Liberty Mutual

Personal Lines Senior Territory Manager

Liberty Mutual$80K — $110K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree or equivalent industry experience.
  • Minimum six years of progressively responsible insurance sales and management experience.
  • Advanced knowledge of insurance products, marketing techniques, and industry trends.
  • Proven track record of revenue growth and sales success in a previous role.
  • Strong decision-making and problem-solving abilities with experience building partnerships.
  • Effective written and oral communication skills, including negotiation and persuasion.
  • Advanced analytical and business development skills.

Responsibilities

  • Own and manage an assigned territory to drive profitable growth.
  • Lead agency management processes from prospecting to engagement and training.
  • Build and maintain strong relationships with agency stakeholders.
  • Act as a trusted advisor providing product and underwriting expertise.
  • Develop and execute territory and agency strategies to meet growth objectives.
  • Ensure effective risk management and quality business flow within the territory.
  • Collaborate with cross-functional teams to identify growth opportunities.

Benefits

  • Competitive pay and performance-based incentives.
  • Comprehensive health and wellness benefits from day one.
  • Retirement benefits with a company-matching 401(k) plan.
  • Generous paid time off and paid volunteer time.
  • Career development and growth opportunities across the enterprise.
  • Flexible work arrangements for improved work-life balance.
  • An inclusive culture valuing diversity, equity, and belonging.
Full Job Description
Description

 

As a Senior Territory Manager, you will drive profitable premium growth across an assigned territory by building strong, consultative partnerships with independent agents. This role is critical to expanding market share through strategic agency management, collaboration with underwriting and internal partners, and disciplined execution of Personal Lines growth initiatives.

 

Key Responsibilities

 

  • Own and manage an assigned territory, driving profitable growth in alignment with financial and operational goals.
  • Lead all aspects of agency management, including prospecting, onboarding, business planning, engagement, training, and optimization.
  • Build and maintain strong, in-person relationships with agency owners, leaders, and frontline teams.
  • Act as a trusted advisor by delivering product expertise, underwriting appetite guidance, system training, and support for retention and new business growth.
  • Develop and execute territory and agency strategies to achieve direct written premium, profitability, and new business objectives.
  • Ensure high-quality new business flow, appropriate book mix, and effective risk management across the territory.
  • Partner closely with underwriting, product management, claims, and risk control to identify opportunities, resolve issues, and share market and competitor insights.
  • Collaborate with Personal Lines and Business Lines counterparts on shared agency relationships to ensure a coordinated approach.
  • Leverage internal data, tools, and programs to drive agency performance, production, and profitability.
  • Provide leadership, mentoring, and thought partnership to peers while contributing to continuous improvement initiatives.

 

Preferred Experience

 

  • Experience managing independent insurance agencies within Personal Lines (property and casualty strongly preferred).
  • Proven success driving profitable growth, new business development, and agency performance within a defined territory.
  • Strong understanding of underwriting principles, risk selection, and portfolio management.
  • Demonstrated ability to influence and collaborate with cross-functional partners without direct authority.
  • Experience developing and executing strategic business or territory plans.
  • Strong consultative selling, relationship-building, and presentation skills.
  • Ability to analyze performance data and translate insights into actionable strategies.
  • Willingness to travel regularly within the assigned territory.

 

Why Liberty Mutual

 

At Liberty Mutual, we’re committed to creating a workplace where people feel supported, empowered, and able to do their best work. Our purpose—helping people live safer, more secure lives—guides everything we do, including how we invest in our employees.

 

We offer a competitive total rewards package designed to support your health, well-being, and financial future, which may include:

  • Competitive pay and performance-based incentive opportunities
  • Comprehensive health and wellness benefits starting on day one
  • Retirement benefits, including a 401(k) plan with company match
  • Generous paid time off, holidays, and paid volunteer time
  • Career development, learning, and growth opportunities across the enterprise
  • Flexible work arrangements that support work-life balance
  • An inclusive culture that values diversity, equity, and belonging

 

At Liberty Mutual, you’ll find more than a job—you’ll build a career with purpose, backed by a company that invests in your success and the communities we serve.

Qualifications
  • Bachelor`s Degree or equivalent industry experience.
  • Minimum six years of progressively more responsible insurance sales and management work experience.
  • Advanced knowledge of company services, products, marketing techniques, insurance contracts, risk funding and rating plans, and industry trends.
  • Proven track record of revenue growth and sales success in a prior role.             
  • Proven success in developing and building partnerships, decision making and problem solving.
  • Advanced knowledge of the business including production management, claims, loss prevention, underwriting, administration, sales operations and agency business operations.
  • Highly effective written and oral communication skills, including presentation, persuasion, timing, tact and negotiation skills.
  • High degree of customer focus, interpersonal relationship skills and problem solving.
  • Advanced analytical thinking, business analytics and business development skills.
  • Strong time management and team orientation skills.
  • Well versed understanding of marketing principles.
  • Must be licensed by the state if required.
  • Ability to travel daily with occasional overnight travel.
  • Appropriate driving record required to operate a company vehicle.
About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

About Liberty Mutual

Since 1912, Liberty Mutual Insurance have committed theirselves to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs. Their delivery on this commitment is the reason they're now the third largest property and casualty insurer in the U.S. based on 2012 direct premium written according to the National Association of Insurance Commissioners.

Liberty Mutual Careers

Join the vibrant team at Liberty Mutual, a leading global insurance company, where your career is in your hands. At Liberty Mutual, we are committed to fostering an inclusive culture that values diversity and innovation. With a variety of job opportunities across multiple fields, this is where your professional journey can truly flourish.

Work You’ll Do

At Liberty Mutual, you’ll be part of a team that’s dedicated to empowering people to live safer, more secure lives. Whether you’re interested in a position in claims handling, underwriting, or customer service, you’ll find a platform here to enhance your skills and push the boundaries of what you can achieve.

Explore Our Job Opportunities

Liberty Mutual offers a range of career paths for both seasoned professionals and those just starting out. Our internship programs provide invaluable hands-on experience, helping to bridge the gap between education and full-time employment. For those seeking to grow their career, we offer positions that challenge and inspire, backed by benefits that support both professional and personal growth.

Innovate with Us

Innovation is at the heart of Liberty Mutual. We encourage our team to bring fresh ideas that drive industry leadership and improve customer experiences. By joining our team, you’ll collaborate with talented professionals who are keen on developing solutions that lead the market.

Develop Your Career

Liberty Mutual is deeply invested in the professional development of its employees. With comprehensive diversity training and leadership programs, we prepare you to take on leadership roles within the company. Networking opportunities within the company can lead to mentorship and further career advancement.

Benefits of Joining Liberty Mutual

Working at Liberty Mutual comes with numerous benefits. From competitive salaries to health and wellness programs, we ensure our team members are well taken care of. More than just a job, a position at Liberty Mutual is a stepping stone to a fulfilling career.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Liberty Mutual. We are actively hiring and looking for individuals who are passionate, curious, and ready to drive change. Enhance your resume, prepare for your interview, and become part of a company that values your unique skills and vision.

Stay Connected

Keep up to date with the latest from Liberty Mutual Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get insights into new postings and career tips directly from our team.

Liberty Mutual: A Place to Grow, Innovate, and Lead

Discover how you can make a difference. Visit our careers page to find the position that’s right for you and join a team that’s committed to growth, leadership, and innovation. At Liberty Mutual, your career is what you make it.
Learn more about Liberty Mutual
Size
45,000 employees
Industry
Founded
1912

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