Job Description

What you will own:

AML Referrals & Escalations

• Review AML-related referrals from CDD, CAT, Operations, and other cross-functional teams, assessing relevant financial crime risks and conducting additional research as needed.

• Prepare clear, risk-based assessments and recommendations for matters requiring reporting manager review or approval, ensuring supporting information and documentation are complete.

• Coordinate with stakeholders to resolve outstanding questions, track required actions, and appropriately escalate higher-risk, unusual, or time-sensitive matters.

Ongoing Due Diligence & Compliance File Review

• Review Ongoing Due Diligence packets, AML risk assessments, and other AML compliance files for quality, completeness, and adherence to applicable requirements.

• Assess higher-risk customer relationships and ensure material risk factors, including geography, ownership, business activity, reputational concerns, and other financial crime risks, are appropriately evaluated and documented.

• Identify gaps and provide actionable feedback before matters are submitted for final approval, ensuring recommendations are supported by clear and consistent risk-based rationale.

Cross-Functional AML Support

• Provide practical AML guidance to cross-functional teams and support the assessment and resolution of AML related questions arising through established referral and review processes.

• Collaborate with Network Compliance, Operations, and business stakeholders on matters involving AML and broader financial crime considerations.

• Identify recurring themes, control gaps, or process issues and contribute to enhancements to AML procedures, guidance, controls, and workflows

Geopolitical & Emerging Risk Monitoring

• Monitor geopolitical, regulatory, and emerging financial crime developments across the U.S., Canada, LATAM, and other jurisdictions relevant to the company’s risk exposure.

• Prepare and coordinate the periodic Geopolitical and Financial Crime Risk Newsletter, highlighting significant developments and their potential implications for the business.

• Conduct targeted research on emerging financial crime, jurisdictional, and relevant sanctions risks and escalate material developments requiring further consideration.

AML Program Support

• Support ongoing execution of AML program requirements, including maintenance of policies, procedures, guidance, risk assessments, and governance documentation.

• Assist with regulatory examinations, internal audits, compliance testing, remediation activities, and tracking of AML-related findings and action items.

• Support AML training, governance activities, program enhancements, and other financial crime compliance initiatives across the U.S., Canada, and LATAM.