First National Bank Texas

Market President

First National Bank Texas$125K — $150K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree in Finance preferred
  • 10+ years in banking or related field
  • Thorough understanding of consumer and commercial lending processes
  • Strong communication, organizational, and leadership skills
  • Proven business development and networking abilities
  • Proficient in Microsoft Office
  • Detail-oriented and analytical mindset

Responsibilities

  • Interview loan applicants to assess risk and suitability for loans
  • Make lending decisions within established limits
  • Prepare loan presentations for the Loan Committee and Board
  • Manage and monitor loan portfolios with customer follow-up
  • Analyze loan accounts to ensure financial health
  • Collect on overdue accounts effectively
  • Proactively seek new business opportunities and maintain a strong pipeline
  • Lead initiatives to expand the Commercial Real Estate Market

Benefits

  • Opportunity for professional growth in a leadership role
  • Engagement with community through leadership in organizations
  • Access to private banking services for key customers
  • Involvement in strategic decision-making at the executive level
  • Work within a dynamic team environment
Full Job Description
* Interview loan applicants concerning their businesses, needs, and earnings to determine whether a loan may be an acceptable risk.
* Make decisions on loans and terms within established lending limits
* Prepare loan packet for presentation to Loan Committee and/or Board
* Maintain loan portfolios ensuring customer follow-up and monitoring of customer financials
* Conduct analysis on loan accounts
* Collect on past-due accounts
* Seek out new business and sustain an active pipeline
* Satisfies high-end customer needs; resolves major customer complaints
* Conduct private banking for customers
* Keep the President & CEO informed of financial results on the status of loans, banking competition, and new business developments
* Responsible for the development, management, implementation and ownership of key initiatives to support the expansion of the Commercial Real Estate Market
* Represents the bank and provides leadership in key community activities and organizations

Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time
* Constantly operate a computer and other office machinery
* Ability to lift up to 25 pounds

* At least 18 years of age
* Bachelors Degree in Finance preferred Minimum of 10 years experience in a banking or
related field
* Understanding of all facets of the consumer and commercial lending process
* Must possess strong communication, organizational, and leadership qualities
* Strong business development and networking skills
* Working knowledge of Microsoft Office
* Good communication skills
* Must be detail oriented, analytical, and organized
* Must successfully pass background investigation according to company policy
* Must be able to get along with co-workers and work effectively in a team environment

About First National Bank Texas

First National Bank Texas is a banking and financial services company that operates in Texas, Arizona, and New Mexico. The company was founded in 1901 and is headquartered in Killeen, Texas. First National Bank Texas offers a range of services, including personal and business banking, loans, mortgages, and investment services. The company has over 300 branches and 400 ATMs across its three-state footprint. First National Bank Texas is a subsidiary of First Community Bancshares, Inc.
Learn more about First National Bank Texas
Size
3,000 employees
Industry

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