Licensed Senior Benefits Consultant (Inbound Leads)

WiseChoice Senior Advisor

$200K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 12+ months of insurance sales experience (ancillary, life, health, or Medicare preferred)
  • Proven track record of high conversion rates on inbound leads
  • Skill in cross-selling multiple products in a single call
  • Entrepreneurial mindset focused on maximizing earnings
  • Competitive, self-driven, and resilient in overcoming objections
  • Active Health or Life Insurance License (or ability to obtain quickly)
  • Experience with securing carrier appointments, especially with UNL is a plus

Responsibilities

  • Handle 100% inbound, high-intent leads with no cold calling
  • Educate consumers on hospital indemnity and dental coverage
  • Identify coverage gaps and present ancillary products as solutions
  • Cross-sell Medicare Advantage and Final Expense when appropriate
  • Build trust through consultative conversations and needs analysis
  • Document and submit applications accurately using WiseChoice systems
  • Stay compliant with all carrier and CMS guidelines
  • Maximize each interaction to increase average revenue per lead

Benefits

  • Freedom with Accountability - control your schedule
  • Transparent Commissions - real numbers paid fast
  • Tech that Works - CRM, dialer, and automation designed for efficiency
  • Exclusive Lead Flow - qualified leads, never recycled
  • Agent-First Culture - no micromanagement, focus on partnership
Full Job Description
As an Independent Ancillary Sales Agent, you will:
  • Handle 100% inbound, high-intent leads-no cold calling
  • Educate consumers on hospital indemnity and dental coverage (UNL, Dental Shield)
  • Identify coverage gaps and position ancillary products as financial protection solutions
  • Cross-sell Medicare Advantage and Final Expense when appropriate
  • Build trust quickly through consultative conversations and needs analysis
  • Accurately document and submit applications using WiseChoice systems
  • Stay compliant with all carrier and CMS guidelines
  • Maximize each call by increasing average revenue per lead (ARPL)


What we offer:
  • Freedom with Accountability - "You control your schedule. We give you tools, not rules."
  • Transparent Commissions - "No games. No deductions. Real numbers paid fast."
  • Tech that Works - "CRM + dialer + automation built to help you sell, not slow you down."
  • Exclusive Lead Flow - "Qualified leads, real intent, never recycled."
  • Agent-First Culture - "No meetings, no micromanagement, just performance and partnership."

Compensation:
  • High commission payouts per policy sold (HI + Dental)
  • Residual income opportunities on ancillary products
  • Cross-sell earning potential (Medicare Advantage + Final Expense)
  • Highest commission payouts in the industry. Top agents are making 200K+ annually working atleast 25+ hours weekly. Paid up to $300 per Medicare policy submitted.
  • Ability to cross sales ancillary products like Dental Vision & Hearing (DVH), Cancer, and Hospital Indemnity (HI) that pay residual income.

Who you are:
  • 12+ months of insurance sales experience (ancillary, life, health, or Medicare preferred)
  • Strong closer with a track record of high conversion rates on inbound leads
  • Comfortable cross-selling multiple products in a single call
  • Entrepreneurial mindset with a focus on maximizing earnings per opportunity
  • Competitive, self-driven, and resilient in overcoming objections
  • Active Health and/or Life Insurance License (or ability to obtain quickly)
  • Ability to secure carrier appointments (UNL experience is a plus)

You'll Need:

Equipment Requirements (You provide your own):

Windows
  • Windows 11 (22H2 or later)
  • 8GB RAM minimum (16GB recommended)
  • 20GB available storage

Mac
  • macOS Sonoma 14.7.2 or later
  • 8GB RAM minimum (16GB recommended)
  • 20GB available storage

Hours:

To maximize success, availability during peak inbound hours is strongly recommended:
  • Off Season:
    Monday-Friday: 8:00 AM - 7:00 PM CST
  • AEP Season:
    Monday-Friday: 8:00 AM - 8:00 PM
    Weekends: 10:00 AM - 1:00 PM CST

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