Cognizant

Financial Services Specialist

Cognizant$90K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3-7 years of hands-on experience in payments product platforms.
  • Strong understanding of core payments concepts including authorization, clearing, and settlement.
  • Practical knowledge of cards and payments domain, including merchant acquiring and alternative payment methods.
  • Ability to analyze technical specifications and troubleshoot integration issues for clear communication.
  • Experience in a hybrid work model managing time and collaboration without requiring travel.

Responsibilities

  • Collaborate with cross-functional teams to integrate payment capabilities into enterprise platforms.
  • Coordinate end-to-end integration activities aligning technical requirements and timelines.
  • Analyze complex payment flows to identify integration gaps and propose configuration changes.
  • Document integration designs and specifications for ongoing maintenance and onboarding.
  • Partner with business stakeholders to translate requirements into actionable integration stories.
  • Validate integrated components through testing to ensure accuracy and performance standards are met.
  • Investigate production incidents and coordinate fixes to minimize downtime.

Benefits

  • Hybrid work model promoting work-life balance.
  • Opportunities for continuous improvement initiatives.
  • Exposure to diverse client segments and markets.
  • Structured knowledge transfer and documentation practices.
Full Job Description
1. Job Title : Product Integrator(ISG) 2. Job Summary : This hybrid role as Product Integrator ISG focuses on integrating and enhancing payments products for enterprise clients ensuring seamless interoperability regulatory compliance and reliable performance across platforms. The professional will apply three to seven years of payments product experience to refine solutions that enable secure digital transactions strengthen client trust and support the company mission to simplify financial services for society. 3. Experience : 3 - 7 years 4. Required Skills : Technical Skills: Payments Product Domain Skills: 5. Nice to have skills : Domain Skills:Cards & Payments 6. Technology : Custom Service 7. Shift : Day 8. Responsibilities : -Collaborate with cross functional product and engineering teams to integrate payments product capabilities into existing enterprise platforms in a predictable and transparent manner that supports long term scalability and customer satisfaction. -Coordinate end to end integration activities for payments product features by aligning technical requirements timelines and quality expectations to ensure that releases are delivered smoothly in a hybrid work environment. -Analyze complex payment flows across authorization clearing and settlement stages to identify integration gaps and propose precise configuration changes that improve straight through processing and reduce operational risk. -Document integration designs mapping specifications and deployment runbooks for payments products in a clear and reusable format that supports ongoing maintenance and efficient onboarding of new team members. -Partner closely with business stakeholders to translate payments product requirements into actionable integration stories ensuring that functionality aligns with regulatory standards and client contractual commitments. -Validate integrated payments product components through systematic functional regression and user acceptance testing to confirm that transaction accuracy performance and resiliency targets are consistently met. -Investigate production incidents related to payments product integrations by performing structured root cause analysis and coordinating targeted fixes that minimize downtime and protect transaction integrity. -Optimize configuration of payments gateways and related interfaces to improve response times authorization approval rates and overall customer experience without compromising security or compliance obligations. -Coordinate with external partners and vendors involved in payments connectivity to align interface specifications certification milestones and cutover plans for reliable launch of integrations without requiring travel. -Monitor daily processing of integrated payments workflows by reviewing dashboards alerts and exception queues to identify trends and initiate remediation actions that stabilize operations during day shifts. -Contribute to continuous improvement initiatives by gathering feedback from clients and internal teams and then refining payments product integration patterns that advance the company purpose of enabling inclusive digital commerce. -Support knowledge transfer through structured walkthroughs and documentation updates so that global teams can efficiently support and extend payments integrations across diverse markets and client segments. -Ensure that all integration activities for payments products comply with information security policies data privacy regulations and audit requirements to safeguard sensitive financial data and uphold societal trust in digital payments. -Qualifications -Demonstrate three to seven years of hands on experience working with payments product platforms including exposure to transaction processing payment gateways and related integration patterns within enterprise environments. -Exhibit strong understanding of core payments concepts such as authorization clearing settlement chargebacks and reconciliation with emphasis on how these processes influence integration design and system configuration. -Apply practical knowledge of cards and payments domain including card schemes merchant acquiring and alternative payment methods to craft integration approaches that support diverse customer needs when such experience is available. -Utilize solid skills in analyzing technical interface specifications message formats and application logs to troubleshoot integration issues and communicate findings clearly to both technical and nontechnical stakeholders. -Operate effectively in a hybrid work model by managing time communication and collaboration tools to maintain productivity and transparency across remote and office based teams without relying on travel. -Show capability to create precise documentation including sequence diagrams configuration references and test cases so that integrations for payments products remain understandable maintainable and auditable. -Maintain familiarity with industry regulations and standards relevant to payments such as data protection norms and card network requirements to ensure that integration approaches support compliant and resilient solutions. 9. Job Location : Primary Location :USCAPLOA01(ITUSA Pleasanton CA-StonrigeM Rd-COG) Alternate Location :USGAATLA03(ITUSA Atlanta GA-5 ConcoursePkwy-COG) Alternate Location 1 :NA NA 10. Job Type : Product Integrator(ISG) [65SG02] 11. Demand Requires Travel? : No 12. Certifications Required : NA

About Cognizant

TriZetto is Powering Integrated Healthcare Management. With technology solutions touching more than half the U.S. population today, TriZetto is uniquely positioned to drive the convergence of core benefit administration, care management and constituent engagement. TriZetto provides premier information technology solutions that enable payers and other constituents in the healthcare supply chain to improve the coordination of benefits and care for healthcare consumers.

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Learn more about Cognizant
Size
340,400 employees
Market Cap
$28.7 billion
Industry
Net Income
$1.3 billion
Founded
1994
5 Year Trend
+6.5%
Revenue
$16.6 billion
NASDAQ

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