Wells Fargo

Lead Product Manager - Unsecured Lending Operations

Wells Fargo$120K — $140K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in Product Management or related fields
  • Experience with Agile practices and frameworks
  • Strong presentation and communication skills
  • Ability to work effectively in a matrix environment
  • Familiarity with AI tools and their application in product delivery
  • Knowledge in Unsecured Lending products, particularly Credit Card Originations

Responsibilities

  • Deliver product area vision and maintain regulatory compliance
  • Collaborate with key partners and stakeholders to gather requirements
  • Own and prioritize the product backlog aligned to vision and goals
  • Define and refine user stories with clear acceptance criteria
  • Maintain transparent communication with product management and delivery teams
  • Manage trade-offs and daily backlog priorities

Benefits

  • Exposure to innovative AI tools in product delivery
  • Collaboration with leadership and technology teams
  • Experience in a complex, matrixed organization
  • Opportunities for continuous improvement and process enhancement
  • Engagement with diverse stakeholder perspectives
Full Job Description

About this role:

Wells Fargo is seeking a Lead Product Manager for Unsecured Lending Operations. This role will partner closely with the Operations Leadership and Technology to identify end user needs and deliver products in alignment with the vision set for Unsecured Lending Operations. The successful candidate will collaborate to understand, organize, and prioritize work for scrum teams, have experience with Agile principles, leverage AI tools proficiently, and demonstrate a passion for continuous improvement of processes and end user experiences.  

In this role, you will: 

  • Deliver on the product area vision, priorities and strategy​ while managing risk and ensuring regulatory and policy compliance. 
  • Collaborate with the product manager on the overall product vision. 
  • Identify and build relationships with key partners and stakeholders to communicate product priorities while soliciting and incorporating feedback on requirements where needed. 
  • Actively own the prioritization of a clearly understood product backlog aligned to product area vision and goals. 
  • Coordinate with other product owners in service of the end user experience where required. 
  • Define and refine user stories, including business readiness stories, ensuring acceptance criteria is clearly understood by the team. 
  • Responsible for ensuring that all known work is added to the backlog and made transparent.​ 
  • Maintain a healthy backlog of items that are linked appropriately (Story 12 Feature). 
  • Accept user stories after they have met the acceptance criteria and the definition of done. 
  • Identify and resolve sequencing and prioritization conflicts for your area. 
  • Demonstrate continuous growth in understanding customer, user, and company needs related to the product.
  • Maintain continuous and cadenced communication with the product manager and delivery teams. 
  • Coordinate as needed with product analysts, delivery coordinators, POs, and supporting roles. 
  • Manage trade-offs and executing daily backlog prioritization and refinement. 
  • Leverage AI tools effectively to deliver value in an efficient manner for our stakeholders.

Required Qualifications: 

  • 5+ years of Product Management, product development, strategic planning, process management, change delivery experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications: 

  • Experienced Product professional with expertise supporting Operations functions, preferably in Credit Card Originations.
  • Previous Product Owner experience and/or certification.
  • Experience with Agile practices, frameworks (e.g. Scrum) and workflow, and collaboration tools, such as Confluence, and Jira.
  • A history of developing products and services for Origination Operation functions specific to Unsecured Consumer Lending products.
  • Experience gathering user/business requirements and translating them into features and user stories.
  • Creating, refining, and reviewing user stories, getting approval on stories from Product Owner / Product Manager.
  • Defining acceptance criteria and reviewing with Product Owner / Product Managerand stakeholders for alignment.
  • Successful record leveraging agile practices and data to drive business outcomes.
  • Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members.
  • Comfortable with ambiguity and facilitating discussions to explore the best possible solutions.
  • Experience identifying risks and partnering with appropriate teams and stakeholders to mitigate.
  • Strong presentation (verbal and written) communications skills are required, as this role will provide analysis and recommendations to senior leaders.
  • Ability to manage and work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important.
  • Strong collaborator and empathetic listener who works with diverse groups to solicit multiple perspectives.
  • Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills.
  • 3+ years of Credit Card or Small Business Credit card operations experience a plus.
  • Splitting or slicing complex product features into vertical slices of work that teams can execute against
  • Supporting the Product Area teams to define non-functional requirements and tech enablers.
  • Participating in Prioritization & Planning, Feature Refinement, Sprint planning and Backlog refinement events
  • Facilitating syncs with Product Managers and Product Owners to verify health of the Product, track escalated risks/issues, and share analytics.
  • Identifying and communicatingimprovement opportunities for the next planning increment
  • Works with delivery team to support data conditioning for testing.
  • Coordinating with Product Owners/Managers to ensure alignment on Product vision, dependencies and strategy.

Job Expectations:

  • This position is not eligible for Visa sponsorship
  • Candidate must reside within a reasonable commute to a location listed in the posting
  • Ability to travel up to 10% of the time.

Primary Location:

  • 401 Las Colinas Blvd. W Bldg. A, Irving TX 75039

Other Location:  

  • 2200 Concord Pike, Wilmington, DE 19803
  • 1525 W W.T. Harris Blvd., Charlotte, NC 28262
  • 800 S. Jordan Creek Pkwy, West Des Moines, IA 50266

Posting End Date:

9 Aug 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

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Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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