Bank of America Corporation

Principal Engineer - Stablecoin

Bank of America Corporation$156K — $230K *
Plano, TX 75025In-Person
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in designing and developing secure and scalable blockchain applications
  • Expertise in building distributed, multi-cloud applications
  • Deep understanding of Web3 protocols
  • Experience with Ethereum, Solana, or Hyperledger
  • Proficient in smart contract languages like Solidity and Rust
  • Familiar with cryptography and DeFi protocol standards
  • Strong track record in conducting code audits and reviews

Responsibilities

  • Develop engineering approaches for comprehensive solutions
  • Lead design and planning of complex, cross-team features
  • Oversee technical development including design reviews and code assessments
  • Define and implement the technology stack for projects
  • Ensure solution designs align with broader payment systems
  • Implement and enhance CI/CD capabilities for teams
  • Guide teams on best coding practices for high performance

Benefits

  • Industry-leading benefits package
  • Access to paid time off
  • Resources and support for employee impact
  • Opportunities for professional development and growth
  • Participation in annual discretionary bonus plan
Full Job Description

Job Description:
This job is responsible for defining and leading the engineering approach for solutions at the program or portfolio level, to deliver significant business outcomes. Key responsibilities include continuously improving the design, quality, and reuse of the solution and delivering technology enablers that improve development efficiencies for the solution. Job expectations include familiarity with at least one area of engineering, acting as a “go to” reference across the organization, and applying knowledge to improve technical competencies through recruitment and development activities.

Position Summary:

This job is responsible for defining and leading the engineering approach for Bank of America’s Stablecoin solutions, including complex features to deliver significant business outcomes. Key responsibilities of the job include delivering complex features and technology, enabling development efficiencies, providing technical thought leadership based on conducting multiple software implementations, and applying both depth and breadth in a number of technical competencies. Additionally, this job is accountable for end-to-end solution design and delivery.

Responsibilities:

  • Develops the engineering approach for the entire program/portfolio solution and works with Architecture, to develop/analyze/deliver the implementation of technical enablers
  • Leads the planning, definition, and design of the complex features which span multiple teams and explore solution alternatives
  • Leads the technical oversight for teams in solution development including design reviews and code within own domain
  • Defines the technology tool stack for the solution within ranged of internally approved and supported technologies
  • Ensures that the Stablecoin design and engineering approach for complex features are consistent with the larger payments ecosystem
  • Define the technology tool stack for the solution and evaluate and adapt new testing tool/framework/practices for team(s)
  • Enables team(s)/applications with Continuous Integration/Continuous Development (CI/CD) capabilities and engages with other technical stakeholders pertaining to efficient functioning of CI-CD pipeline
  • Guides and influences team(s) on design and best practices for high code performance –e.g. pairing, code reviews
  • Lead the design and development of secure, scalable financial blockchain applications, with a focus on stablecoin issuance, lifecycle management, and settlement use cases.
  • Define end-to-end blockchain architectures leveraging deep expertise in Web3 protocols, distributed ledger technology (DLT), and decentralized system design.
  • Design, develop, and maintain production-grade smart contracts using languages such as Solidity, Rust, or equivalent, aligned with banking-grade controls.

Required Qualifications:

  • Experience of design and development of secure and scalable financial blockchain applications and smart contracts
  • Expertise building distributed multi-cloud multi-region applications.
  • Experience with AWS and/or other major cloud providers such as GCP or Azure
  • Must have a deep understanding of Web3 Protocols
  • Experience building decentralized applications on platforms like Ethereum, Solana, or Hyperledger
  • Design and development with smart contracts using Solidity, Rust, or other blockchain programming languages
  • Implementation experience with cryptography (e.g., public/private key systems, hashing algorithms), token standards (e.g. ERC20, ERC721 etc.) and DeFi protocols
  • Building and optimizing DLT for performance and security
  • Experience of conducting code reviews, audit and security analysis to identify and mitigate vulnerabilities
  • Integrating blockchain solutions with external systems, such as oracles (e.g., Chainlink), existing infrastructure or APIs
  • Track record of collaborating with business product SMEs, architects, developers, and other stakeholders to deliver production ready solutions

Desired Qualifications:

  • Familiarity with tools like Truffle, Hardhat, Remix, Web3.js, or Ethers.js
  • Experience with DevOps tools including Terraform
  • Knowledge of emerging blockchain trends, protocols, and experience with layer-2 scaling solutions

Skills:

  • Automation
  • Influence
  • Result Orientation
  • Stakeholder Management
  • Technical Strategy Development
  • Application Development
  • Architecture
  • Business Acumen
  • Risk Management
  • Solution Design
  • Agile Practices
  • Analytical Thinking
  • Collaboration
  • Data Management
  • Solution Delivery Process

Shift:

1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details

US - CA - San Francisco - 315 Montgomery St - 315 Montgomery (CA5704), US - NJ - Jersey City - 101 Hudson St - 101 Hudson (NJ2101), US - WA - Seattle - 401 Union St - Rainier Square (WA1510)

Pay and benefits information

Pay range

$156,500.00 - $230,000.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

About Bank of America Corporation

Bank of America Merrill Lynch is the corporate and investment banking division of Bank of America. It provides services in mergers and acquisitions, equity and debt capital markets, lending, trading, risk management, research, and liquidity and payments management. It was formed through the combination of the corporate and investment banking activities of Bank of America and Merrill Lynch following the acquisition of the latter by the former in January 2009. Bank of America completed the acquisition of Merrill Lynch & Co on 1 January 2009. Bank of America began rebranding all of its corporate and investment banking activities under the Bank of America Merrill Lynch name in September 2009. In April 2010, Bank of America Merrill Lynch appointed Christian Meissner as head of investment banking for Europe, Middle East and Africa. In April 2011, Bank of America Merrill Lynch integrated its corporate and investment banking operations into a single division. In October 2013, Bank of America Merrill Lynch was recognised as the Most Innovative Investment Bank of the Year in The Banker's Investment Banking Awards.

Bank of America Corporation Careers

Join the dynamic team at Bank of America Corporation, a premier global financial institution where innovation, leadership, and growth go hand in hand. As one of the largest banks in the world, we offer unparalleled job opportunities and a culture that values diversity, inclusion, and professional growth. Work You’ll Do At Bank of America Corporation, you’ll be part of a team that’s dedicated to making a real difference. Whether you’re helping families buy their first home, advising businesses on expansion, or developing cutting-edge financial technologies, your work will have an impact. Our commitment to leadership in the financial industry has never been stronger, and we need passionate, skilled professionals to lead our journey. Explore a World of Opportunities From entry-level positions to leadership roles, Bank of America Corporation offers a variety of career paths in areas such as investment banking, technology, marketing, and risk management. Our job opportunities span the globe, providing the chance to work alongside the best in the industry and develop skills that will propel your career forward. Internship Programs Kickstart your career with Bank of America Corporation’s internship programs. These opportunities provide hands-on experience and a chance to engage in meaningful work that complements your academic studies. Interns gain invaluable networking opportunities, receive mentorship from seasoned professionals, and learn about the culture and operations of a global financial leader. Benefits and Growth Bank of America Corporation is committed to the well-being and continuous professional development of our team members. We offer a competitive benefits package that supports the health, financial stability, and work-life balance of our employees. Our training programs and development initiatives ensure that every team member has the opportunity to grow and advance within the company. Inclusive Culture We believe our strength lies in our diversity. Bank of America Corporation fosters an inclusive environment where all employees can thrive. Through diversity training and a commitment to equal opportunities, we cultivate leadership and innovation that reflect the wide-ranging communities we serve. Join Our Team Are you ready to advance your career at a company that’s at the forefront of the financial industry? Explore the positions available at Bank of America Corporation and find where your skills and interests align with our needs. We are continuously hiring and looking for individuals who are curious, creative, and eager to drive change. Stay Connected Keep up to date with the latest from Bank of America Corporation Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that match your career interests and get insider tips that can help you during your application and interview process. Bank of America Corporation is not just a company—it’s a place where you can shape your future and the future of finance. Join us and be part of a team that’s redefining what a bank can be.
Learn more about Bank of America Corporation
Size
208,000 employees
Market Cap
$260.3 billion
Industry
Net Income
$17.8 billion
Founded
1998
5 Year Trend
-1.4%
NASDAQ

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