State Farm

In-House Fire Claim Counsel

State Farm$137K — $198K *
Legal & Accounting
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • J.D. from an ABA-accredited law school with strong academic performance.
  • Active state bar license with good standing; ability to obtain Illinois license.
  • Preferred 5+ years of property & casualty coverage and litigation experience.
  • Commitment to high-quality legal advice in a collaborative setting.
  • Strong analytical and communication skills for internal and external interactions.

Responsibilities

  • Provide legal advice on property & casualty insurance policy issues.
  • Draft, analyze, and interpret insurance policy language and relevant laws.
  • Advise on litigation defense and coverage for policyholder claims.
  • Anticipate and respond to client legal needs proactively.
  • Collaborate to find creative solutions for complex legal matters.
  • Serve as a resource for intricate legal challenges within the organization.

Benefits

  • Access to competitive healthcare plans, with premiums partially covered by State Farm.
  • Educational benefits including training, tuition assistance, and mentoring.
  • Generous time-off policies that include starting with 20 days annually and parental leave.
  • 401(k) retirement plan with company contributions up to 7% of salary.
  • Opportunities for community involvement through grant and matching gift programs.
Full Job Description
Responsibilities

State Farm Mutual Automobile Insurance Company, a Fortune 50 company, is offering an opportunity to join its Law Department as Fire Claim Counsel. This position is based at our corporate headquarters in Bloomington, Illinois, and offers a hybrid work arrangement. This means you will work both in the office and remotely, with the majority of your time spent on-site. Please note that work arrangements may evolve over time depending on business needs.

The primary focus of the Counsel position in the Fire Claim Counseling (FCC) unit is to provide legal advice on issues associated with the creation, implementation, and interpretation of property & casualty (P&C) insurance policies (e.g., homeowners and commercial property and liability) issued to our policyholders. FCC is a resource for P&C Claims, providing legal services to the business area so it may support claim handling activities. Legal services are also provided to business areas involved in drafting, training, and marketing related to P&C insurance policies. In addition, FCC is a legal resource for legislative, regulatory, and litigation issues impacting P&C insurance policies and claim operations.

In part, the attorney selected for the Fire Claim Counsel role will:
  • Give clear and practical legal advice to representatives of State Farm companies
  • Apply knowledge in drafting policy language, analyzing coverage, and interpreting statutes, regulations, and case law related to P&C insurance policies and claim related topics
  • Provide sound advice concerning the defense of, and coverage for, litigation matters pending against policyholders
  • Anticipate client needs, respond proactively, and offer support through legal counseling
  • Approach legal matters collaboratively and creatively, offering solutions-oriented counsel
  • Serve as an established resource within the organization for complex legal issues

Qualifications

  • Law degree from an ABA-accredited law school with excellent academic credentials
  • Active license to practice law in at least one state and membership in good standing with the state bar
  • Ability to obtain a limited license to practice in Illinois if not already licensed there
  • Preferred: Attorney with 5+ years of property & casualty coverage and litigation experience; however, outstanding candidates with other coverage experience will be considered
  • Commitment to delivering high-quality legal advice, demonstrating learning agility, and actively participating in a collaborative, team-oriented environment
  • Forward-thinking mindset with the ability to anticipate client needs, respond effectively, and provide proactive legal counseling
  • Strong analytical skills, combined with clear and concise written and verbal communication abilities for interactions with internal business units and outside counsel
  • Proficiency in reading, interpreting, and advising on policy language, insurance statutes, regulations, bulletins, and related case law
  • Ability to apply the law to claim facts and offer effective legal counsel
  • Proven record of professionalism, civility, and ethical conduct, with adherence to all applicable laws, regulations, and codes of conduct
  • Must be authorized to work lawfully in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization

Additional Details:
  • Other than as authorized by the General Counsel or her designee, employees are not permitted to handle any legal business outside of State Farm except authorized pro bono work
  • Newly hired employees must cease all outside practice and all suit involvement before joining State Farm
  • May work irregular hours due to workload and nature of work
  • Occasional travel may be required
  • Relocation benefits may be available depending on eligibility and position.

Our Benefits

Because work-life balance is a priority at State Farm, compensation is based on our standard 38:45-hour work week!
  • Potential starting salary range: $137,000.00 - $198,250.00
    • Starting salary will be based on skills, background, and experience
    • High end of the range limited to applicants with significant relevant experience
  • Potential yearly incentive pay up to 30% of base salary

At State Farm, we offer more than just a paycheck. Check out our suite of benefits designed to give you the flexibility you need to take care of you and your family!
  • Get Paid! On top of our competitive pay, you are eligible for an annual raise and bonus.
  • Stay Well! Focus on you and your family's health with our robust health and wellbeing programs. State Farm pays most of your healthcare premium, and we offer multiple healthcare plan options, including a high deductible plan. All medical plans provide 100% coverage for in-network preventative care, AND you and your family have access to vision, dental, telemedicine, 24/7 mental health professionals, and much more!
  • Develop and Grow! Take advantage of educational benefits like industry leading training programs, top-notch tuition assistance programs, employee resource groups, and mentoring.
  • Plan Ahead! Plan for those big moments in life with benefits like fertility/IVF/adoption assistance, college coaching, national discount programs, interactive monthly financial workshops, free financial coaching, and more. You can also start a savings account or consider financing through our State Farm Federal Credit Union!
  • Take a Little "You" Time! You will have access to our generous time off policies designed so you can plan around holidays, family events, volunteering, or just to take a relaxing day off. With the opportunity to initially earn up to 20 days annually plus parental leave, paid holidays, celebration day, life leave (40 hours/year), bereavement leave, and community service/education support days, there will be plenty of time for you!
  • Give Back! We offer several ways to give back through our Matching Gift Program, Good Neighbor Grant Program, and the Employee Assistance Fund.
  • Finish Strong! Plan for retirement using free financial advisors and a 401(k) plan with company contributions of up to 7% of your salary.

Visit our State Farm Careers page for more information on our benefits, locations, and the hiring process of joining the State Farm team!

#LI-RC1 PM22

About State Farm

State Farm is a large group of insurance companies throughout the United States. State Farm participates in many online communities they want these to be places where people can share, discuss and discover great information and ideas. In keeping with the spirit of these communities they have a core set of guidelines for everyone to follow. These will make their State Farm online communities a place everyone can enjoy.

State Farm Careers

Joining State Farm means becoming part of a community of driven professionals dedicated to innovation and leadership in the insurance industry. As one of the leading insurance providers, State Farm offers unparalleled job opportunities and career growth prospects within a culture that values diversity and inclusion.

Work You’ll Do

At State Farm, your work will directly contribute to our mission of helping people manage the risks of everyday life, recover from the unexpected, and realize their dreams. Our team is at the forefront of developing innovative solutions that meet the evolving needs of our customers.

Empower Your Professional Growth

State Farm is not just about insurance; it's about fostering a culture of continuous professional development and leadership. With a variety of career paths available, the potential for growth is limitless. Whether you're looking to advance in claims handling, underwriting, marketing, or customer service, State Farm provides the training and support needed to advance your career.

Innovate with Us

Our commitment to innovation is fundamental to our success. At State Farm, you will work alongside industry experts to develop solutions that not only meet current customer needs but also anticipate future trends in the insurance industry. Our collaborative environment encourages creativity and out-of-the-box thinking to drive innovation and efficiency.

Join Our Diverse Team

Diversity and inclusion are at the heart of our company culture. State Farm believes that a diverse workforce fosters better decision-making and more effective teams. We are committed to providing diversity training and networking opportunities that enhance the skills and potential of all team members.

Internship and Employment Opportunities

State Farm offers a range of internship and employment opportunities that provide hands-on experience in the insurance industry. Our internships are designed to give you a solid foundation in your chosen field, while full-time positions offer benefits and the chance to work as part of a dynamic team.

Benefits of Working at State Farm

Choosing a career at State Farm means enjoying a competitive package of benefits that support both your professional and personal life. From health and wellness programs to retirement plans, we ensure that our team members are well taken care of.

How to Apply

Ready to take the next step in your career? Explore the open positions on our State Farm Jobs page. Tailor your resume to highlight the skills and experiences that align with the position you are interested in. Prepare for your interview by researching common questions and practicing your responses. Our hiring process is designed to identify passionate, curious, and solution-driven team players who are ready to make a difference.

Stay Connected

Keep up to date with the latest at State Farm by following our Careers Blog. Here, you’ll find career tips, insider perspectives, and industry-leading insights that you can put to use today—all from the people who work here.

Job Alert Emails

Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding opportunities that await at State Farm. Join State Farm today and be part of a company that values innovation, leadership, and a commitment to its employees.
Learn more about State Farm
Size
58,000 employees
Industry

Similar Jobs

More Jobs at State Farm

More Legal & Accounting Jobs

Find similar In-House Fire Claim Counsel jobs: