As a Principal Associate, Financial Analysis in the Financial Services division, you will work for a forward leaning organization that is actively disrupting the Auto finance industry through innovation and a customer-centric approach. If you thrive at the intersection of complex data, executive storytelling, and customer-centric strategy, this role will give you the platform to make a definitive impact.

You will have the opportunity to partner with business customers on driving strategic business direction that leads to sustainable performance and you will be asked to challenge our current well-managed processes to be more proactive, effective and efficient.

Financial Analysts utilize a wide array of tools and data to perform analysis to identify drivers and trends that impact the near and long term trajectory of our division. Associates have the resources and space to drive significant change across the team and organization.

The ideal candidate will provide financial leadership and strong influence, communication, and problem solving competencies to effectively:

• Design Robust Analytical Frameworks: Go beyond the surface of the data. Build clear methodologies and conduct deep-dive portfolio diagnostics to uncover customer, channel trends and P&L impacts, translating raw metrics into the actionable insights that inform leadership's action plans.

• Drive Executive Storytelling: Transform complex financial models into compelling, "camera-ready" narratives. You will present data-driven insights to senior audiences, providing the analytical foundation required for real-time strategic debates.

• Act as a Strategic Partner: Collaborate seamlessly across the business to quantify the financial implications of ongoing initiatives. You will propose and utilize advanced analytical methods to help leaders optimize overall business performance.

• Navigate Ambiguity with Precision: Thrive in a dynamic environment by transforming open-ended questions and ad-hoc requests into structured methodologies and clear project plans under tight deadlines.

• Elevate the Team: Serve as an analytical sounding board and mentor to junior analysts, raising the technical bar and fostering a culture of continuous learning.

General responsibilities include:

• Strategic Finance Partner: Establish trusted business partner relationships as the finance partner for the Head of Auto Servicing Customer Care & Auto Servicing CTO

• Model Strategic Sensitivities: Act as the analytical engine for our business partners. Leverage our modeling infrastructure to run complex P&L sensitivities, translating potential business decisions into actionable financial intelligence for senior leadership.

• Manage Complex Deliverables: Independently prioritize and drive large bodies of analytical work to completion, seamlessly managing stakeholder expectations and complex relationships within strict regulatory and business timelines.

Basic Qualifications:

• Bachelors Degree or Military experience

• At least 3 years of experience in financial analysis, financial modeling or a combination
  

Preferred Qualifications:

• Masters Degree in Business Administration (MBA) or Masters Degree in Finance

• Chartered Financial Analyst (CFA) designation or Certified Public Accountant (CPA) license

• 6+ years of experience in financial analysis, financial modeling or a combination

• Proficiency in SQL and Python, alongside experience with modern data visualization tools (e.g., Tableau, QuickSight) and familiarity with emerging AI tooling to drive analytical rigor and clear business insights

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.