Senior Business Lending Relationship Manager

SESLOC Credit Union

$90K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Proven track record in business development and relationship management for commercial lending.
  • Strong financial analysis capabilities, focusing on tax returns and cash flow assessment.
  • Experience in structuring various financing solutions, particularly commercial real estate loans.
  • Awareness of commercial lending practices, regulatory frameworks, and risk management.
  • Excellent communication and interpersonal skills, effective in cross-functional collaboration.
  • Ability to juggle multiple priorities while maintaining a high standard of work.
  • Commitment to staying updated on industry trends relevant to commercial lending.

Responsibilities

  • Drive business growth through proactive prospecting and relationship building.
  • Originate commercial real estate and business loans tailored to member needs.
  • Structure and underwrite loans by analyzing financial data and credit risk.
  • Manage an ongoing portfolio of loans, ensuring quality and performance standards.
  • Collaborate with members to deliver tailored financing solutions that meet specific needs.
  • Assess and recommend loan terms based on thorough financial evaluations.
  • Maintain accountability for portfolio profitability and overall organizational goals.

Benefits

  • Fully paid employee medical, dental, and vision coverage.
  • Generous vacation, sick leave, and holiday time off.
  • 401k plan with a substantial employer match.
Full Job Description
Senior Business Lending Relationship Manager

Job Summary:

The Senior Business Lending Relationship manager drives new business growth through proactive prospecting and relationship development, originating commercial real estate and business loans to meet member and organizational goals. Delivers tailored financing solutions aligned with member needs. Structures and underwrites loans by gathering and analyzing financial information, assessing credit risk, and recommending appropriate loan terms. Manages an ongoing portfolio of member business loans, with accountability for portfolio quality, profitability, and performance.

For a detailed description of job responsibilities, please view the attached job description.

Key Qualifications:
  • Demonstrated success in business development, including cultivating new relationships and expanding existing commercial portfolios
  • Ability to achieve production expectations through proactive sourcing efforts
  • Strong financial and credit analysis skills, including the ability to analyze tax returns, financial statements, and cash flow
  • Experience structuring and underwriting commercial real estate and business loans, including lines of credit and term financing
  • Ability to manage complex lending relationships and maintain a high-performing portfolio Knowledge of commercial lending practices, risk assessment, and regulatory requirements
  • Strong interpersonal, communication, and relationship-building skills with the ability to work cross-functionally
  • Ability to balance multiple priorities, manage deadlines, and exercise sound judgment in decision-making
  • Commitment to staying informed on industry trends and market conditions that impact commercial lending

Education/Experience:

A bachelor's degree in Business, Finance, Economics or related field and five to eight years of progressive commercial lending or related experience with a financial institution, or an equivalent combination of education and experience.

SESLOC has a collegial, team focused work environment. We offer competitive compensation and excellent benefits including fully paid employee medical, dental and vision; vacation, sick, holiday time off; and a 401k with generous employer match.

Be sure to attach a cover letter explaining how you are the perfect fit for this role and a current resume.

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