Job Description
Responsible for investigating and confirming the facts of loss for complex Homeowner's Claims. Determines coverage, damages and otherwise adjusts and negotiates claims within limit of authority. Responsible for creating a comprehensive estimate of damages for complex first party homeowner claims leading to the proper disposition. This role is utilized as peer mentor having mastered our processes and obtained technical expertise.

We are seeking a seasoned Homeowner Field Adjuster to join our team in St. Louis, Missouri. The ideal candidate will have extensive experience managing a wide range of homeowner claims and be proficient in both Xactimate and XactAnalysis. The ability to confidently write estimates up to $150K is essential. Covering the St. Louis area, this position offers the opportunity to make an immediate impact by handling complex claims with professionalism and precision. If you're a skilled adjuster ready for a challenging and rewarding opportunity, we encourage you to apply!

Key Responsibilities
• Builds mastered relationships with both internal and external customers
• Interprets regulatory compliance and fair claims practices
• Negotiates settlements, makes settlement payments and documents all activities in the most complex of files
• Applies mastered content in interpretations of all policy types written by the company and assists leadership in formal and ad hoc training
• Exhibits mastery estimating fundamentals in order to create estimates of damages on complex 1st party homeowner losses of all severities

Supervisory Responsibilities
• This job does not have supervisory duties.

Sign On Bonus:

You may be eligible for a $1,000 Licensing Sign on Bonus if you have the applicable active licenses needed for this role. This could include Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/or applicable Appraiser License.

*Current employees or candidates who have previously worked for Allstate, including its family of companies, are not eligible for this sign-on bonus.*

As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply.

#LI-TR1

Skills
Case Management, Complex Claims, Damage Assessment, Homeowners Claims, Homeowners Insurance, Homeowners Insurance Claims, Insurance Claims, Large Loss Claims, Performance Management (PM), Property Claims, Property Damage, Property Damage Claims, Property Insurance, Quality Management, Relationship Building, Stakeholder Relationship Management, Water Damage Repair, XactAnalysis, Xactimate

Compensation
Base compensation offered for this role is:

Field Adjuster Cons I: $53,500 - $86,400
Field Adjuster Cons II: $56,000 - $93,250
Field Adjuster Sr Cons I & II: $65,600 - $111,550

And is based on experience and qualifications. Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) if applicable for the role.

Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger - a winning team making a meaningful impact.

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.