Since 2000, Crum & Forster’s Accident & Health division (A&H) has offered a diverse portfolio of specialty insurance and reinsurance products nationwide. We place a strong focus on product development and creative distribution methods, along with excellent client service and support.
In addition to our robust domestic portfolio, which spans both special risk and medical solutions, A&H works on an international basis through various partnerships. Our global capabilities provide our partners with even broader flexibility in underwriting solutions. Gross premium written in 2025 surpassed $2.4B.
The qualities and capabilities of Crum & Forster Accident & Health demonstrate our philosophy of building meaningful, long-term partnerships and our dedication to providing alternative strategies in an ever-changing insurance market.
Information about the Role, Line of Business and Team:
The Compliance Department is responsible for the submission of product filings (forms/rates/rules) to the respective state departments of insurance to support profitable business growth, as well as reviewing marketing materials for adherence to the various state unfair trade practices and advertising guidelines. In addition, the Compliance department works with the underwriting areas in ensuring that all policies and/or certificates are properly issued.
The Senior Compliance Analyst should be comfortable operating independently and in team-settings, and is responsible for drafting and filing policy forms, including benefit designs, schedules, and general provisions as well as reviewing advertising/marketing materials to ensure compliance with laws, regulations, and company guidelines, an all laws and regulations and are in accordance with our guidelines and ensuring consistency with product parameters and can identify and address problematic language, in line with current regulatory requirements and market standards. The Senior Compliance Analyst is responsible for the maintenance and regulatory compliance of assigned Accident & Health (A&H) and some Property & Casualty (P&C) products offered by Crum & Forster A&H Division.
What you will do:
- Independently draft policy forms reflecting underwriting intent and consistent with regulatory requirements and current market standards for assigned lines of business, with support from Management where required
- Manage complex product projects for assigned lines of business or products (admitted or non-admitted), collaborating with Underwriting, Claims, Legal, and Actuarial to produce final quality insurance products
- Initiate and publish competitor filing information periodically and/or at request of Manager or business. Stay current on developments affecting marketing, product design, development, and filing requirements
- Review and assess regulatory changes, including statutes, regulations, bulletins, and industry trends, to determine filing and regulatory requirements
- Independently review advertising materials, including websites, to ensure compliance with internal standards and state regulatory guidelines, within established timeframes and utilizing tools available
- Analyze with the ability to identify problematic language in marketing/advertisements as identified by guidelines applicable to that product
- Develop issue instructions and translate approved filings into product fulfillment and ensure that the approved product is operationalized
- Prepare, develop and issue policy contracts, amendments and related forms as needed for complex product structures, in accordance with company policy and state regulations
- Respond to routine compliance-related requests and inquiries from the various business areas in a timely fashion
- Establish and maintain strong relationships with internal business units, external partners (such as TPAs and MGUs), and foster teamwork across the organization
- Perform other related duties, including short- or long-term projects, as assigned by the manager
- Other duties as assigned
What you will bring to C&F:
- Excellent organizational, verbal, and written communication as well as interpersonal skills
- Flexible and open to an ever changing, fast-paced environment, based on the value of the business to the Division
- Ability to work independently, prioritize and organize own work to meet deadlines
- Meticulous with a high degree of accuracy and ability to multitask
- Ability to manage conflict tactfully and effectively
- Strong research, decision-making, and analytical skills
Requirements:
- Bachelors degree from an accredited college or university or equivalent experience.
- 6+ years of equivalent work experience in the insurance industry, ideally with direct exposure to one or more of the following A&H product lines: Travel, Ancillary Benefits, Stop Loss, Occupational Risk, Travel Medical, Special Risk, Pet, and/or Life Insurance
- Demonstrated knowledge of insurance compliance laws and regulations; A&H Travel knowledge preferred
- Proficient in Microsoft Office software, including Microsoft Word, Outlook, and Excel
What C&F will bring to you
- Competitive compensation package
- Generous 401K employer match
- Employee Stock Purchase plan with employer matching
- Generous Paid Time Off
- Excellent benefits that go beyond health, dental & vision. Our programs are focused on your whole familys wellness, including your physical, mental and financial wellbeing
- A core C&F tenet is owning your career development, so we provide a wealth of ways for you to keep learning, including tuition reimbursement, industry-related certifications and professional training to keep you progressing on your chosen path
- A dynamic, ambitious, fun and exciting work environment
- We believe you do well by doing good and want to encourage a spirit of social and community responsibility, matching donation program, volunteer opportunities, and an employee-driven corporate giving program that lets you participate and support your community
At C&F you will BELONG
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