Life Insurance Specialist - Charleston, SC

Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Active valid State Life license
  • Ability to take and pass LUTC or CLU coursework
  • Maintain Life and Health licenses required to sell products
  • Possession of a valid State driver's license
  • Minimum of 2 years' experience in soliciting and selling life insurance products
  • Experience selling intangible products
  • High School diploma or equivalent

Responsibilities

  • Solicit and sell Life & Health insurance and Annuity products under minimal supervision
  • Develop leads and prospects for new accounts through various marketing activities
  • Prepare proposals and close sales for Life, Health, Annuity, Membership, and Financial Services products
  • Achieve established sales goals through consultative selling
  • Maintain thorough knowledge of product features and sales techniques
  • Respond to customer inquiries and build sales through engagement
  • Collaborate with branch partners to maximize sales opportunities and referrals

Benefits

  • $2,500 sign-on bonus, paid in installments
  • Unlimited income potential with new elevated commissions for the first year
  • Guaranteed annual base pay of $25,000
  • Comprehensive benefits compliance with state and local laws
  • Temperature-controlled office environment with limited travel requirements
Full Job Description
Job Description

Full time

Exempt/Non Exempt:

Hourly
Job Description:

$2,500 Sign-On Bonus

Payment Terms: $1000 paid after 30 days of employment, $1500 paid after 90 days of employment

Location Details: 2031 Sam Rittenberg Blvd, Charleston, SC 29407

Position Schedule / Shift: Monday - Friday (8:30am to 5:30pm)

Position Summary: Drive meaningful growth as a Field Life Agent by building relationships, developing leads, and helping members protect their futures through Life, Health, Annuity, Membership, and Financial Services products. In this role, you'll combine consultative sales, strong product knowledge, and exceptional customer service to uncover needs, close sales, and achieve production goals. You'll also collaborate with branch partners to maximize referrals, cross-sell opportunities, and long-term member satisfaction.

Key Responsibilities:

Sales & Business Development

Solicit and sell Life & Health insurance and Annuity products under minimal supervision primarily within ACG branch location.

Develop leads and prospects for new accounts through marketing activities such as phone calls, mailings, referrals, networking, website inquiries, and seminars.

Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.

Achieve established sales goals.

Product Knowledge & Sales Expertise

Maintain thorough knowledge of product features, marketing techniques, and sales techniques.

Use sound sales practices when working with customers.

Customer Service & Relationship Management

Respond to customer inquiries and problems.

Build sales opportunities through customer engagement and follow-up.

Operations, Compliance & Documentation

Complete appropriate applications and forms.

Follow internal processing procedures to ensure transactions comply with company policies and practices.

Prepare reports documenting prospecting and sales activities.

Maintain specified production standards and persistency levels for required products.

Collaboration & Cross-Selling

Work collaboratively with others in the Branch to reach business goals.

Maximize leads, sales opportunities, and cross-sell opportunities.

Assist Underwriting and Brokerage Departments in satisfying requirements.

Certificates/Security Clearances/Other

Additional Qualifications/Responsibilities

Required Qualifications:

Active valid State Life license

Ability to take and pass LUTC or CLU coursework

Maintain Life and Health licenses required to sell products

Possession of a valid State driver's license

Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products

High School diploma or equivalent

Minimum of 2 years' experience with a proven record of successfully soliciting and selling life insurance products

Experience selling intangible products

Work Environment: Works in a temperature-controlled office environment. Ability and willingness to work irregular hours including evenings and weekends. Limited travel required for community events, with exposure to road hazards and temperature extremes.

Compensation & Benefits Overview:

ACG complies with all applicable state and local laws regarding required benefits (including PTO, paid sick leave, etc.).

Compensation

Unlimited Income Potential

Average Earnings $75,000 - $100,000 (base plus commissions)

Pay Structure

Unlimited, at no cost

New Elevated tiered commissions for the first 12 months

Guaranteed Annual Base Pay $25,000 (non-exempt, eligible or overtime)

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