Financial Controller

Fincentify

$105K — $180K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • CPA designation or U.S. CPA is a strong asset.
  • 5+ years of progressive accounting experience, including 2+ years in a Controller role.
  • Hands-on experience with internal controls and external audit coordination.
  • Advanced Excel skills and experience with ERP/accounting platforms (e.g., NetSuite, Sage Intacct).
  • Strong analytical judgment and attention to detail, with the ability to collaborate across operations.

Responsibilities

  • Own day-to-day accounting operations, including ledger, payables, receivables, and payroll.
  • Lead monthly, quarterly, and annual close processes on a disciplined timeline.
  • Prepare and present accurate consolidated and entity-level financial statements.
  • Deliver analysis on business performance, unit economics, and portfolio trends.
  • Own the accounting for consumer-lending receivables and related transactions.
  • Design and strengthen internal controls and financial procedures.
  • Act as primary contact for external auditors and manage tax compliance.

Benefits

  • Individual performance bonus and profit sharing.
  • Comprehensive health, dental, and vision coverage.
  • Paid time off.
Full Job Description


About the role

We are seeking a hands-on Financial Controller to lead the accounting function and own financial reporting, internal controls, and treasury across a multinational financial-holdings structure.

Reporting to the CEO, the Financial Controller is both a technical accounting leader and a business partner - accountable for the integrity of the numbers, the strength of the control environment, the timeliness and accuracy reporting, and the financial insight that supports operating and strategic decisions.

This is a high-impact role with opportunity for growth. Suitable for an individual is comfortable in a fast-growing organization, can own consolidation across multiple entities, and can build scalable processes as the business grows organically and through acquisitions.

What you'll do

Accounting operations & close
  • Own day-to-day accounting operations - general ledger, accounts payable, accounts receivable, and payroll.
  • Lead the monthly, quarterly, and annual close on a disciplined timetable, ensuring results are complete, reconciled, and reliable.
  • Maintain the chart of accounts, accounting policies, procedures, and supporting working papers across the group.
Financial reporting & analysis
  • Prepare, review, and present accurate consolidated and entity-level financial statements and management reporting packages.
  • Deliver clear analysis of business performance, unit economics, margins, and portfolio trends across operations.
  • Lead budgeting, forecasting, rolling re-forecasts, and cash-flow planning, with variance analysis against plan to support short- and long-term decision-making.
Treasury, banking & reporting
  • Own the accounting for consumer-lending receivables, including loan-origination recognition, fee income, and the allowance for expected credit losses / doubtful accounts.
  • Maintain and document the loss-provisioning methodology; analyze charge-offs, attrition, and portfolio performance, and ensure the carrying value of receivables is appropriately stated.
  • Reconcile platform, payment-processor, and banking data to the general ledger, including funds-flow across escrow and settlement accounts.
  • Oversee cash management, liquidity planning, funding of the operating businesses, and banking and treasury functions across currencies.
Internal controls & compliance
  • Design, maintain, and continually strengthen internal controls and financial procedures appropriate to a regulated financial-services group.
  • Act as the primary contact for external auditors on annual audits and reviews, prepare audit schedules, and resolve management-letter items.
  • Oversee indirect and corporate tax compliance (HST/GST, U.S. sales/use tax, and others) with support from external tax advisors.


What we're looking for
  • CPA designation; or a U.S. CPA designation is a strong asset.
  • 5+ years of progressive accounting experience, including 2+ years in a Controller or senior accounting role.
  • Hands-on experience with internal controls, external audit coordination.
  • Advanced Excel and experience with an ERP / accounting platform (e.g., NetSuite, Sage Intacct, Microsoft Dynamics, QuickBooks, or similar).
  • Sound analytical judgment, strong attention to detail, and the ability to partner across operations, product, and leadership.


Nice to have
  • Multi-entity and intercompany consolidation experience.
  • Experience in financial services(consumer or commercial credit, payments, or related).
  • Familiarity with loan-loss provisioning / expected-credit-loss models and lending-receivables accounting.
  • Exposure to cross-border tax and intercompany structuring (Canada/U.S.).
  • Familiarity with payment-processor, banking-API, or platform data reconciliation.
  • Demonstrated track record of automation or systems-implementation projects.


How we work
  • Outcome-driven: individuals are accountable for results and real impact, not time spent, or effort exerted.
  • Direct feedback: we value and expect clear, candid communication among all team members.
  • Velocity and discipline: high throughput, but never at the expense of correctness or reliability.
  • Data over ego: debates are won through evidence and reasoning, not titles or emotions.
  • A small, focused team made up of high performers.


Compensation & Benefits
  • Competitive base salary.
  • Individual performance bonus and profit sharing.
  • Comprehensive health, dental, and vision coverage.
  • Paid time off.

Total target compensation: CAD $105,000 - $180,000

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