5+ years of experience in AML compliance or a related field.
Strong understanding of financial crime risks and regulatory requirements.
Proven ability to conduct thorough research and risk assessments.
Excellent communication skills for cross-functional collaboration.
Detail-oriented with a focus on compliance and procedure adherence.
Responsibilities
Review and assess AML referrals and conduct related research.
Prepare risk-based assessments for management review or approval.
Coordinate with stakeholders to address questions and track actions.
Evaluate ongoing due diligence packets and ensure compliance with standards.
Provide AML guidance to cross-functional teams on various issues.
Monitor geopolitical and financial crime developments relevant to the business.
Support the execution of AML program requirements and assist in audits.
Benefits
Opportunity for professional growth in a dynamic compliance environment.
Access to ongoing training and development in AML and financial crime challenges.
Collaborative work culture with cross-functional team support.
Engagement with international regulatory environments and emerging risks.
Full Job Description
Job Description
What you will own:
AML Referrals & Escalations
Review AML-related referrals from CDD, CAT, Operations, and other cross-functional teams, assessing relevant financial crime risks and conducting additional research as needed.
Prepare clear, risk-based assessments and recommendations for matters requiring reporting manager review or approval, ensuring supporting information and documentation are complete.
Coordinate with stakeholders to resolve outstanding questions, track required actions, and appropriately escalate higher-risk, unusual, or time-sensitive matters.
Ongoing Due Diligence & Compliance File Review
Review Ongoing Due Diligence packets, AML risk assessments, and other AML compliance files for quality, completeness, and adherence to applicable requirements.
Assess higher-risk customer relationships and ensure material risk factors, including geography, ownership, business activity, reputational concerns, and other financial crime risks, are appropriately evaluated and documented.
Identify gaps and provide actionable feedback before matters are submitted for final approval, ensuring recommendations are supported by clear and consistent risk-based rationale.
Cross-Functional AML Support
Provide practical AML guidance to cross-functional teams and support the assessment and resolution of AML related questions arising through established referral and review processes.
Collaborate with Network Compliance, Operations, and business stakeholders on matters involving AML and broader financial crime considerations.
Identify recurring themes, control gaps, or process issues and contribute to enhancements to AML procedures, guidance, controls, and workflows
Geopolitical & Emerging Risk Monitoring
Monitor geopolitical, regulatory, and emerging financial crime developments across the U.S., Canada, LATAM, and other jurisdictions relevant to the company's risk exposure.
Prepare and coordinate the periodic Geopolitical and Financial Crime Risk Newsletter, highlighting significant developments and their potential implications for the business.
Conduct targeted research on emerging financial crime, jurisdictional, and relevant sanctions risks and escalate material developments requiring further consideration.
AML Program Support
Support ongoing execution of AML program requirements, including maintenance of policies, procedures, guidance, risk assessments, and governance documentation.
Assist with regulatory examinations, internal audits, compliance testing, remediation activities, and tracking of AML-related findings and action items.
Support AML training, governance activities, program enhancements, and other financial crime compliance initiatives across the U.S., Canada, and LATAM.
