First Horizon National Corporation

Mortgage Loan Officer

Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • High school diploma or GED; some college preferred.
  • Minimum 2 years experience in mortgage lending or equivalent education.
  • Familiar with real estate loan documentation.
  • Knowledge of lending regulations preferred.

Responsibilities

  • Solicit and service various residential mortgage loans.
  • Interview applicants and collect financial data.
  • Recommend loan products based on borrower needs.
  • Guide buyers through the purchase process to closing.
  • Make both external and internal sales calls.
  • Comply with regulatory, secondary market, and bank policies.
  • Perform additional duties as assigned.

Benefits

  • Medical, dental, and vision coverage with wellness incentives.
  • Health Savings Account with company match.
  • Maternity and parental leave.
  • Tuition reimbursement program.
  • Access to a mentor program.
  • 401(k) plan with 6% employer match.
Full Job Description
Location: On site in Fairhope, AL or Mobile, AL

Summary:
Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team.
There are very few career options that are as lucrative as a mortgage loan officer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production.

ESSENTIAL DUTIES AND RESPONSIBILITIES:
Responsible for soliciting and servicing a variety of residential mortgage loans.
Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs.
Assists buyers in the purchase process through closing.
Make external and internal sales calls.
Comply with regulatory, secondary market and bank policies and guidelines.
All other duties as assigned.

QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience.
Working knowledge of real estate loan documentation preferred.
Working knowledge of lending regulations preferred.

NMLS Language
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.

About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

About First Horizon National Corporation

First Horizon National Corporation is a bank holding company headquartered in Memphis, Tennessee. First Horizon National Corporation operates as a financial services company, providing banking services, wealth management, and capital markets services. First Horizon National Corporation operates through its subsidiary, First Horizon Bank, which has locations in Tennessee, North Carolina, South Carolina, Virginia, Mississippi, Georgia, and Florida. First Horizon National Corporation is committed to providing high-quality financial services to its customers and to supporting the communities in which it operates.
Learn more about First Horizon National Corporation
Size
7,676 employees
Market Cap
$13.1 billion
Industry
Net Income
$845 million
5 Year Trend
+21.4%
NASDAQ

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