Mortgage Loan Officer

AmeriCU Credit Union

$100K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in mortgage loan origination preferred
  • Proficiency in outside sales and relationship management
  • Strong understanding of residential mortgage products
  • Experience with referral-based business development
  • Financial advising background is a plus

Responsibilities

  • Generate new mortgage leads through outside sales calls
  • Build relationships with realtors, builders, and community partners
  • Attend networking events to enhance lead volume
  • Achieve consistent mortgage production to meet targets
  • Consult with members on home loan and refinance options
  • Provide expert support on mortgage rates and eligibility
  • Conduct applicant interviews to assess loan eligibility

Benefits

  • Sign-on bonus available
  • Flexible work schedule
  • Opportunities for professional development
  • Supportive team environment
  • Performance-based advancement opportunities
Full Job Description
Mortgage Loan Officer (External Mortgage Sales)

Camillus, NY - $100,000+ First-Year Potential + Sign-On Bonus!

2026 On Track Earnings of over $100,000 for the year!

Job Type: Full-Time
Industry: Mortgage Lending / Financial Services
Experience Level: Mortgage sales experience preferred

The Opportunity - Mortgage Loan Officer:

AmeriCU is seeking a high-energy Mortgage Loan Officer to grow mortgage production through outside sales, community engagement, and strong relationship building. This role focuses on helping members find the right residential mortgage solutions-including conventional loans, FHA, VA, and other lending products.

This is an excellent opportunity for someone with experience in:
Mortgage loan origination
Outside sales
Financial advising
Home lending
Referral-based business development

Key Responsibilities

Business Development & Networking
  • Conduct outside sales calls to generate new mortgage leads.
  • Build referral networks with realtors, builders, developers, financial advisors, and community partners.
  • Attend real estate events, networking functions, and community activities to grow lead volume.
  • Maintain consistent mortgage production to meet performance goals.


Member Consultation & Service
  • Consult with members to identify appropriate home loan and refinance options.
  • Provide knowledgeable support on rates, terms, and mortgage program eligibility.
  • Deliver exceptional service throughout the mortgage process.


Mortgage Application & Credit Assessment
  • Interview applicants and collect financial information to determine loan eligibility.
  • Analyze credit reports, income, and financial history to assess creditworthiness.
  • Enter accurate application data using mortgage origination software.
  • Prepare and gather all required documentation prior to loan processing.


Compensation
  • Starting Pay: $25/hr + commissions (average earning potential $100,000+ annually, based on meeting performance expectations)
  • On Track Earning of over $100,000 annually
  • Sign-On Bonus available

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