KeyBank

Product Associate, Operations & Testing

KeyBank$69K — $105K *
US-AnywhereRemote in United States
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Information Systems, Technology, Finance, or related field
  • Minimum 2 years' experience in merchant acquiring or services
  • At least 2+ years in payments, banking operations, or release management
  • Familiarity with payment card network rules and releases (Visa, Mastercard, etc.)
  • Experience in coordinating testing and production deployments
  • Strong project and stakeholder management skills
  • (Preferred) Experience with payment processors like Fiserv or Global Payments

Responsibilities

  • Coordinate release planning across multiple departments and partners
  • Develop testing schedules and production readiness reviews
  • Implement compliance requirements and fee changes in a timely manner
  • Review vendor release documentation and requirements
  • Investigate and resolve pricing discrepancies before production
  • Maintain governance frameworks for production change management
  • Lead reviews for high-impact changes and establish contingency procedures

Benefits

  • Flexible work options with a hybrid requirement for specific cities
  • Eligibility for incentive compensation including production and commission
  • Support for internal audits and regulatory examinations
  • Continuing education and professional development opportunities
  • Employee resource groups and wellness programs
Full Job Description
Location:
For Those Who Work At Home, Ohio

Position Location Policy
  • General Location: Open on location within the United States
    • Hybrid Requirement (if within specific cities): If the selected candidate resides in Cleveland, OH, Buffalo, NY, or Albany, NY, or near a KeyBank office (non-branch location), they are expected to work on-site 3 days per week at the nearest location).
    • Remote work offered if outside of Key Bank footprint.

This position is NOT eligible for employment visa (e.g., H-1B) sponsorship. Applicants must be currently authorized to work in the United Stated on a full-time basis.

Job Summary

The Production Associate is responsible for the operational governance, testing, validation, and implementation of payment network releases, pricing changes, and production control processes across merchant services platforms and client-facing applications. This role serves as the primary coordination point between Product, Pricing, Operations, Networks and third-party processors to ensure production changes are implemented accurately, tested thoroughly, and aligned with governance, risk, and compliance (GRC) requirements. The ideal candidate combines strong payments industry knowledge with expertise in release management, operational risk controls, change management, pricing validation, and regulatory compliance.

Essential Functions

Network Release Oversight
  • Coordinate release planning across Product, Technology, Operations, Risk, and external processing partners.
  • Develop and maintain testing schedules, deployment plans, and production readiness reviews.
  • Ensure timely implementation of new network functionality, compliance requirements, fee changes, and operating rule updates.
  • Review vendor release documentation and implementation requirements.
  • Track external dependencies and ensure partner readiness for production deployments.
  • Track release deliverables, dependencies, risks, and issue remediation through deployment completion.


Pricing Change Testing & Validation
  • Govern implementation of pricing, interchange, assessments, network fees, and processor fee changes.
  • Develop testing and validation strategies for pricing changes across merchant-facing applications, billing systems, and operational workflows.
  • Coordinate user acceptance testing (UAT), regression testing, and production validation activities.
  • Investigate and resolve pricing discrepancies prior to production deployment.
  • Partner with Pricing and Product teams to ensure pricing changes align with approved business requirements.


Governance, Risk & Compliance (GRC)
  • Maintain governance frameworks supporting production change management and operational controls.
  • Ensure adherence to internal risk management policies, regulatory requirements, PCI standards, and network mandates.
  • Maintain audit-ready documentation for change approvals, testing evidence, and implementation records.
  • Monitor control effectiveness and identify opportunities for process improvements.
  • Support internal audits, regulatory examinations, and risk reviews.


Production Operations & Change Management
  • Lead production readiness and implementation reviews for high-impact changes.
  • Establish deployment, rollback, and contingency procedures.
  • Partner with Pricing teams on post-implementation performance and issue resolution activities.
  • Develop operational metrics and reporting related to release quality, testing effectiveness, defects, and compliance.


Qualifications

Education
  • Bachelor's degree in Business, Information Systems, Technology, Finance, or related field.

Work Experience
  • Minimum 2 years merchant acquiring or merchant services
  • Minimum 2+ years of experience in payments, banking operations, production support, release management, or operational risk.
  • Experience with payment card network rules and releases (Visa, Mastercard, Discover, American Express).
  • Experience coordinating testing, UAT, and production deployments.
  • Excellent project management and stakeholder management skills.
  • Experience working with processors such as Fiserv, FIS, Global Payments, Elavon, TSYS, or Worldpay. (preferred)
  • Experience supporting audits, risk assessments, and control testing. (preferred)

Skills
  • Strong understanding of:
    • Merchant pricing models
    • Interchange and assessments
    • Payment processing workflows
    • Change management methodologies
    • Operational risk controls
  • Strong analytical and problem-solving capabilities.
  • Knowledge of PCI DSS and card network operating regulations (preferred)


Core Competencies
  • All KeyBank employees are expected to demonstrate Key's Values and abide by Key's Code of Conduct.


Physical Demands
  • General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.


Travel
  • Occasional travel to include overnight stay.


COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $69,000.00 - $105,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.

Please click here for a list of benefits for which this position is eligible.

Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.

Job Posting Expiration Date: 08/12/2026

About KeyBank

Shockingly, nearly 9-in-10 people who get their real estate license in America fail. We're solving that problem; And doing it while increasing profitability for the brokerage. Through technology, business automation, and a team approach we have created a system where agents focus solely on working with clients and closing deals.

KeyBank Careers

Joining KeyBank means stepping into a world of professional growth and innovation, where job opportunities abound in an environment that values leadership, diversity, and forward-thinking. As a member of our team, you will be part of a company that's committed to empowering your career journey while contributing to the financial wellness of our communities.

Work You'll Do

At KeyBank, we're not just in the business of banking; we're in the business of helping individuals and communities thrive. By joining our team, you will have the chance to be part of a culture that celebrates diversity and fosters leadership and professional development. Whether you're looking for a position in customer service, IT, finance, or management, KeyBank offers a variety of roles suited to your skills and career aspirations.

Innovate and Lead

KeyBank stands at the intersection of finance and innovation. Our employees are encouraged to lead with creativity and integrity, driving solutions that make a real difference. With a focus on digital transformation and sustainable growth, your work at KeyBank will challenge the status quo and encourage you to explore new ideas.

Grow Your Career

Career growth at KeyBank is not just a possibility—it's a priority. We are dedicated to your professional development through comprehensive training programs, leadership workshops, and continuous learning opportunities. Our commitment to your growth is matched by our dedication to inclusion, ensuring all voices are heard and valued.

Be Part of a Great Team

Our team at KeyBank is our strongest asset. We believe in using our collective skills to foster an environment of innovation and collaboration. Join us and connect with colleagues who are just as passionate and driven as you are. Through teamwork, we achieve exceptional results and push the boundaries of what's possible in the banking sector.

Internship and Employment Opportunities

For those starting their careers, KeyBank offers robust internship and employment opportunities that provide a solid foundation in the financial industry. Interns at KeyBank gain hands-on experience, beneficial networking connections, and insights into our day-to-day operations, setting the stage for a successful career.

Benefits and Culture

KeyBank is committed to offering benefits that enhance your life and well-being. From healthcare to retirement plans, and flexible working conditions, we ensure our employees are well taken care of. More than just benefits, our company culture is built on respect, integrity, and accountability—values that guide us in making a positive impact on our clients and communities.

Join Our Team

Explore the job opportunities at KeyBank and find the right fit for your skills and interests. We are continuously hiring and looking for individuals who are curious, innovative, and ready to make a difference. Prepare your resume, ace your interview, and join a team that's dedicated to your success and to transforming the landscape of banking.

Stay Connected

Keep up to date with the latest career tips, industry insights, and company news by following our careers blog. Personalize your experience by subscribing to job alert emails tailored to your preferences, and discover the exciting and rewarding career opportunities that await at KeyBank.

Search KeyBank Jobs

Ready to take the next step in your career? Search open positions at KeyBank that match your skills and interests. We look for passionate, creative, and solution-driven team players who are ready to grow and succeed in a dynamic and supportive environment.

SEARCH KEYBANK JOBS

Join KeyBank and be part of a company where your career is as important to us as it is to you. Together, let's unlock opportunities for growth, innovation, and meaningful impact in the financial world.
Learn more about KeyBank
Size
17,110 employees
Market Cap
$16 billion
Industry
Net Income
$1.3 billion
Founded
1825
5 Year Trend
+5.6%
NASDAQ

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