The Opportunity: We are seeking a Market President Commercial Lending to champion growth in the Grand Rapids, MI area, driving strategic loan and deposit initiatives, managing a high-performing portfolio, and ensuring compliance with all regulatory guidelines.
What You'll Do:Market Growth & Business Development- Execute a comprehensive loan and deposit strategy aligned with organizational goals and objectives.
- Identify and pursue opportunities for business growth and expansion of lending services.
- Build and maintain strong relationships with key stakeholders, including DCFU Associates, clients, and community leaders.
Portfolio & Risk Management- Follow effective risk management practices to mitigate credit risk and maintain the quality of the loan portfolio.
- Work effectively with underwriting team to conduct in-depth financial analysis and due diligence on potential borrowers to assess credit worthiness.
- Respond to and resolve inquiries related to client accounts.
Strategic Leadership & Compliance- Recruit and develop commercial lenders to strengthen market reach and performance.
- Partner with regional branches and business lines to achieve lending targets and deliver exceptional customer service.
- Oversee the management, diversification, and performance of the lending portfolio, identifying opportunities for improvement.
- Ensure full compliance with all relevant regulatory and legal requirements governing lending activities.
What You'll Need:- Business degree, or relevant work experience.
- 10+ years of progressive experience in lending and financial services.
- Results-oriented mindset with a focus on achieving lending targets.
- Strong understanding of best practice sales activities, sales management, risk management and credit analysis.
- Outstanding reputation for excellence and community involvement.
- Meaningful history and tenure in the market.
- Proven track record of leadership and strategic planning in a lending or financial institution.
- Excellent interpersonal skills, including effective verbal and written communication.
- Self-driven to work independently and collaboratively in a dynamic and fast-paced environment.
What We Offer:- Incentive/bonus program
- Potential for a hybrid work schedule
- 401k plan match, dollar for dollar up to 4%
- 401k additional employer contribution after one year at 5%
- Medical, dental and vision insurance effective date of hire
- Health savings account (HSA)
- Flexible spending accounts for medical and dependent care expenses
- Adoption assistance for qualified expenses maximum $10,000 per child
- Wellness initiatives and reimbursements
- Pre-paid legal services plan
- Identity protection plan
- Accident supplemental plan
- Short & long term disability plans paid for by company
- Company provided basic life insurance of $50,000 plus supplemental for employee, spouse and child
- Pet Insurance
- Free financial planning assistance
- Numerous fun employee events throughout the year
- Volunteer and community engagement opportunities
- Employee loan discounts (closed-end loans)
- Discounts with local and national companies through DFCU Perks
- Service / anniversary awards
- Employee discounts for company logo wear
- Employee referral payouts for recruiting your friends and family
- Paid lunch time
- Tuition reimbursement / Education assistance
- Ongoing training opportunities
- Leadership development program
- Paid time off
- Paid holidays (13 per year)
- Flexible scheduling for students
