Wells Fargo

Lead Business Accountability Specialist - Consumer Banking & Lending (CBL) CAO Risk Governance, Strategy & Enablement Team

Wells Fargo$110K — $130K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years in risk management, business controls, or process experience.
  • Experience leading governance, risk, or compliance initiatives.
  • Strong program and project leadership in complex organizations.
  • Ability to influence senior leadership and multiple stakeholders.
  • Proven skills in process improvement and control optimization.

Responsibilities

  • Lead large-scale process and control optimization initiatives.
  • Drive change by aligning stakeholders and translating complex ideas.
  • Evaluate and streamline third-party operating models.
  • Develop data-driven recommendations for supplier utilization.
  • Build business cases to quantify financial benefits and ROI.

Benefits

  • Hybrid work schedule with flexibility for on-site work.
  • Highly visible role with influence on governance strategy.
  • Opportunity to partner across multiple products and functions.
  • Involvement in enterprise-wide initiatives focused on risk management.
Full Job Description

About this role:

Wells Fargo is seeking a Lead Business Accountability Specialist to join the Consumer Banking & Lending (CBL) CAO Risk Governance, Strategy & Enablement Team. This highly visible role provides a unique opportunity to influence governance strategy, drive enterprise-wide initiatives, deliver enablement solution and partner across multiple Consumer Banking & Lending products and functions.

The successful candidate will serve as a trusted advisor and strategic partner to business leaders, enterprise partners, control functions, and enterprise stakeholders. This individual will identify governance enablement opportunities, drive optimization efforts, and lead complex programs that strengthen risk management while enabling business objectives.

This role requires a leader who can think strategically, influence across organizational boundaries, and execute effectively in a fast-paced, highly matrixed environment.

  • Lead large-scale initiatives focused on process and control optimization, process improvement, and operational effectiveness with Automation and AI top of Mind.
  • Drive change through influence and execution including aligning stakeholders around a shared vision, translating complex ideas into plain language, navigate organizational complexity and competing priorities, build ownership and momentum across teams and establish clean plans, accountability and execution pathways.
  • Lead transformation efforts including leadership skills to diagnose business challenges, re-design processes, build and manage use cases, understand low-cost technology solutions, measure value, utilize AI for analysis, discovery and workflow streamlining.
  • Evaluate end-to-end third-party operating models and contracts and identify opportunities to streamline workflows, reduce manual effort, and improve scalability.
  • Lead process redesign initiatives that simplify third-party engagement, contracting, monitoring, and reporting activities.
  • Experience in managing financial plans and budgets and analyzing opportunities to calculate value propositions with process redesign and automation and tool usage.
  • Develop data-driven recommendations that optimize supplier utilization while balancing business, risk, and operational requirements.
  • Build business cases that quantify financial benefits, implementation costs, and expected return on investment.
  • Influence and support key enterprise initiatives, ensuring alignment with governance and enterprise expectations.
  • Develop executive-level communications, presentations, and recommendations for senior leadership.
  • Drive accountability and sustainable outcomes across enterprise-wide initiatives.
  • Lead complex initiatives with broad impact which are designed to mitigate current and emerging business risk issues and concerns; act as key participant in large-scale, cross-functional planning for the business
  • Assess, analyze, and design complex and multi-faceted controls, protocols, and approaches with respect to risk mitigation and the control environment, including ensuring effective planning for sustainability, ongoing control adherence, reporting, measurement, technology impacts, and monitoring
  • Make decisions in complex and multifaceted situations requiring solid understanding of business’s functional area or products, operations, and regulatory environment; facilitate decision-making and issue resolution, and support implementation of developed solutions and plans; influence and lead key business partners to meet deliverables and drive new initiatives
  • Strategically collaborate and consult with peers, colleagues, and mid to senior-level managers to identify current and emerging risks associated with business activities and operations, and provide guidance in interpreting, developing, and implementing risk-mitigating strategies
  • Act as liaison for the business with external parties to support timeliness, appropriate response strategy, and effectiveness of communications and materials
  • May lead projects, teams, or serve as a peer mentor


Required Qualifications:

  • 5+ years of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following:  work experience, training, education

Desired Qualifications:

  • Demonstrated experience leading large-scale governance, risk, control, compliance, operational excellence, or business transformation initiatives.
  • Strong program and project leadership skills with the ability to execute across a complex, matrixed organization.
  • Proven ability to influence stakeholders at multiple levels, including senior and executive leadership.
  • Ability to think beyond immediate challenges and develop scalable automated / AI, long-term solutions.
  • Experience identifying and implementing process improvements and control optimization opportunities.
  • Strong analytical, problem-solving, and strategic thinking capabilities.
  • Excellent verbal, written, and presentation communication skills.
  • Ability to navigate ambiguity and drive results in a dynamic environment.
  • Knowledge of enterprise control frameworks, operational risk management, and regulatory expectations.
  • Experience leading enterprise-wide initiatives that span multiple business groups and support functions.
  • Proven track record of balancing business enablement with strong governance and risk management practices. 

Job Expectations:

  • Willingness to work on-site at one of the stated locations on the job opening.

  • This position offers a hybrid work schedule.

  • Relocation assistance is not available for this position.

  • This position is not eligible for Visa sponsorship.

    Posting End Date:

    31 Aug 2026

    *Job posting may come down early due to volume of applicants.

    About Wells Fargo

    Wells Fargo Careers

    Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

    Work You’ll Do

    At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

    Explore a Multitude of Career Paths

    Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

    Internship Programs

    Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

    Professional Growth and Development

    We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

    Benefits and Rewards

    Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

    Join Our Team

    Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

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    Networking and Innovation

    At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

    Empower Your Career

    Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
    Learn more about Wells Fargo
    Size
    246,577 employees
    Market Cap
    $155.2 billion
    Industry
    Net Income
    $3.3 billion
    Founded
    1852
    5 Year Trend
    -5.9%
    NASDAQ

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