JP Morgan Chase & Co.

Risk Management - Real Estate Credit Risk Associate

JP Morgan Chase & Co.$95K — $115K *
Plano, TX 75024In-Person
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor’s degree in finance, Accounting, Business, Economics, or a related discipline
  • 3+ years of experience in corporate or commercial credit, investment banking, or financial services
  • Academic background in accounting, corporate finance, capital markets, and macroeconomics
  • Strong skills in financial analysis and modeling
  • Excellent written and verbal communication skills
  • Proficiency in Microsoft Office, especially Excel, PowerPoint, and Word

Responsibilities

  • Conduct credit analysis and support senior officers in transaction approvals
  • Prepare credit approval documents with financial statement analysis and cash flow projections
  • Develop forward-looking assessments of business performance and associated risks
  • Manage and continuously monitor client credit exposure portfolios
  • Negotiate and finalize documentation for loans and derivatives
  • Assign risk ratings and maintain credit research for clients
  • Support active management and surveillance of the commercial real estate portfolio

Benefits

  • Collaborative work environment with bankers and risk colleagues
  • Opportunity to work with a diverse portfolio of real estate sectors
  • Exposure to a range of credit products including corporate facilities and derivatives
  • Engagement in portfolio management projects for professional growth
  • Potential for career advancement within the Commercial and Investment Banking sectors
Full Job Description
JOB DESCRIPTION

As a Real Estate Credit Risk Associate in Commercial and Investment Bank Real Estate Credit Risk team, you will provide independent credit risk assessment and support credit approval for loans and lending-related commitments. You cover a portfolio of leading real estate, lodging, gaming, homebuilding, and real estate services clients across a range of credit products, including corporate facilities, asset-level financings, repos, risk retention, derivatives, and treasury lines. You develop forward-looking credit views, maintain risk ratings and research, and partner with bankers and risk colleagues to support disciplined growth and effective portfolio monitoring.

Job responsibilities:

  • Conduct credit analysis and support senior credit officer approval of lending and trading-related transactions, including operating exposures
  • Prepare written credit approval documents, including spreading and analysis of historical financial statements and projections of future cash flows
  • Develop forward-looking views of business, financial performance, and key risks for covered companies and sectors
  • Manage and monitor a portfolio of client credit exposures on an ongoing basis
  • Participate in negotiating, finalizing, and executing documentation for loans and derivatives
  • Assign risk ratings and maintain updated credit research for portfolio clients
  • Support active management of the commercial real estate portfolio, including surveillance and portfolio management projects

Required qualifications, capabilities, and skills:

  • Bachelor’s degree in finance, Accounting, Business, Economics, or a related discipline
  • 3 years plus of professional experience in corporate or commercial credit, investment banking, or relevant financial services or rating agency experience
  • Academic training in accounting, corporate finance, capital markets products, and macroeconomics
  • Strong financial analysis and modeling skills
  • Strong written and verbal communication skills with effective interpersonal abilities
  • Proficiency in Microsoft Office, including Excel, PowerPoint, and Word

 

Preferred qualifications, capabilities, and skills:

  • Experience with a corporate bank credit team or at a credit rating agency
  • Experience in real estate or corporate credit coverage

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

High-Demand Positions

Among the myriad of roles, certain positions stand out for their attractive compensation packages and career advancement prospects. Notably, high-paying jobs at JP Morgan Chase & Co. include Relationship Manager, Branch Manager, and Software Engineer. These roles are critical to the firm's operations and offer lucrative opportunities for those with the requisite expertise.

Navigating the Job Market at JP Morgan Chase & Co.

Leveraging Job Portals and Job Alerts

For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ

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