KeyBank

Lead Product Manager - Merchant Services, Strategy & Analytics

KeyBank$128K — $268K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Finance, Economics, Data Analytics, or related field
  • 5-8 years of experience in analytics, strategy, consulting, financial services, or payments
  • Minimum of 4 years experience in merchant acquiring, payments, or treasury solutions
  • Advanced knowledge of pricing, interchange, or revenue optimization in merchant acquiring
  • Strong analytical skills with financial modeling and data analysis experience
  • Proficiency in data tools such as Excel, SQL, Tableau, or Power BI
  • Ability to translate data findings into actionable insights

Responsibilities

  • Analyze portfolio performance across key financial metrics
  • Identify trends and opportunities for improved financial outcomes
  • Support the development and execution of portfolio strategies
  • Conduct quantitative analysis on pricing and client behavior
  • Develop and maintain financial forecasting models
  • Collaborate with cross-functional teams to execute initiatives
  • Monitor portfolio health indicators and incorporate risk considerations

Benefits

  • Eligibility for incentive compensation including production and commission
  • Flexible work arrangements with hybrid options for specific locations
  • Access to professional development opportunities
  • Comprehensive health and wellness programs
  • Strong emphasis on work-life balance with remote work opportunities
Full Job Description
Location:
For Those Who Work At Home, New York

Position Location Policy
  • General Location: Open on location within the United States
    • Hybrid Requirement (if within specific cities): If the selected candidate resides in Cleveland, OH, Buffalo, NY, or Albany, NY, or near a KeyBank office (non-branch location), they are expected to work on-site 3 days per week at the nearest location).
    • Remote work offered if outside of Key Bank footprint.

Job Summary

The Lead Product Manager is a strategy and analytics-focused role responsible for supporting performance and optimization across the Key Merchant Services portfolio, including Merchant Acquiring, Healthcare Payments, and AR Automation solutions.

This role combines data-driven analysis, strategic thinking, and cross-functional execution to drive growth, improve profitability, and enhance portfolio performance. The Portfolio Manager partners closely with Product, Pricing, Risk, Sales, and Operations teams to identify opportunities, develop recommendations, and support execution of key initiatives.

The ideal candidate is a high-performing "generalist athlete" with strong analytical capabilities and the ability to translate data into actionable business insights.

Key Functions

Portfolio Performance & Strategy Support
  • Analyze portfolio performance across key metrics (revenue, margin, volume, attrition)
  • Identify trends, risks, and opportunities to improve financial outcomes
  • Support development and execution of portfolio strategies and business initiatives
  • Translate data insights into actionable recommendations for leadership


Analytics & Financial Modeling
  • Conduct quantitative analysis on key performance drivers, including pricing, product mix, and client behavior
  • Develop and maintain forecasting models and scenario analyses
  • Monitor performance vs. plan and highlight key variances
  • Support reporting and dashboard development to enable ongoing portfolio monitoring


Optimization & Initiative Execution
  • Support portfolio optimization initiatives across:
    • Pricing and margin improvement
    • Interchange and billing performance
    • Debit routing and network economics
    • AR / invoicing and receivables solutions adoption
  • Partner with cross-functional teams to execute and track impact of initiatives
  • Assist in identifying gaps in current strategy and recommending enhancements


Cross-Functional Collaboration
  • Collaborate with Product, Risk, Pricing, Finance, Sales, and Technology teams
  • Translate analytical findings into clear, concise communication tailored to different stakeholders
  • Support execution of initiatives that span multiple teams and business lines
  • Build strong working relationships to drive alignment and outcomes

Risk Management & Portfolio Health
  • Assist in monitoring portfolio health indicators (e.g., fraud, chargebacks, attrition)
  • Partner with Risk and Credit teams to ensure alignment with risk guidelines
  • Incorporate risk and operational considerations into performance analysis and recommendations


Market & Competitive Insights
  • Conduct research on industry trends, competitor strategies, and emerging payment solutions
  • Contribute insights to inform portfolio and product strategy
  • Support identification of growth opportunities across target segments


Required Qualifications
  • Bachelor's degree in Business, Finance, Economics, Data Analytics, or related field (or equivalent experience)
  • 5-8 years of experience in analytics, strategy, consulting, financial services, or payments
  • Minimum of 4 years experience in merchant acquiring, payments, or treasury solutions, with merchant acquiring experience required
  • Advanced knowledge of pricing, interchange, or revenue optimization concepts within the merchant acquiring industry
  • Strong analytical and quantitative skills, including experience with financial modeling and data analysis to drive revenue optimization
  • Experience and demonstrated utilization with data tools (Excel, SQL, Tableau, Power BI, or similar)
  • Ability to interpret data and translate findings into actionable business insights
  • Experience working in a cross-functional, team-oriented environment

Preferred Qualifications
  • MBA or advanced degree (optional)


Core Competencies
  • Analytical Thinking and Problem Solving
  • Business and Financial Acumen
  • Cross-Functional Collaboration
  • Effective Communication
  • Results Orientation and Accountability


COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $128,000.00 - $268,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.

Please click here for a list of benefits for which this position is eligible.

Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.

Job Posting Expiration Date: 07/16/2026

About KeyBank

Shockingly, nearly 9-in-10 people who get their real estate license in America fail. We're solving that problem; And doing it while increasing profitability for the brokerage. Through technology, business automation, and a team approach we have created a system where agents focus solely on working with clients and closing deals.

KeyBank Careers

Joining KeyBank means stepping into a world of professional growth and innovation, where job opportunities abound in an environment that values leadership, diversity, and forward-thinking. As a member of our team, you will be part of a company that's committed to empowering your career journey while contributing to the financial wellness of our communities.

Work You'll Do

At KeyBank, we're not just in the business of banking; we're in the business of helping individuals and communities thrive. By joining our team, you will have the chance to be part of a culture that celebrates diversity and fosters leadership and professional development. Whether you're looking for a position in customer service, IT, finance, or management, KeyBank offers a variety of roles suited to your skills and career aspirations.

Innovate and Lead

KeyBank stands at the intersection of finance and innovation. Our employees are encouraged to lead with creativity and integrity, driving solutions that make a real difference. With a focus on digital transformation and sustainable growth, your work at KeyBank will challenge the status quo and encourage you to explore new ideas.

Grow Your Career

Career growth at KeyBank is not just a possibility—it's a priority. We are dedicated to your professional development through comprehensive training programs, leadership workshops, and continuous learning opportunities. Our commitment to your growth is matched by our dedication to inclusion, ensuring all voices are heard and valued.

Be Part of a Great Team

Our team at KeyBank is our strongest asset. We believe in using our collective skills to foster an environment of innovation and collaboration. Join us and connect with colleagues who are just as passionate and driven as you are. Through teamwork, we achieve exceptional results and push the boundaries of what's possible in the banking sector.

Internship and Employment Opportunities

For those starting their careers, KeyBank offers robust internship and employment opportunities that provide a solid foundation in the financial industry. Interns at KeyBank gain hands-on experience, beneficial networking connections, and insights into our day-to-day operations, setting the stage for a successful career.

Benefits and Culture

KeyBank is committed to offering benefits that enhance your life and well-being. From healthcare to retirement plans, and flexible working conditions, we ensure our employees are well taken care of. More than just benefits, our company culture is built on respect, integrity, and accountability—values that guide us in making a positive impact on our clients and communities.

Join Our Team

Explore the job opportunities at KeyBank and find the right fit for your skills and interests. We are continuously hiring and looking for individuals who are curious, innovative, and ready to make a difference. Prepare your resume, ace your interview, and join a team that's dedicated to your success and to transforming the landscape of banking.

Stay Connected

Keep up to date with the latest career tips, industry insights, and company news by following our careers blog. Personalize your experience by subscribing to job alert emails tailored to your preferences, and discover the exciting and rewarding career opportunities that await at KeyBank.

Search KeyBank Jobs

Ready to take the next step in your career? Search open positions at KeyBank that match your skills and interests. We look for passionate, creative, and solution-driven team players who are ready to grow and succeed in a dynamic and supportive environment.

SEARCH KEYBANK JOBS

Join KeyBank and be part of a company where your career is as important to us as it is to you. Together, let's unlock opportunities for growth, innovation, and meaningful impact in the financial world.
Learn more about KeyBank
Size
17,110 employees
Market Cap
$16 billion
Industry
Net Income
$1.3 billion
Founded
1825
5 Year Trend
+5.6%
NASDAQ

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