement Risk Controls: Partner with product, engineering and data science teams to design, build, and deploy automated risk controls and decisioning systems that balance user experience with platform safety.
  • Contribute to Strategic Planning: Provide valuable insights and recommendations to leadership on risk trends, policy improvements, and long-term risk strategy to support Found's growth and expansion.
  • Optimize Processes: Proactively identify areas for improvement in existing risk management processes and workflows, and drive initiatives to increase efficiency and scalability.

To thrive in this role, you have:
  • 5+ years in Analytics or Data Science
  • A strong analytical mindset and are comfortable working with large datasets to derive actionable insights. You have experience with SQL, Python, and other analytical software.
  • Strong communication skills, the ability to clearly and concisely articulate complex risk issues and recommendations to both technical and non-technical audiences
  • Experience effectively influencing and partnering with cross-functional teams to achieve shared goals.

You may also have:
  • Previous experience working at a fintech.
  • Previous startup experience.
  • Prior experience in risk with a fintech or financial services risk role.

Compensation at Found

The anticipated salary range for this role is $163,000- $225,000. The salary range listed represents the low and high end of the anticipated salary range for this position across all US locations. Within the range, individual pay is determined by several factors including job-related skills, experience, and relevant education or training. Our competitive base salary is just a piece of Found's total compensation package. Found offers a generous benefits package to all employees see our list below or check out found.com/careers to learn more!

#LI-DNI

Perks & Benefits of Found (USA)
  • 401K, FSA, and Commuter Benefits: We offer all employees access to tax-efficient benefit options alongside competitive base compensation.
  • Paid parental leave: Found supports employees through all stages of life, which is why new parents employed by Found qualify for 16 weeks of flexible parental leave.
  • Health benefits: Comprehensive medical, dental, and vision benefits and are always 100% covered for employees, 90% covered for dependents.
  • Work anywhere: We have Found offices in SF and NYC. For team members who work outside those cities, Found also supports fully remote working.
  • Meaningful equity: Everyone on our team should feel and act like an owner, which is why Found offers industry-competitive equity to all of our employees.
  • Generous vacation policy: Vacations, appointments, mental health days- take the time you need.

To learn more about our benefits or the team please go to found.com/careers.

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