Wells Fargo

Principal Engineer

Wells Fargo$159K — $305K *
Consumer Technology
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of Engineering experience, including software, platform, site reliability, or distributed systems.
  • 7+ years leading large-scale, mission-critical platforms with high transaction volumes.
  • 7+ years of expertise in designing resilient platforms using microservices, APIs, and cloud technologies.
  • 7+ years of experience influencing architecture decisions and leading complex technical initiatives.
  • 7+ years hands-on experience with observability, automation, and incident management practices.

Responsibilities

  • Advise leadership on technology applications for complex business needs.
  • Lead strategy for resolving unique technical challenges across the enterprise.
  • Translate technology experience into scalable engineering solutions.
  • Provide direction on innovative business solution implementations.
  • Stay updated on industry best practices and recommend operational innovations.
  • Engage with professionals across the enterprise as an expert advisor.

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance and critical illness insurance
  • Parental leave
  • Tuition reimbursement
  • Adoption reimbursement
  • Commuter benefits
Full Job Description
About this role:

Wells Fargo is seeking a Principal Engineer in technology as part of the Consumer Technology & generative AI team. This role serves as a strategic technology leader, partnering with senior business and engineering stakeholders to align technology investments with organizational objectives and complex business needs. The individual will drive innovation by evaluating emerging technologies, defining future-state strategies, and translating business opportunities into scalable, resilient, and forward-looking engineering solutions. They will lead the delivery of both immediate and long-term technology initiatives, leveraging advanced analytical thinking and deep technical expertise to enhance operational efficiency and competitive advantage. Additionally, this role will champion a culture of collaboration, continuous innovation, and technology adoption across the organization.

In this role, you will:

  • Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups
  • Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
  • Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions
  • Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions
  • Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
  • Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership

Required Qualifications:

  • 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 7+ years of software engineering, platform engineering, site reliability engineering (SRE), or distributed systems experience, including leadership of large-scale, mission-critical production platforms supporting high transaction volumes.
  • 7+ years of in-depth expertise in designing/operating/supporting highly available, resilient, and scalable platforms, including microservices, APIs, event-driven architectures, cloud-native technologies, Kubernetes/OpenShift, and hybrid cloud environments.
  • 7+ years of experience leading complex technical initiatives across multiple organizations, influencing architecture decisions, technology strategy, engineering standards, and long-term modernization roadmaps.
  • 7+ years hands-on experience with observability, automation, and operational excellence practices, including monitoring, distributed tracing, CI/CD, infrastructure as code, incident management, and reliability engineering principles.

Desired Qualifications:

  • Experience supporting Digital Payments platforms and financial transaction processing systems, including Zelle, ACH, RTP, FedNow, Wire Transfers, Debit/Credit Card processing, settlement, reconciliation, or payment network integrations.
  • Expert knowledge of performance engineering, resiliency design, and large-scale production operations, including capacity planning, fault tolerance, disaster recovery, high availability architectures, and major incident leadership.
  • Experience implementing AI-assisted engineering capabilities, including Generative AI, Agentic AI, GitHub Copilot, intelligent automation, AIOps, software development acceleration, and operational productivity improvements.
  • Strong understanding of cybersecurity, technology risk management, and regulatory compliance requirements applicable to financial services platforms, including secure architecture, threat mitigation, resiliency controls, and audit readiness.
  • Proven ability to mentor and develop engineering talent while establishing enterprise standards and best practices, serving as a technical thought leader across software engineering, SRE, observability, cloud engineering, and platform modernization initiatives.

Job Expectations:

  • This position is not eligible for Visa sponsorship
  • Relocation assistance is not available for this position
  • Position offers a hybrid work schedule

Posting Locations:

  • 300 S Brevard St.- Charlotte, North Carolina 28202

  • 333 Market St. - SAN FRANCISCO, California 94105

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$159,000.00 - $305,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

2 Sep 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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