Tinker Federal Credit Union's Real Estate Lending department has an immediate opening for a Real Estate Processor or Senior Real Estate Processor! This is an exciting opportunity to join the largest and best credit union in Oklahoma! We offer competitive pay, a robust benefits package, a "smart casual dress code" and much more! We want you to work and grow at TFCU, so there will be many opportunities for professional development and growth through training and continued education. We value you at TFCU!

As a Real Estate Processor, you will be responsible for the following:
• Manage a personal pipeline of assigned loans and ensure the loan is progressing in a timely manner to meet organizational time to close expectations.
• Responsible for obtaining proper documentation to substantiate information used to qualify members for a mortgage loan, including ordering third-party products and ensuring documentation information meets secondary market and TFCU guidelines.
• Utilize an automated underwriting system to obtain accurate findings.
• Review, organize, and collate application and loan information to ensure accuracy and data compliance with regulatory agencies and internal policies and procedures.

As a Senior Real Estate Processor, you will be responsible for the following:
• Perform all functions for a Mortgage Processor.
• Function with limited supervision, handle the most advanced matters, and serve as subject matter experts within the team.
• Provide cross-functional support across various Real Estate Processing teams

Salary Range:
This is a non-exempt position. The starting hourly rate for Real Estate Processor is $30.36 - $37.95 per hour and the starting hourly rate for Senior Real Estate Processor is $37.41 - $46.76; however, actual placement within the range will be determined individually based on your experience relative to organizational needs and internal salary equity.

Schedule:
Normally works a weekday schedule, but may be required to work evenings, holidays, or weekends. May be required to travel overnight with or without notice. Could be subjected to on-call status.

Education/Experience:
An associate's degree in business, finance, or related field for both levels is required. Applicable work experience and/or military experience may be substituted for education at the rate of two years of experience for one year of education.

Real Estate Processor:
Requires three years of experience related to regulatory compliance and quality control within the real estate mortgage lending industry, knowledge and experience with multiple Government Sponsored Enterprise (GSE), i.e. Federal Housing Administration, Department of Veteran's Affairs, Fannie Mae, Federal Home Loan Mortgage Corporation. Credit union experience preferred.

Senior Real Estate Processor:
Requires five years of experience related to regulatory compliance and quality control within the real estate mortgage lending industry, knowledge and experience with multiple Government Sponsored Enterprise (GSE), i.e. Federal Housing Administration, Department of Veteran's Affairs, Fannie Mae, Federal Home Loan Mortgage Corporation, Section HUD 184 Credit union experience preferred.

Certificates, Licenses, Registrations:
1. SAFE (Secure and Fair Enforcement for Mortgage Licensing) Act registration required.
2. TFCU University certification required.
3. Incumbent Bonding REQUIRED by TFCU's chosen authority.
4. Valid driver's license, maintaining an acceptable Motor Vehicle Record.

Keys to success:
In order to be successful, you must possess these qualifications:

Real Estate Processor:
1. Demonstrates a foundational understanding of mortgage loan documentation and basic processing principles.
2. Exhibits strong attention to detail and maintains organized workflows to support accurate and timely processing.
3. Communicates clearly and effectively through both written and verbal channels.
4. Prioritizes tasks efficiently in a fast-paced environment, maintaining focus and responsiveness.
5. Maintains all the knowledge, skills, and abilities of a Level I.
6. Possesses a solid understanding of mortgage documentation and end-to-end loan workflow processes.
7. Analyzes financial documents-including paystubs, tax returns, and bank statements-with accuracy and consistency.
8. Applies sound judgment and initiative in identifying and escalating potential challenges or discrepancies.
9. Maintains a collaborative approach, supporting cross-functional teams and contributing to shared goals.

Senior Real Estate Processor:
1. Maintains all the knowledge, skills, and abilities of the lower level.
2. Analyzes financial documents-including paystubs, tax returns, and bank statements-with accuracy and consistency.
3. Applies sound judgment and initiative in identifying and escalating potential challenges or discrepancies.
4. Maintains a collaborative approach, supporting cross-functional teams and contributing to shared goals.
5. Manages complex and high-volume loan files from application through closing with precision, independence, and efficiency.
6. Resolves escalated issues and navigates high-complexity borrower scenarios using advanced problem-solving and sound judgment.
7. Demonstrates leadership through peer mentorship, informal team guidance, and influence without formal authority.
8. Applies advanced analytical skills to workflow management, process evaluation, and operational improvement initiatives.
9. Maintains expert-level knowledge of loan origination systems and demonstrates deep understanding of regulatory and compliance standards.
10. Serves as an effective liaison between departments, ensuring clear communication, timely resolutions, and a seamless borrower experience.