JP Morgan Chase & Co.

Risk-Consumer Credit Emerging Risk – Executive Director

JP Morgan Chase & Co. • $150K — $200K *
Wilmington, DE 19801In-Person
Finance & Insurance
5 - 7 years of experience
2 months ago
Job Overview by Ladders

Qualifications

  • Minimum of 7 years of credit experience in consumer credit portfolios
  • College degree in business, economics, statistics, STEM, or a related field
  • Econometric expertise with strong data source knowledge (Census, BLS, FRED data)
  • Proficient in data manipulation and analytics tools (SAS, SQL, Alteryx, Tableau, Python)
  • Experience in complex risk analyses for consumer credit quality and portfolio performance
  • Strong communication skills to articulate insights to senior executives

Responsibilities

  • Conduct analysis on credit and consumer behavior trends and their drivers
  • Evaluate the impact of the consumer credit environment on credit portfolio performance
  • Research emerging risk topics from media and investor inquiries and apply quantitative methods
  • Create compelling data visualizations to present insights from large datasets
  • Communicate findings and foster discussions on credit trends with analysts and executives

Benefits

  • Opportunities for professional development and growth
  • Engagement with senior leadership in strategic decision-making
  • Access to advanced analytics tools and data resources
  • Collaborative environment focusing on risk management and innovation
  • Participation in high-level forums discussing consumer credit trends
Full Job Description
JOB DESCRIPTION

As an Executive Director in the Credit Point of View team within CCB Risk, you will be accountable for consumer credit analysis across industry product types and CCB portfolios – informed by changes in the competitive landscape, consumer behavior, and macro-economic influences.  The credit views are used to support the Chief Risk Officer (and other senior leaders including the firm CRO, CFO, Investor Relations and Regulators) with a proactive viewpoint on consumer credit trends. You will be a strategic architect of compelling views of consumer and wholesale credit risk across CCB. 

 

Job Responsibilities:

  • Perform analysis to research credit and consumer behavior trends, understand their drivers, and conduct impact assessments on consumer credit portfolios.
  • Evaluate how changes in the consumer credit environment impact the performance of credit portfolios – with a particular focus on macroeconomic, socioeconomic, and competitive intelligence trends.
  • Research topics sourced from the media, investor questions, and general industry trends and proactively apply quantitative disciplines to associate topics with potential emerging risks around delinquency, loss and roll-rates, and forecasts.
  • Build compelling data visualizations and distill key information clearly from large amounts of data.

  • Communicate key findings, participate in forums, and advance the dialogue around credit trends within the risk community at both the analyst and executive levels

     

 

Required qualifications, capabilities, and skills: 

  • Minimum 7 years of credit experience, in one or more consumer credit portfolios
  • College degree or equivalent in business, economics, statistics, STEM or related field of study
  • Econometric experience (e.g., competence in understanding key macro drivers of credit risk, customer behavior, and lending strategy) with a strong sense of data source familiarity (Census, BLS, FRED data)
  • Strong data and analytical skills including familiarity with tools such as SAS, SQL, Alteryx, Tableau and python to manipulate big data into manageable analytics and identify, explain, and visualize key trends 
  • Experience with complex risk analyses (delinquency, roll-rates, and other risk measurements) to provide senior management with business insights of consumer credit quality and behavior trends, and portfolio performance
  • Communication skills and ability to convey risk management results, outlooks and cross-consumer points of view to senior executives

 

Preferred qualifications, capabilities, and skills 

  • Deep credit risk experience in one or more consumer credit portfolios (i.e. Mortgage, Home Equity, Credit Card, Auto/Lease, Business Banking), Chase LOB data/product experience 

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

High-Demand Positions

Among the myriad of roles, certain positions stand out for their attractive compensation packages and career advancement prospects. Notably, high-paying jobs at JP Morgan Chase & Co. include Relationship Manager, Branch Manager, and Software Engineer. These roles are critical to the firm's operations and offer lucrative opportunities for those with the requisite expertise.

Navigating the Job Market at JP Morgan Chase & Co.

Leveraging Job Portals and Job Alerts

For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Finance & Insurance
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ
CCF
* Ladders Estimates

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