Payments Manager, Merchant Onboarding

PAR Technology

$90K — $120K *
US-AnywhereRemote in United States
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4-8 years in payments, fintech operations, or related fields
  • Strong knowledge of payment gateways and merchant acquiring
  • Experience with KYC/KYB processes and compliance
  • Proven track record in managing onboarding projects
  • Experience in restaurant or hospitality environments is a plus
  • Strong commercial instincts regarding onboarding outcomes

Responsibilities

  • Lead end-to-end onboarding from sales handover to go-live
  • Coordinate cross-functional teams to ensure timely onboarding
  • Act as the merchant's main contact throughout the onboarding process
  • Manage account configuration and reporting setup for new merchants
  • Produce and maintain comprehensive documentation for onboarding
  • Utilize AI tools to enhance onboarding communications and workflows

Benefits

  • Flexible remote working options
  • Opportunity to lead a small team
  • Professional development through mentoring
  • Exposure to cutting-edge AI technology in payments
  • Impact on merchant satisfaction and company revenue
Full Job Description
Position Description:

PAR Technology is a leading SaaS provider serving the restaurant and hospitality industry, and payments is central to how our merchants operate and grow. We're looking for a Payments Manager, Merchant Onboarding to own the critical path between commercial close and a merchant going live on our payments platform.

In this role, you'll lead the merchant onboarding lifecycle from handover by Sales through to operational readiness - taking a merchant from signed to onboarded, configured, trained, and transacting. You'll work in close partnership with colleagues who own underwriting and post-go-live stabilization, serving as the connective tissue between those functions and the commercial teams. You'll also serve as PAR's internal center of expertise on payments processes, gateway configuration, and PSP/merchant acquisition solutions - and you'll bring an AI-forward mindset to how that expertise gets built, documented, and scaled.

You'll manage a team of two onboarding specialists and be expected to be both a hands-on leader and a subject matter expert who actively explores how AI tools can make your team faster, sharper, and more consistent.

Position Location:

Remote United States

Reports To:

General Manager, Payments & Ordering

What We're Looking For:

Requirements:
  • 4-8 years of experience in payments, payment operations, merchant onboarding, fintech operations, or a related field
  • Deep working knowledge of payment gateways, merchant acquiring, and processor configurations
  • Hands-on experience with KYC/KYB processes and payment compliance requirements
  • Proven ability to manage complex, cross-functional onboarding projects with multiple stakeholders and tight timelines
  • Experience in restaurant, hospitality, POS, or integrated payments environments strongly preferred
  • Strong commercial instincts - you understand how onboarding decisions affect merchant satisfaction, revenue, and long-term retention

Additional skills:
  • Demonstrated curiosity and comfort with AI tools; experience applying AI to improve operational workflows is a meaningful plus
  • Excellent communication skills; comfortable engaging directly with merchants and senior internal stakeholders alike
  • Prior experience managing or mentoring a small team
  • CRM experience (Salesforce preferred); familiarity with onboarding or project management tools a plus

Unleash your potential: What you will be doing and owning:

Merchant Onboarding
  • Own end-to-end onboarding execution from commercial handover to go-live, ensuring every merchant is accurately configured and ready to transact on time
  • Coordinate across Sales, Underwriting, Compliance, and Product to keep onboarding timelines on track and escalations resolved quickly
  • Serve as the direct point of contact for merchants during onboarding - setting clear expectations, communicating status proactively, and resolving issues before they become blockers
  • Manage account configuration including processing parameters, settlement structures, gateway provisioning, and reporting setup
  • Maintain a clean handoff to the post-go-live stabilization team, ensuring full documentation of each merchant's setup
  • Leverage AI tools to streamline merchant communications, automate status tracking, and accelerate configuration workflows wherever possible

Payments Expertise & Process Ownership
  • Serve as PAR's internal center of expertise on payment gateway operations, merchant acquiring, and onboarding compliance requirements (KYC/KYB, card network rules, tokenization, regulatory standards)
  • Advise Sales and Account Management on how to structure deals that are commercially attractive and operationally executable
  • Build and maintain onboarding playbooks, process documentation, and training materials - using AI-assisted tools to keep them current, searchable, and scalable
  • Analyze onboarding data and SLA metrics to identify friction points and drive continuous improvement; apply AI-driven analytics to surface patterns and prioritize fixes faster
  • Educate internal teams on regulatory updates, processor changes, and evolving scheme requirements
  • Stay current on emerging AI applications in payments and onboarding, and bring forward concrete recommendations for adoption

Team Leadership
  • Manage, coach, and develop a team of two onboarding specialists through regular 1:1s, performance feedback, and skills development
  • Actively build your team's AI fluency - embedding AI tools into daily workflows and creating space to experiment, learn, and iterate
  • Monitor team workload, queue health, and SLA adherence - escalating where needed and removing blockers proactively
  • Conduct regular quality audits on onboarding work to ensure accuracy and compliance readiness

Interview Process:
  • Interview #1: Video Screen with Talent Acquisition Team
  • Interview #2: Video interview with the Hiring Manager (via MS Teams)
  • Interview #3: Video interview with the Team (via MS Teams)

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