Associated Bank

First Line Risk Analyst Senior - Deposits

Associated Bank$70K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Risk Management, Business, Finance, Data Analytics, or a related field, or equivalent experience
  • 4+ years of experience in financial services with a focus on risk management
  • Knowledge of risk frameworks, internal controls, and banking regulations
  • Experience with compliance regulations such as OCC, BSA/AML, Reg E, Reg CC, UDAAP

Responsibilities

  • Lead deposit risk mitigation to ensure compliance
  • Monitor deposit risk systems and report high-risk activities
  • Conduct Initiative Risk Assessments for new deposit products
  • Collaborate with teams to enhance risk controls
  • Support remediation efforts by validating corrective actions
  • Analyze risk reports to identify improvement opportunities
  • Coordinate documentation for audits and regulatory exams

Benefits

  • Retirement savings options including 401(k) and Pension plans
  • Paid time off for community volunteering
  • Diversity-focused Colleague Resource Groups
  • Professional development and advancement opportunities
  • Well-being programs, parental leave, and employee stock purchase plan
  • Personal banking and insurance benefits
Full Job Description
Role Summary

As a First Line Risk Analyst Senior, you'll help strengthen the bank's risk management practices by leading key deposit risk initiatives and ensuring effective controls are in place. You'll partner across teams to identify risks, improve processes, and deliver meaningful insights that support sound business decisions while meeting regulatory expectations. This role offers the opportunity to deepen your expertise and make a visible impact across the organization.

Key Accountabilities
  • Lead deposit risk mitigation activities to ensure compliance with regulatory requirements and internal policies.
  • Monitor deposit risk systems, identify high-risk activity, and communicate findings to leadership and key stakeholders.
  • Conduct Initiative Risk Assessments (IRAs) for new deposit products, services, and system enhancements.
  • Partner with business teams and second-line risk functions to strengthen controls and support risk management objectives.
  • Support issue and event remediation efforts by validating corrective actions and tracking ongoing effectiveness.
  • Analyze control testing, quality assurance reviews, and risk reporting to identify trends and opportunities for improvement.
  • Coordinate documentation and program support for internal audits and regulatory examinations.


Education & Experience

Required
  • Bachelor's degree in Risk Management, Business, Finance, Data Analytics, or a related field, or an equivalent combination of education and experience.
  • 4+ years of experience in the financial services industry with responsibilities related to risk management programs and practices.
  • Knowledge of enterprise or operational risk frameworks, internal controls, banking products, and regulatory requirements.
  • Experience supporting compliance with regulations such as OCC, BSA/AML, Reg E, Reg CC, and UDAAP.

Preferred
  • Experience leading risk assessments, control testing, or quality assurance reviews.
  • Strong analytical, problem-solving, and communication skills.
  • Experience partnering across business and risk functions to implement effective risk solutions.
  • Familiarity with issue management and remediation frameworks.


Why You'll Love Working Here

At Associated Bank, you'll have opportunities to grow your career while working alongside talented colleagues who are committed to collaboration, continuous learning, and delivering exceptional results. Your contributions will help strengthen our risk culture, protect our customers, and support the bank's long-term success. Apply today to make an impact.

In addition to core traditional benefits, we take pride in offering benefits for every stage of life.
  • Retirement savings including both 401(k) and Pension plans.
  • Paid time off to volunteer in your community.
  • Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
  • Competitive salaries with professional development and advancement opportunities.
  • Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
  • Personal banking, loan, investment and insurance benefits.


$70,280.00 - $120,480.00 per year

About Associated Bank

Associated Bank is a regional bank that provides a wide range of financial products and services to individuals, businesses, and organizations. The bank offers personal and business banking, wealth management, and insurance services, and operates more than 200 locations throughout Wisconsin, Illinois, and Minnesota. Associated Bank was founded in 1861 and has a long history of serving its communities and customers. The bank is committed to providing exceptional customer service and building strong relationships with its customers.
Learn more about Associated Bank
Size
4,900 employees
Industry
Founded
1874

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