Senior Claims Specialist

Crum & Forster

$55K — $104K *
US-AnywhereRemote in Orange, CA
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • College degree (B.A.) or equivalent experience.
  • 3+ years of experience in handling workers' compensation claims.
  • Strong organizational and time management skills.
  • Excellent verbal and written communication skills.
  • Familiarity with California Compensation statute claims and procedures.
  • Proficient in Microsoft Office and ability to quickly learn new software.
  • Foreign language skills are a plus.

Responsibilities

  • Examine claims data and conduct investigations to determine coverage and compensability.
  • Receive, verify, and manage claims assignments, including complex medical cases.
  • Handle catastrophic claims under supervisory direction and perform telephone investigations.
  • Evaluate and adjust claims within assigned limits, consulting with the Claim Manager as needed.
  • Set reserves for anticipated claims exposure and complete required Reserve Worksheets.
  • Coordinate return-to-work initiatives and maintain claims documentation.
  • Review medical bills for appropriateness and manage litigation on assigned files.

Benefits

  • Competitive compensation package.
  • Generous 401K employer match and stock purchase plan.
  • Extensive Paid Time Off policy.
  • Comprehensive wellness programs that include mental and financial wellbeing support.
  • Tuition reimbursement and opportunities for professional training and certification.
  • Dynamic and enjoyable work environment fostering career development.
  • Community-focused initiatives with matching donations and volunteer opportunities.
Full Job Description

Examines claims data and conducts investigations into routine and moderately complex claims to determine coverage, compensability, subrogation and benefits under moderate supervisory direction. Adjusts and manages claims within the limit of assigned authority.

 

What you will do for C&F:

 

 

  • Must be well versed in California Compensation statute claims.
  • Receives lost time and complex medical only assignments. Verifies and determines applicability of coverage. Initiates 24-hour contact with employer, employee and 48-hour contact with attending physician.
  • Handles catastrophic claims with supervisory oversight.
  • Conducts telephone investigations as required by company claims handling manual and procedures.
  • Evaluates and adjusts claims within the limits of authority.
  • Consults with Claim Manager on those claims where assistance and consultation is needed.
  • Makes assignments to nurse case management when indicated, monitoring their billing and performance.
  • Sets reserves for anticipated exposure up to authority limits.
  • Completes mandatory Reserve Worksheets. Establishes reserves requiring complex analysis with lifetime pharmacy and cost inflation.
  • Coordinates return to work (RTW) and sets target dates.
  • Maintain diaries on maximum three (3) month intervals.
  • Documents files in the claims system.
  • Reviews medical bills for causal relationship, medical bill charges for appropriateness and approves payments.
  • Adheres to special account handling (SHI) instructions.
  • Attends account meetings by telephone and in-person.
  • Manages litigation on the files.

What you bring to C&F:

 

  • College degree, B.A. or equivalent experience.
  • 3+ years experience handling workers compensation claims.
  • Strong organizational skills.
  • Good time management skills.
  • Foreign language communications a plus.
  • Excellent verbal and written communication skills are essential.
  • Strong aptitude and knowledge of Microsoft Office programs and the ability to quickly learn new programs.
  • Will abide by departmental policies and procedures, including authority levels, to comply with C&F’s risk management controls.
What C&F will bring to you
  • Competitive compensation package
  • Generous 401K employer match
  • Employee Stock Purchase plan with employer matching
  • Generous Paid Time Off
  • Excellent benefits that go beyond health, dental & vision. Our programs are focused on your whole family’s wellness, including your physical, mental and financial wellbeing
  • A core C&F tenet is owning your career development, so we provide a wealth of ways for you to keep learning, including tuition reimbursement, industry-related certifications and professional training to keep you progressing on your chosen path
  • A dynamic, ambitious, fun and exciting work environment
  • We believe you do well by doing good and want to encourage a spirit of social and community responsibility, matching donation program, volunteer opportunities, and an employee-driven corporate giving program that lets you participate and support your community

 

 

At C&F you will BELONG

 

If you require special accommodations, please let us know. We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodations, please let us know

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