Tata Consultancy Services

Payments QA Engineer

Tata Consultancy Services$110K — $125K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Deep expertise in Wire Transfer processing with hands-on experience in ACI MTS.
  • Strong knowledge of ISO20022 messages along with legacy SWIFT MT formats.
  • Proficient in Agile, SDLC, and test management methodologies.
  • Capability to create detailed manual test cases for varied requirements.
  • Experience in managing compliant test data across different environments.
  • Detail-oriented with strong analytical and organizational skills.
  • Effective communication skills for collaboration with cross-functional teams.

Responsibilities

  • Drive problem-solving and judgment for payment processing issues.
  • Conduct thorough analysis and testing of payment systems.
  • Foster teamwork and collaboration across distributed teams.
  • Maintain responsibility and reliability in task execution.
  • Build relationships with Business Technology and development teams.
  • Work independently while managing tasks with minimal supervision.
  • Adapt to fast-paced changes while adhering to established timelines.

Benefits

  • Continued professional development opportunities.
  • Collaborative work environment across diverse teams.
  • Exposure to innovative payment processing technologies.
  • Ability to influence and drive decision-making processes.
Full Job Description
Payments QA engineer

Must Have Technical/Functional Skills
• Deep knowledge of Wire Transfer processing with hands on experience in ACI MTS, including payment/message flows, validations, and downstream impacts.
• Strong understanding of ISO20022 messages across CBPR+, Fedwire, and CHIPS, as well as legacy SWIFT MT formats.
• Solid grasp of Agile, SDLC, and test management methodologies.
• Ability to develop comprehensive manual test cases that cover functional, non-functional, and compliance requirements.
• Skilled at generating, conditioning, and managing compliant test data across environments.
• Analytical, detail-oriented, highly organized, and able to independently drive assignments to completion.
• Strong written and verbal communication skills with the ability to collaborate across distributed, cross-functional teams.
• Adaptable in a fast-paced environment and able to work within established timelines.
• Confident in making decisions to ensure features function as intended.

Understanding of dependencies across wire processing, including:

Payment and message processing flows

Client products and services related to Wire Transfer

Wire database structures and operational interactions

Fedwire, CHIPS, and SWIFT practices, formats, and reconciliation

gpi processing
• Experience supporting and testing middleware interfaces, including web services, daemons, and message-based integrations.
• Hands-on experience with tools such as SOAP UI, Postman, Jira, Confluence, Octane, and MTS utilities.
• Linux and shell scripting familiarity.

Roles & Responsibilities
• Excellent problem solving, judgment and decision-making skills.
• Strong analytical skills.
• Must be an excellent team player.
• Responsible, reliable must be willing to continuously learn and develop.
• Detail and process oriented
• Ability to communicate with our Business Technology partners at all levels across the organization.
• Ability to develop strong relationships with our development team partners.
• Ability to partner with other Support teams and with technology groups within the organization.
• Self-starter and independent worker, ability to work with minimum supervision.

Salary Range- $110,000-$125,000 a year

About Tata Consultancy Services

Tata Consultancy Services (TCS) is an Indian multinational information technology (IT) services and consulting company, headquartered in Mumbai, Maharashtra, India. It is a subsidiary of Tata Group and operates in 149 locations across 46 countries. TCS is the largest Indian company by market capitalization and is ranked 11th on the Forbes Global 2000 list of the world's biggest public companies. TCS is also the second-largest IT services company in the world by revenue and the largest employer of women in India. The company provides services in areas including IT, consulting, and business solutions.
Learn more about Tata Consultancy Services
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469,261 employees
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