Inside Underwriter

CRC Group

$72K — $90K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or relevant insurance designation preferred
  • Experience in underwriting or brokering specialty or E&S insurance products
  • Progressive experience expectations for broader authority and decision-making
  • State-specific insurance license required
  • Pursuits of additional certifications for expertise and authority growth

Responsibilities

  • Underwrite new and renewal business within authority and market guidelines
  • Manage end-to-end underwriting processes including quoting and binding
  • Negotiate terms with carriers while aligning with underwriting strategies
  • Resolve coverage issues through risk analysis and solution application
  • Ensure compliance with company policies and underwriting guidelines
  • Drive production goals for new and renewal business while maintaining workflow efficiency

Benefits

  • Medical, dental, vision, life, disability, and AD&D insurance
  • Tax-advantaged savings accounts
  • 401(k) plan with company match
  • Generous paid time off including company holidays and parental leave
  • Opportunities for restricted stock units and deferred compensation plans
Full Job Description
The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one.

If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).

Regular or Temporary:
Regular
Language Fluency: English (Required)

Work Shift:
1st Shift (United States of America)
Please review the following job description:
The Inside Underwriter executes underwriting activities in a structured environment by evaluating risk, applying carrier guidelines, and placing business within binding authority and brokerage markets. This role supports new and renewal production by underwriting business, solving coverage issues, and ensuring compliance with internal and carrier standards. The core function of this role centers on efficient underwriting execution, risk evaluation, and supporting business growth within defined authority and pricing parameters.

KEY RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

  • Underwrite new and renewal business within binding authority and brokerage markets, including evaluating risk, determining terms, and placing coverage in accordance with carrier and company guidelines


  • Manage the underwriting process end-to-end, including submissions, quoting, binding, and policy confirmation within established authority levels


  • Negotiate coverage terms with carriers, including pricing, structures, and policy provisions, while ensuring alignment with underwriting strategy


  • Resolve underwriting and coverage issues by analyzing risk characteristics and applying appropriate solutions for retail agents


  • Monitor assigned accounts to ensure compliance with company policies, procedures, and carrier underwriting guidelines


  • Support production goals by driving new and renewal business activity and maintaining efficient workflow execution in a structured environment


EDUCATION AND EXPERIENCE

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Bachelor's degree or relevant insurance designation preferred


  • Experience within underwriting or brokering specialty or E&S insurance products


  • Experience expectations increase across the career path, with progression toward broader authority, complex risk evaluation, and independent decision-making


CERTIFICATIONS, LICENSES, REGISTRATIONS

  • Appropriate state-specific insurance license required. Additional certifications and designations may be pursued to support technical expertise and underwriting authority progression.


FUNCTIONAL SKILLS

  • Strong understanding of underwriting principles, risk evaluation, and policy structure


  • Ability to independently analyze insurance risks and determine appropriate terms and conditions


  • Knowledge of binding authority guidelines and market placement strategies


  • Strong problem-solving skills with ability to resolve complex coverage and underwriting issues


  • Effective communication and relationship management skills with carriers and agents


  • Ability to manage high-volume underwriting workflows with accuracy and efficiency
  • The annual base salary for this position is $72k - $90k.


General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.

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