Wells Fargo

Lead Credit Portfolio Consultant

Wells Fargo$119K — $224K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of Credit Consulting Portfolio experience or equivalent
  • 5+ years of asset-based lending or floor plan lending and leasing experience
  • Proven commercial credit experience
  • Familiarity with commercial credit policies
  • Strong technical writing skills
  • Ability to communicate effectively with senior leaders

Responsibilities

  • Lead complex credit initiatives with cross-functional impact
  • Make informed decisions on complex credit policy matters
  • Collaborate with colleagues to resolve portfolio issues
  • Consult with subject matter experts for credit policy feedback
  • Communicate changes in credit policy to relevant teams
  • Maintain and update credit-related procedural documents
  • Coordinate training on assessing credit risk for teams
  • Provide oversight on credit risk governance and align with business interests
  • Prepare policy exemption requests and manage approvals
  • Assist during internal and external exams and audits

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance and critical illness insurance
  • Parental leave
  • Tuition reimbursement
  • Adoption reimbursement
Full Job Description

In this role, you will:

  • Lead complex credit initiatives including those that are cross functional with broad impact to the business
  • Make decisions in complex and multifaceted situations requiring sound understanding of credit policy and portfolio strategies that influence teams to achieve goals and drive new initiatives
  • Collaborate and consult with peers, colleagues, and middle to more experienced managers to resolve credit and portfolio issues
  • Coordinate with subject matter experts in the business to obtain feedback on complex credit policy matters.
  • Communicate credit policy and procedure changes to the line of business
  • Maintain and update credit policy related procedures for the line of business
  • Direct and coordinate various activities, including periodic training related to assessing credit risk to underwriting and relationship teams
  • Provide oversight on credit risk governance across assigned businesses and liaise between Commercial Credit and the business on credit policy matters
  • Prepare policy exemption requests and obtain required approvals
  • Lead and contribute to various projects
  • Assist the business on internal and external exams and audits


Required Qualifications:

  • 5+ years of Credit Consulting Portfolio experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

  • 5+ years of experience with asset-based lending or floor plan lending and leasing
  • Commercial credit experience
  • Familiarity with commercial credit policies
  • Strong technical writing skills
  • Ability to communicate with senior leaders clearly and concisely

Job Expectations:

  • This position is not eligible for Visa sponsorship
  • This position offers a hybrid work schedule
  • Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
  • #commercialbanking

Locations:

  • ARIZONA - Chandler, AZ 2700 S Price Rd - BE# 101969 A Building, Chandler Campus;
  • CALIFORNIA - San Francisco, CA 333 Market St - BE# 102557 333 Market, San Francisco;
  • IOWA - West Des Moines, IA 800 S Jordan Creek Pkwy - BE# 150496 West Des Moines Campus;
  • MINNESOTA - Minneapolis, MN 600 S 4th St - BE# 109667 600 Wells Fargo;
  • NORTH CAROLINA - Charlotte, NC 1525 W W T Harris Blvd - BE# 141278 CIC Customer Information Ctr;
  • NORTH CAROLINA - Charlotte, NC 550 S Tryon St - BE# 144039 550 S Tryon;
  • TEXAS - Irving TX 401 Las Colinas Blvd W Bldg B - BE# 112847 Las Colinas Bldg B, Irving Campus;

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$119,000.00 - $224,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

14 Aug 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

Similar Jobs

More Jobs at Wells Fargo

More Finance & Insurance Jobs

Find similar Lead Credit Portfolio Consultant jobs: