AT&T

Manager-Credit/Collections

AT&T$70K — $106K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years of experience in credit, collections, accounts receivable, billing, finance operations, or related field.
  • Experience in managing delinquent balances and resolving payment issues.
  • Strong analytical, problem-solving, negotiation, and communication skills.
  • Ability to lead operations and manage competing priorities.
  • Experience with financial, billing, collections, or customer account systems.

Responsibilities

  • Evaluate creditworthiness of customers using relevant financial data.
  • Oversee collection activities for timely receivable recovery.
  • Monitor accounts for changes in payment behavior and delinquency.
  • Lead and coach a team in credit and collections operations.
  • Prepare and analyze reports on collections and financial risk.
  • Identify opportunities for process improvements and efficiency.
  • Support collaborations with internal teams to resolve customer account issues.

Benefits

  • Medical/Dental/Vision coverage
  • 401(k) plan
  • Tuition reimbursement program
  • Paid Time Off and Holidays (at least 23 vacation days and 9 holidays)
  • Paid Parental Leave
  • Paid Caregiver Leave
  • Adoption Reimbursement
  • Disability Benefits (short and long term)
  • Life and Accidental Death Insurance
  • Employee Assistance Programs (EAP)
  • Extensive employee wellness programs
  • Employee discounts up to 50% on eligible services.
Full Job Description

This position requires office presence of a minimum of 5 days per week and is only located in the location(s) posted. No relocation is offered.

Manager Credit/Collections

The Manager Credit/Collections is responsible for leading a team that supports credit and collections operations, including credit risk assessment, receivables management, collections strategy, dispute resolution, reporting, compliance, and process improvement. This role helps ensure timely collection of outstanding balances, reduces financial risk, supports cash flow objectives, and maintains effective working relationships with internal and external stakeholders.

The position oversees day-to-day team operations, assigns work, monitors performance, resolves operational issues, and supports execution of credit and collections policies, procedures, and business objectives.

Key Responsibilities

Credit Risk Management

  • Evaluate the creditworthiness of current and prospective customers using financial statements, credit reports, payment history, account activity, and other relevant data.

  • Review customer risk exposure and recommend appropriate credit limits, payment terms, account holds, releases, or escalation actions.

  • Monitor customer accounts for changes in payment behavior, delinquency trends, and financial risk.

Collections Management

  • Oversee collection activities to support timely recovery of outstanding receivables.

  • Review aging reports, delinquent balances, account activity, payment trends, and collection performance.

  • Support or approve payment arrangements, settlement recommendations, escalations, and account resolution strategies.

  • Collaborate with internal teams and, when applicable, external collection partners to resolve outstanding balances.

Team Leadership

  • Lead, coach, and support a team responsible for credit, collections, account resolution, and receivables follow-up.

  • Assign work, establish priorities, monitor progress, and ensure daily tasks are completed accurately and efficiently.

  • Set performance expectations, provide feedback, support training, and conduct regular performance discussions.

  • Resolve day-to-day operational issues and escalate complex matters as needed.

Reporting, Compliance, and Controls

  • Prepare, review, and analyze reports related to aging, delinquency, collections performance, bad debt exposure, disputes, and cash recovery.

  • Ensure credit and collections activities are performed in accordance with established procedures, internal controls, and applicable requirements.

  • Analyze data to identify trends, risks, and opportunities to improve collection performance and reduce financial exposure.

Process Improvement and Stakeholder Support

  • Identify opportunities to improve collection processes, reporting accuracy, system usage, and team efficiency.

  • Partner with Finance, Billing, Sales, Customer Care, Legal, Operations, and other stakeholders to resolve customer account issues.

  • Support technology, automation, or system enhancement initiatives related to credit and collections operations.

  • Resolve complex billing, payment, credit, or dispute-related issues to minimize financial loss and improve account outcomes.

Other Duties

  • Support departmental planning, budget tracking, audits, special projects, stakeholder communication, and other assigned responsibilities related to credit and collections operations.

Job Contribution

This role oversees the daily operations of a credit and collections team, ensuring work is completed efficiently, accurately, and in alignment with business objectives. The position is responsible for task delegation, workload management, team performance, operational issue resolution, and execution of credit and collections strategies.

This role typically leads occupational staff and may influence decisions related to staffing, performance management, corrective action, and advancement-related activity for direct reports.

Supervisor: Yes

Required Qualifications

  • 3+ years of related experience in credit, collections, accounts receivable, billing, finance operations, customer account management, or a related field.

  • Experience reviewing account activity, resolving payment issues, managing delinquent balances, or supporting receivables operations.

  • Strong analytical, problem-solving, negotiation, and communication skills.

  • Ability to lead daily operations, manage competing priorities, and support team performance.

  • Experience using financial, billing, collections, reporting, or customer account systems.

Preferred Qualifications

  • Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.

  • Prior supervisory, team lead, or people management experience.

  • Experience preparing aging reports, collection performance reports, risk assessments, or operational dashboards.

  • Knowledge of internal controls, receivables management, credit risk, and collections processes.

  • Experience partnering with cross-functional teams to resolve billing, payment, or dispute-related issues.

Compensation

Our Manager Credit/Collections earns between $70,700.00 - 106,100.00 USD Annual, in addition to company bonus. Not to mention all the other amazing rewards that working at AT&T offers. Individual starting salary within this range may depend on geography, experience, expertise, and education/training.

Benefits

Joining our team comes with amazing perks and benefits:

  • Medical/Dental/Vision coverage

  • 401(k) plan

  • Tuition reimbursement program

  • Paid Time Off and Holidays, based on date of hire, at least 23 days of vacation each year and 9 company-designated holidays

  • Paid Parental Leave

  • Paid Caregiver Leave

  • Additional sick leave beyond what state and local law require may be available but is unprotected

  • Adoption Reimbursement

  • Disability Benefits, short term and long term

  • Life and Accidental Death Insurance

  • Supplemental benefit programs: critical illness/accident hospital indemnity/group legal

  • Employee Assistance Programs, EAP

  • Extensive employee wellness programs

  • Employee discounts up to 50% off on eligible AT&T mobility plans and accessories

  • AT&T internet, including fiber where available, and AT&T phone

Call to Action

If you’re ready to make an impact on our business and your career, bring your bold ideas to a world of possibility.

Apply today!

About AT&T

Cricket Wireless is a U.S.-based company that offers prepaid wireless voice, text, and data services. Cricket Wireless was founded in 1999 by Leap Wireless International, Inc. Currently, it operates as a subsidiary of AT&T Inc.

AT&T Careers

Joining AT&T means becoming part of a global team known for driving innovation and leading the telecommunications industry. It's an opportunity to grow your career at one of the most diverse and resource-rich companies in the world. Work You'll Do At AT&T, we're not just about phone lines and data plans. We're about connecting people and fostering relationships. As a member of our team, you'll help deliver cutting-edge solutions across various sectors, ensuring that our services are not only available but also transformative. Lead with Innovation Embrace a role at AT&T where technology meets creativity. Our professionals lead the market in developing and deploying technology solutions that transform how people communicate and do business. We are pioneers in creating new paths for technology, with a focus on sustainable and responsible innovation. Join a Diverse and Inclusive Team AT&T is committed to diversity and inclusion, ensuring that all employees can thrive. We are proud to offer diversity training and leadership programs that empower our team members to grow professionally and personally. Our culture is one of inclusivity, where every voice is heard and valued. Explore Job Opportunities Whether you're looking for an entry-level position or a more senior role, AT&T offers a range of job opportunities across various fields. From engineering to marketing, our team is composed of skilled professionals who are leaders in their respective areas. Internship Programs Kickstart your career with an AT&T internship. Gain hands-on experience, work on real projects, and learn from leaders in the industry. Our internships provide a robust platform for learning and growth, helping you build skills that are crucial for future success. Benefits and Growth AT&T is dedicated to the growth and development of its employees. We offer comprehensive benefits, including health care, retirement plans, and continuous professional development opportunities. With resources like career coaching and resume workshops, we support your journey every step of the way. Networking and Professional Development Expand your professional network within AT&T through various networking events, mentorship opportunities, and collaborative projects. Our focus on career development is designed to help you reach your professional goals, enhancing your skills and preparing you for leadership roles. Stay Connected Join Our Team Discover the career you've always wanted by exploring the open positions at AT&T. We are constantly on the lookout for passionate, innovative, and driven individuals to join our team. Check out our current job listings and find where your skills and interests align with our needs. Keep Up to Date Stay informed with the latest career tips, company news, and industry insights—all from the professionals who are part of our team. AT&T is a place where you can make an impact, leading the way in the telecommunications industry. Job Alert Emails Customize your experience by signing up for job alerts that match your career preferences. Stay ahead of the curve and be the first to know about exciting and rewarding opportunities at AT&T. At AT&T, your career is poised for success, equipped with the right tools, culture, and team to make it happen. Join us and be part of a company that values innovation, leadership, and a diverse workforce.
Learn more about AT&T
Size
203,000 employees
Market Cap
$131.2 billion
Industry
Net Income
-$5.1 billion
Founded
1983
5 Year Trend
+0.6%
Revenue
$171.7 billion
NASDAQ

Similar Jobs

More Jobs at AT&T

More Finance & Insurance Jobs

Find similar Manager-Credit/Collections jobs: