Wells Fargo

Lead Loan Workout Specialist

Wells Fargo$80K — $110K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in Commercial or Small Business Workout, or Commercial Lending
  • Experience with commercial loan documentation
  • Proven leadership and mentoring abilities
  • Strong financial analysis skills with a focus on detail and accuracy
  • Excellent verbal and written communication skills
  • Familiarity with Wells Fargo AFS, eCaR, and BLAST systems
  • Intermediate skills in Microsoft Office

Responsibilities

  • Lead complex, cross-functional initiatives with significant impact
  • Provide technical expertise on commercial and real estate problem loans
  • Restructure and renegotiate credits while evaluating financial legal risks
  • Review and advise payment strategies proposed by junior adjusters
  • Research and strategize solutions for complex loan workout challenges
  • Make decisions regarding problem loan policies and compliance
  • Lead teams to achieve deliverables and foster new initiatives

Benefits

  • Hybrid work schedule
  • Exposure to advanced financial systems and tools
  • Opportunities for leadership and mentorship
  • Involvement in high-impact projects
  • Engagement with cross-functional teams and stakeholders
Full Job Description

About this role:

Wells Fargo is seeking a Lead Loan Workout Specialist to join Wells Fargo Business Workout Department.

In this role, you will:

  • Lead complex initiatives including those that are cross functional with broad impact
  • Work as a key participant in overseeing and providing technical expertise regarding commercial and real estate problem loans for the Loan Workout area
  • Restructure and renegotiate credits with customers, perform financial legal risk evaluations of credits
  • Review strategies and payment structures formulated by less experienced adjusters and formulate litigation strategy
  • Strategize and research complex multi-faceted, large-scale and long-term business challenges of the loan workout initiatives that require in-depth evaluation of multiple factors, including intangibles or unprecedented factors
  • Make decisions in complex and multi faceted situations of handling the problem loan portfolio initiatives, policies, procedures and compliance requirements
  • Lead work team to meet deliverables and drive new initiatives
  • Collaborate and consult with peers, colleagues and mid-level to more experienced managers to resolve sensitive issues and achieve goals
  • Lead projects, teams or serve as a peer mentor
  • Work with in house and outside Counsel during litigation
  • Execute controls and procedures.


Required Qualifications:

  • 5+ years of Commercial or Small Business Workout, Commercial Lending experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:

  • Commercial relationship management experience

  • Knowledge of commercial loan documentation

  • Leadership and mentoring skills

  • Financial analysis skills with attention to detail and accuracy

  • Developed professional verbal and written communications skills

  • Exposure to Wells Fargo AFS (Automated Financial Systems)

  • Exposure to Wells Fargo eCaR (Enterprise Collections and Recovery) system

  • Exposure to Wells Fargo BLAST (Business Lending and Sales Tracking) system

  • Intermediate Microsoft Office skills

Job Expectations:

  • This position is not eligible for Visa Sponsorship.

  • This position offers a hybrid work schedule

Location:

  • 401 S TRYON ST, Charlotte, NC

Required location for this position is listed above. Candidate must reside within a reasonable commute to the site location. Relocation assistance is not available for this position.

Posting End Date:

29 Jun 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

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Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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