Ethos Life

Head of Final Expense Sales

Ethos Life$119K — $210K *
US-AnywhereRemote in United States
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8-12+ years of sales leadership experience in B2C or high-volume sales environments
  • Proven track record of achieving revenue targets and scaling operations
  • Deep expertise in final expense or whole life insurance products preferred
  • Experience in designing agent compensation plans and managing staffing models
  • Strong analytical skills with proficiency in CRM systems like Salesforce
  • Proven talent development skills with a focus on building high-performance teams
  • Ability to effectively partner cross-functionally using data and customer insights

Responsibilities

  • Lead and manage multiple teams within the Final Expense Sales organization
  • Define and own performance KPIs, fostering a data-driven culture
  • Recruit, train, and develop high-performing agents and managers
  • Continuously improve sales playbooks and scripts for customer engagement
  • Develop coaching programs for performance enhancement at all levels
  • Collaborate with Product and Marketing to test and implement new sales strategies
  • Create staffing plans in collaboration with Finance to meet targets
  • Design compensation plans aligned with business goals

Benefits

  • Flexible working arrangements with a remote option
  • Opportunities for professional development and career growth
  • Collaborative work environment promoting cross-functional partnerships
  • Focus on building a diverse and inclusive workplace
  • Engagement in a mission-driven culture aimed at protecting families
Full Job Description
About the Role

We are looking for an ambitious Head of Final Expense Sales to help develop and scale our Final Expense Sales Team in a mission to protect the next million families. As our Head of Final Expense Sales, you will own the strategy and full operational engine of our Final Expense sales organization, leading multiple managers and sales teams. You will be tasked with expanding our Final Expense organization by recruiting and training the best Agents. You will collaborate with Product stakeholders to test and experiment into new sales motions. You will partner with Finance to develop staffing models and compensation plans. We're looking for a proven, hands-on sales leader who can drive performance today while architecting the organization, playbooks, and culture needed to win tomorrow.

Duties and Responsibilities
  • Lead the Final Expense Sales organization, responsible for managing multiple teams and driving performance
  • Define and own KPIs across production, activity, efficiency, and quality; foster a data-driven performance culture with clear accountability at every level
  • Lead, develop, and scale a high-performing team of licensed agents and managers - hiring top talent, building career paths, and maintaining a culture of performance
  • Build and continuously improve sales playbooks, scripts, and sales motions tailored to the Final Expense customer
  • Develop coaching programs across call reviews, shadowing, certifications, and performance improvement plans for both managers and agents
  • Partner with Product and Marketing teams to develop shared test and experimentation roadmaps
  • Set and manage staffing plans in partnership with Finance and Marketing, ensuring coverage, ramp capacity, and productivity targets are met
  • Design and evolve compensation plans that align agent and manager incentives with business outcomes

Qualifications and Skills
  • 8-12+ years of sales leadership experience, with direct ownership of inside sales teams of 30+ in a B2C or high-volume direct-to-consumer environment
  • Proven track record of owning a sales organization - exceeding revenue targets and scaling a business through headcount growth and operational improvement
  • Deep expertise in final expense, whole life, or adjacent protection products strongly preferred; candidates with B2C insurance, insurtech, or high-velocity consumer sales backgrounds will be considered
  • Experience designing and managing agent compensation plans, performance management frameworks, and staffing models at scale
  • Strong analytical operator fluent in forecasting, pipeline management, and modern CRM and telephony systems (Salesforce, Regal, or equivalent); able to translate data into rapid action
  • Excellent coach and developer of talent - track record of building manager capability and creating high-performance team cultures
  • Natural cross-functional partner; skilled at using data and customer insight to influence Product, Marketing, and Operations
  • Thrives in a fast-moving, tech-forward environment with a strong bias for action, high ownership, and a builder's mindset

#LI-Remote #LI-JA1

The US national base salary range for this full-time position is $119,000 - $210,000. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training.

Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits.

You can find further details of our US benefits at https://www.ethoslife.com/careers/

Don't meet every single requirement? If you're excited about this role but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.

About Ethos Life

Ethos Life is a life insurance company that offers term life insurance policies online. The company's policies are designed to be simple, affordable, and accessible to everyone. Ethos Life uses technology to streamline the application process and provide customers with instant quotes and coverage. The company was founded in 2016 and is headquartered in San Francisco, CA.
Learn more about Ethos Life
Size
200 employees
Industry
Founded
2016

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