Wells Fargo

Principal AI Architect, Enterprise Functions Technology

Wells Fargo$159K — $305K *
Enterprise Technology
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of architecture experience in a technical field
  • 5+ years of software engineering experience
  • 3+ years of experience with Software-as-a-Service (SaaS) products
  • 3+ years of experience with Artificial Intelligence (AI) or machine learning (ML) technologies
  • Hands-on understanding of modern AI architectures like LLMs and RAG.

Responsibilities

  • Set architectural direction for AI capabilities across SaaS platforms
  • Create and disseminate AI adoption patterns and standards
  • Guide the adoption of AI features in third-party SaaS products
  • Provide AI architecture guidance across the EFT organization
  • Advise technology leaders on AI and SaaS challenges
  • Ensure compliance with security and risk requirements in AI solutions
  • Influence internal technology roadmaps and vendor AI strategies
  • Stay updated on AI technologies and regulatory landscapes.

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance and related coverage
  • Parental leave
  • Critical caregiving leave
  • Tuition reimbursement and scholarships
  • Adoption reimbursement
Full Job Description

About this role:

Wells Fargo is seeking a Principal AI Architect to lead how Software-as-a-Service (SaaS) AI capabilities are designed, secured, and governed across the SaaS platforms used throughout our Enterprise Functions Technology (EFT) organization.

AI is quickly becoming a core part of the SaaS products our teams rely on — from embedded copilots and agents to vendor-integrated models. This role sits at the center of how those capabilities are adopted: defining the patterns, principles, and guardrails that let teams move fast while keeping security, resiliency, governance, and risk firmly in view. Alongside this SaaS focus, you'll provide broader AI-architecture coverage for EFT, advising teams on AI-enabled solutions wherever they're being built.

This is a highly visible role with regular interaction with senior technology leaders. You'll be expected to shape strategy and direction while staying close to real architecture and design decisions. Your work will span multiple SaaS platforms, and the standards you set will be shared broadly — directly shaping how AI-enabled SaaS solutions are built and evolved at Wells Fargo.

In this role, you will:

  • Set the architecture direction for how AI capabilities are designed, integrated, and governed across EFT's SaaS platforms — defining current-state, target-state, and transition architectures.
  • Create and socialize the patterns, principles, standards, and guardrails that let teams adopt AI in SaaS products quickly and safely, addressing security, resiliency, governance, and risk.
  • Evaluate and guide the safe adoption of AI features in third-party SaaS products — including embedded copilots, agents, and model integrations — with particular attention to how vendor AI accesses and handles enterprise data.
  • Provide AI-architecture coverage across the wider EFT organization, advising product and engineering teams on AI-enabled solutions beyond SaaS where needed.
  • Advise senior technology and business leaders on complex, first-of-their-kind AI and SaaS challenges, delivering scalable, long-term architectural solutions.
  • Ensure AI-enabled SaaS solutions meet Wells Fargo's security policies, risk controls, data-protection requirements, and architecture governance — partnering closely with risk, compliance, and information security teams.
  • Guide the selection and adoption of architecture frameworks, reference patterns, and strategic tooling for SaaS and AI platforms.
  • Stay current on emerging AI technologies, SaaS trends, and the evolving AI regulatory landscape, recommending innovations that improve efficiency, resiliency, and scalability.
  • Influence internal technology roadmaps and, where appropriate, vendor AI strategies to support enterprise-wide outcomes.
  • Serve as a trusted, hands-on architectural advisor and domain expert to technologists, product teams, and leaders at every level.

Required Qualifications:

  • 7+ years of architecture experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education
  • 5+ years of software engineering experience demonstrated through one or a combination of the following: work experience, training, military experience, or education
  • 3+ years of experience working with Software-as-a-Service (SaaS) products, as an architect, an engineer, or a combination of both
  • 3+ years of experience working with Artificial Intelligence (AI) or machine learning (ML) technologies

Desired Qualifications:

  • Hands-on understanding of modern AI architecture patterns — such as large language models (LLMs), retrieval-augmented generation (RAG), agents, vector stores, and model/API integration — and the risks specific to them (e.g., prompt injection, data leakage, hallucination, model and data poisoning).
  • Familiarity with AI governance, risk, and security frameworks such as the NIST AI Risk Management Framework, ISO/IEC 42001, and the OWASP Top 10 for LLMs.
  • Knowledge of modern cybersecurity practices and IT risk controls, particularly as they apply to SaaS and AI-enabled systems.
  • An architect's ability to think broadly and systemically, and to exert thought leadership, paired with an engineer's hands-on mentality and focus on delivery.
  • Excellent written and verbal communication skills, including the ability to translate complex AI and security concepts into business-friendly language for technologists, senior managers, and executive leadership.
  • Subject-matter expertise in corporate-functions e.g., Legal, Public Affairs, Finance.

Job Expectations:

  • Ability to work on site in one of the posted locations
  • Ability to travel up to 10% of the time

The person in this role will lead efforts to standardize and promote the use of architectural patterns, principles and standards that govern and impact the use of AI capabilities in SaaS software products.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$159,000.00 - $305,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit  for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

7 Jul 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

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Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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