M&T Bank Corporation

Lead Software Engineer-Debit Card

M&T Bank Corporation$116K — $194K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of systems analysis or application development experience with an Associate's or Bachelor's degree.
  • Expert proficiency in one relevant programming language and professional proficiency in another.
  • Strong analytical, organizational, and time management skills.
  • Experience with large-scale application modernization and API development.
  • Ability to lead technical discussions and provide hands-on guidance to teams.
  • Familiarity with banking technology standards and SDLC processes.
  • Excellent verbal and written communication skills.

Responsibilities

  • Lead technical design and architecture discussions for modernization projects.
  • Develop and coach team members while delivering high-quality applications.
  • Oversee code reviews and ensure adherence to coding standards and best practices.
  • Provide technical guidance to resolve complex issues during implementation.
  • Review and approve solution designs and requirement plans in line with enterprise standards.
  • Facilitate peer review processes to enhance code quality and project outcomes.
  • Collaborate with multiple stakeholders to drive technology solutions.

Benefits

  • Promotes a culture of belonging and values employee diversity.
  • Opportunities for internal knowledge sharing through presentations and documentation.
  • Support for compliance with risk and regulatory standards.
  • A commitment to continuous improvement across projects and teams.
Full Job Description
Overview

Responsible at the expert level for writing code and leading the team's technical requirements gathering and solution design activities. This role provides technical leadership for large-scale modernization initiatives, including the design and delivery of API and middleware solutions that integrate internal banking systems with third-party payment processing platforms. Completes work following banking technology standards and contributes to the overall stability and resiliency of banking technology within the Software Development Lifecycle (SDLC) while coaching others and guiding key technical decisions.

Primary Responsibilities
  • Develop and coach other team members while also working independently on applications within the boundaries of approved Software Development Life Cycle (SDLC) processes, including identification and recommendation of metrics to solve business needs and minimize risks to the Bank through clean and resilient code.
  • Lead technical design and architecture discussions for large-scale modernization efforts, driving the development of scalable API, middleware, and system integration solutions that support business and technology objectives.
  • Review and approve solution designs, technical proposals, and pull requests while overseeing execution through established change management processes.
  • Design and facilitate peer review processes and coach others on code reviews, code quality, engineering best practices, and continuous improvement.
  • Author organized, clean, efficient, and secure source code at the expert level in a minimum of one programming language and moderate proficiency in a minimum of one other language while coaching team members on appropriate data structures, algorithms, and integration patterns to solve complex business problems.
  • Provide hands-on technical guidance to engineering teams, helping resolve complex technical issues and ensuring successful implementation of modernization and integration initiatives.
  • Oversee source control management activities of team members and perform the merging of code developments into the production deployment path.
  • Review testing methodologies, integration testing strategies, and code coverage to ensure comprehensive testing and high-quality delivery of API, middleware, and payment processing solutions.
  • Drive implementation adherence with patterns and practices for performance testing, resiliency, observability, security, and optimization within their domain.
  • Review and approve requirement plans on behalf of the team in alignment with delivery partners and ensure requirement completeness, accuracy, technical feasibility, and alignment with enterprise architecture standards.
  • Serve as a key partner across engineering, architecture, infrastructure, and third-party integration teams to deliver complex technology solutions and drive continuous improvement across organizational boundaries.
  • Contribute technical requirements and design recommendations in support of the delivery and maintenance of business-critical applications, integration services, and payment technology platforms.
  • Understand and effectively communicate architecture, modernization roadmaps, project progress, technical risks, and implementation challenges to business and technical stakeholders.
  • Lead technical decision-making and establish engineering standards that promote scalability, maintainability, resiliency, and secure software development practices.
  • Contribute ideas and recommendations to the team's application architecture, integration strategy, engineering practices, and technology patterns, presenting solutions at architecture peer groups and architecture review board meetings within their domain.
  • Coordinate with enterprise architecture, infrastructure, security, and external technology partners to ensure successful delivery of integrated solutions.
  • Present team accomplishments and technical solutions at internal meetings and contribute to internal knowledge sharing through presentations, documentation, and blog posts.
  • Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
  • Promote an environment that supports a culture of belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.

Scope of Responsibilities

Acts as a senior technical leader responsible for guiding engineering teams through the design, development, and implementation of complex business and technology solutions. Provides expertise in application modernization, API development, middleware technologies, enterprise system integration, and payment processing platforms while influencing technical direction and engineering best practices across multiple stakeholders and delivery teams.

Supervisory/Managerial Responsibilities

No supervisory responsibilities.

Education and Experience Required
  • Associate's degree and a minimum of 7 years' systems analysis and/or application development work experience or Bachelor's degree and a minimum of 5 years' systems analysis and/or application development work experience. In lieu of a degree, a combined minimum of 9 year's education and/or relevant work experience, including a minimum of 5 years' system analysis and/or application development work experience.
  • Expert proficiency in a minimum of 1 relevant programming language and professional proficiency in a minimum of 1 additional relevant programming language.

Education and Experience Preferred
  • Expert analytical skills specific to application development
  • Experience working in a team environment
  • Ability to work autonomously
  • Ability to multitask on multiple complex projects
  • Strong organizational skills
  • Strong time management skills
  • Advanced verbal and written communication skills
  • Experience driving project milestones and delivery dates
  • Proven experience leading a project or initiative
  • Experience partnering with and presenting to multiple stakeholders within technology and business departments
  • Experience leading large-scale application modernization initiatives
  • Experience designing and implementing API and middleware solutions
  • Experience integrating internal systems with third-party platforms and services
  • Experience supporting payment processing, transaction, or financial services technology environments
  • Experience collaborating with architecture, infrastructure, security, and external technology partners
  • Strong understanding of enterprise integration patterns, distributed systems, and service-oriented architectures


M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $116,400.00 - $194,000.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.

Location
Buffalo, New York, United States of America

About M&T Bank Corporation

M&T Bank is a financial holding company headquartered in Buffalo, New York. M&T's principal banking subsidiary, M&T Bank, operates banking offices in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Trust-related services are provided by M&T's Wilmington Trust-affiliated companies and by M&T Bank. M&T Bank traces its origins to the founding of Manufacturers and Traders Bank in Buffalo, New York. As a result of mergers, acquisitions, and name changes, M&T Bank Corporation's principal bank is now known as Manufacturers and Traders Trust Company or M&T Bank. M&T Bank reorganized under a bank holding company in 1969 called First Empire State Corporation. The name was changed in 1998 to M&T Bank Corporation, whose common stock is listed on the New York Stock Exchange and trades under the symbol "MTB."

M&T Bank Corporation Careers

Join the vibrant team at M&T Bank Corporation, a leading financial institution where innovation meets tradition, offering a plethora of job opportunities across various sectors. As one of the most respected banks in the nation, M&T Bank Corporation is the perfect place to jumpstart or advance your career in the financial services industry.

Work You’ll Do

At M&T Bank Corporation, you will be part of a culture that cherishes diversity, leadership, and professional growth. Engage in work that makes a real difference in the community while fostering your career development through comprehensive training programs and diverse learning opportunities.

Innovate and Lead

Embrace the chance to work on projects that integrate cutting-edge financial technologies with robust, traditional banking practices. M&T Bank Corporation is at the forefront of the financial industry, offering innovative solutions that redefine banking standards. Our leadership in the market is driven by a commitment to excellence and continuous improvement.

Career Growth and Opportunities

Whether you are looking for an entry-level position or a more senior role, M&T Bank Corporation provides a dynamic pathway for career advancement. With a variety of job opportunities ranging from internships to full-time positions, you can find the perfect match for your skills and ambitions. Our team is dedicated to helping you navigate your career path with tailored development plans and leadership training.

Join Our Team

Explore job opportunities and join a team that values hard work, creativity, and strategic thinking. M&T Bank Corporation is hiring professionals who are passionate about finance and eager to contribute to a team-oriented environment. Enhance your skills through hands-on experience and ongoing professional development.

Networking and Professional Development

At M&T Bank Corporation, networking and professional development are part of our DNA. Connect with industry leaders, participate in high-impact networking events, and take advantage of our mentorship programs. Our employees benefit from a supportive network that boosts their career trajectories and fosters meaningful professional relationships.

Benefits and Culture

Enjoy a comprehensive benefits package that supports both your professional and personal life. M&T Bank Corporation offers competitive salaries, health benefits, and retirement plans designed to ensure the well-being of our team members and their families. Experience a supportive and inclusive culture where every employee is valued and given the opportunity to thrive.

How to Apply

Ready to take the next step in your career? Visit the M&T Bank Corporation Careers page to browse current openings, submit your resume, and prepare for your interview. We are excited to see how your skills and ideas can contribute to our continued growth and success.

Stay Connected

Keep up to date with the latest from M&T Bank Corporation by following our careers blog. Gain insights from our experts and stay informed about new job openings and upcoming networking events. Join M&T Bank Corporation today and be part of a team that is dedicated to growth, innovation, and leadership in the banking industry. Your future starts here!
Learn more about M&T Bank Corporation
Size
17,115 employees
Market Cap
$25.2 billion
Industry
Net Income
$1.3 billion
Founded
1868
5 Year Trend
+0.2%
NASDAQ

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