Job Description- Support Real-Time Fraud Controls: Develop, implement, and maintain fraud rules and detection strategies for participant transactions (e.g., withdrawals, loans, distributions).
- Monitor & Optimize Performance: Analyze fraud trends, rule performance, and key metrics to improve detection rates and reduce false positives.
- Conduct Data Analysis: Perform deep-dive analyses to identify emerging fraud patterns, vulnerabilities, and control gaps.
- Execute Rule Tuning: Adjust thresholds, logic, and segmentation to optimize real-time decisioning performance.
- Partner Cross-Functionally: Collaborate with Product, Engineering, and Operations to support fraud controls in new features and participant journeys.
- Support Investigations & Insights: Provide analytical support for fraud cases, root cause analysis, and loss mitigation efforts.
- Contribute to Reporting: Develop and deliver clear reporting on fraud trends, losses, and control effectiveness.
- Adhere to Governance: Ensure fraud controls are documented, tested, and aligned with risk and compliance standards.
QualificationsRequired Experience- 2+ years in fraud analytics, fraud strategy, or financial crimes
- Experience in at least one of the following: Fraud rules management / transaction monitoring Payments fraud, account takeover, or digital fraud risks
- Experience working with cross-functional teams in a matrixed environment
Technical & Analytical Skills- Strong analytical and problem-solving skills with experience using data to drive decisions
- Proficiency in SQL, SAS Python or other data analysis tools and data visualization tools such as Tableau or Power BI
- Familiarity with fraud rules engines or decisioning platforms (preferred)
- Basic understanding of fraud models or scoring methodologies.
Professional Skills- Strong written and verbal communication skills
- Ability to translate data insights into clear, actionable recommendations
- Detail-oriented with strong execution focus
- Collaborative mindset with ability to work across teams
Special FactorsSponsorshipVanguard is offering visa sponsorship for this position.
