Bank of America Corporation

Senior Architect

Bank of America Corporation • $135K — $160K *
Plano, TX 75025In-Person
Finance & Insurance
8 - 10 years of experience
Today
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Job Overview by Ladders

Qualifications

  • 10+ years of experience with distributed architecture patterns, particularly in microservices and API integrations.
  • Proven ability to set design strategies within a large enterprise organization.
  • Strong knowledge of core payments processing systems to enable comprehensive solution design.
  • Expertise in evaluating technology trade-offs and conducting architecture reviews.
  • Effective interpersonal skills for collaboration across various organizational levels.
  • Skilled at translating regulatory and business requirements into scalable platform designs.
  • Experience in synchronous and asynchronous integration patterns for payment orchestration.

Responsibilities

  • Define and prioritize functional and non-functional requirements for complex solutions.
  • Contribute to the architecture roadmap for Business, Application, Data, and Technology domains.
  • Clarify and assist with system design and provide solutions for architectural challenges.
  • Facilitate discussions and lead the design of innovative architectures based on domain knowledge.
  • Educate team members on best practices and standardization strategies to foster innovative solutions.
  • Select the appropriate technology stack and assist in the selection of technology products.
  • Perform design and code reviews to ensure adherence to non-functional requirements.

Benefits

  • Opportunity to drive architectural vision in a critical business domain.
  • Engagement with diverse teams across business, operations, and technology.
  • Flexibility to work on high-impact projects relevant to regulatory updates and payments innovation.
  • Chance to lead design innovations and foster collaborative relationships.
  • Support for professional development opportunities and mentorship.
Full Job Description
Job Description:

This job is responsible for defining an architectural vision and solution that supports the strategic outcomes of the Business' Products and Services. Key responsibilities include defining the target operating environment, designing for client resiliency, assisting with solution design, and defining non-functional requirements. Job expectations include working with stakeholders and service providers aligned to the Business' strategic objectives, evaluating the impact of strategic design decisions, and contributing to the architecture roadmap.

Position Summary:

ITGPST (International Technology and Global Payments Solutions Technology) seeks a candidate to manage and own architectural end to end solution design, as well as requirements refinement/deliverable decomposition to support regulatory and business enablement payments initiatives across regions. Projects will include annual regulatory updates from Swift/ISO/FedWire/Chips, fulfilling regional Clearing requirements, and business enablement initiatives such as standing up new product rails. The candidate will lead architecture shaping activities, drive design innovations, and partner across business and technology organizations to deliver resilient, secure, and future-ready payment solutions.

Responsibilities:
  • Works across the business, operations and technology to create the solution intent and architectural vision for complex solutions and prioritize functional and non-functional requirements into a technology backlog to enable the technology roadmap and functionality to support evolving capabilities and services
  • Contributes to the creation of the architecture roadmap of defined domains (Business, Application, Data, and Technology) in support of the product roadmap and the development of best practices including standardized templates
  • Clarifies the architecture, assists with system design to support implementation, and provides solution options to resolve any architectural impediments
  • Facilitates solution driven discussions, leads the design of complex architectures, and finds creative solutions through knowledge of domain, practical experiments, and proof of concepts while ensuring architecture is flexible, modular, and adaptable
  • Educates team members on the technology practices, standardization strategies, and best practices to create innovative solutions
  • Supports the team as needed to select the technology stack required for solutions and helps select preferred technology products
  • Performs design and code reviews to ensure all non-functional requirements are sufficiently met (for example, security, performance, maintainability, scalability, usability, and reliability)
  • The candidate will be responsible for performing end to end solutioning and architectural design on critical payments programs
  • Work closely with stakeholders including payments product managers, operations teams, engineering teams to provide E2E technical solutions which successfully deliver business functionalities
  • Create and maintain clear and thorough technical documentation on E2E designs
  • Establish and enforce non-functional requirements including resiliency, scalability, SLA, availability, security, observability, and operational readiness.
  • Identify architectural impediments, develop remediation plans, and drive resolution across business and technology stakeholders.
  • Conduct architecture reviews and provide governance to ensure solutions comply with enterprise standards, technology strategies, and risk controls.
  • Partners with Product Managers, Project Managers, and Engineering teams to prioritize technology-focused backlog items and ensure timely delivery of business outcomes.


Required Qualifications:
  • 10+ years experience with distributed architecture patterns, including microservices-based design, containerized deployment models, API-driven integrations, and event-based messaging using platforms such as MQ and Kafka
  • Candidate must have the ability to set and promote design strategies across various facets of the business and technology organizations
  • Strong product knowledge in core payments processing systems; to drive end-to-end solution design across channels, middleware, payment engine, reporting, accounting, clearing, etc
  • Expertise in evaluating technology tradeoffs, conducting architecture reviews, and guiding enterprise design decisions
  • Must have interpersonal skills with a proven track record of interacting with different groups and various levels of a large organization
  • Translate regulatory and business requirements into scalable, resilient platform designs, decompose complex initiatives into deliverable increments, and ensure alignment across channel, integration, and core processing layers
  • Experience working across synchronous and asynchronous integration patterns is critical for payment orchestration and clearing flows


Desired Qualifications:
  • Hands on experience with AI models and tools, such as Copilot, Claude, etc
  • Experiences working with payments rails/products a plus, such as FedWire, Chips, TCH, SEPA, Wires, ACH, Real Time Payments, etc
  • Ability to provide mentorship to more junior team members and provide architectural guidance


Skills:
  • Analytical Thinking
  • Architecture
  • Result Orientation
  • Solution Design
  • Technical Strategy Development
  • Application Development
  • Collaboration
  • Data Management
  • DevOps Practices
  • Risk Management
  • Agile Practices
  • Automation
  • Influence
  • Solution Delivery Process
  • Test Engineering


Shift:
1st shift (United States of America)

Hours Per Week:
40

About Bank of America Corporation

Bank of America Merrill Lynch is the corporate and investment banking division of Bank of America. It provides services in mergers and acquisitions, equity and debt capital markets, lending, trading, risk management, research, and liquidity and payments management. It was formed through the combination of the corporate and investment banking activities of Bank of America and Merrill Lynch following the acquisition of the latter by the former in January 2009. Bank of America completed the acquisition of Merrill Lynch & Co on 1 January 2009. Bank of America began rebranding all of its corporate and investment banking activities under the Bank of America Merrill Lynch name in September 2009. In April 2010, Bank of America Merrill Lynch appointed Christian Meissner as head of investment banking for Europe, Middle East and Africa. In April 2011, Bank of America Merrill Lynch integrated its corporate and investment banking operations into a single division. In October 2013, Bank of America Merrill Lynch was recognised as the Most Innovative Investment Bank of the Year in The Banker's Investment Banking Awards.

Bank of America Corporation Careers

Join the dynamic team at Bank of America Corporation, a premier global financial institution where innovation, leadership, and growth go hand in hand. As one of the largest banks in the world, we offer unparalleled job opportunities and a culture that values diversity, inclusion, and professional growth. Work You’ll Do At Bank of America Corporation, you’ll be part of a team that’s dedicated to making a real difference. Whether you’re helping families buy their first home, advising businesses on expansion, or developing cutting-edge financial technologies, your work will have an impact. Our commitment to leadership in the financial industry has never been stronger, and we need passionate, skilled professionals to lead our journey. Explore a World of Opportunities From entry-level positions to leadership roles, Bank of America Corporation offers a variety of career paths in areas such as investment banking, technology, marketing, and risk management. Our job opportunities span the globe, providing the chance to work alongside the best in the industry and develop skills that will propel your career forward. Internship Programs Kickstart your career with Bank of America Corporation’s internship programs. These opportunities provide hands-on experience and a chance to engage in meaningful work that complements your academic studies. Interns gain invaluable networking opportunities, receive mentorship from seasoned professionals, and learn about the culture and operations of a global financial leader. Benefits and Growth Bank of America Corporation is committed to the well-being and continuous professional development of our team members. We offer a competitive benefits package that supports the health, financial stability, and work-life balance of our employees. Our training programs and development initiatives ensure that every team member has the opportunity to grow and advance within the company. Inclusive Culture We believe our strength lies in our diversity. Bank of America Corporation fosters an inclusive environment where all employees can thrive. Through diversity training and a commitment to equal opportunities, we cultivate leadership and innovation that reflect the wide-ranging communities we serve. Join Our Team Are you ready to advance your career at a company that’s at the forefront of the financial industry? Explore the positions available at Bank of America Corporation and find where your skills and interests align with our needs. We are continuously hiring and looking for individuals who are curious, creative, and eager to drive change. Stay Connected Keep up to date with the latest from Bank of America Corporation Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that match your career interests and get insider tips that can help you during your application and interview process. Bank of America Corporation is not just a company—it’s a place where you can shape your future and the future of finance. Join us and be part of a team that’s redefining what a bank can be.
Learn more about Bank of America Corporation
Size
208,000 employees
Market Cap
$260.3 billion
Industry
Finance & Insurance
Net Income
$17.8 billion
Founded
1998
5 Year Trend
-1.4%
NASDAQ
BAC
* Ladders Estimates

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