Caterpillar, Inc

Finance Analyst

Caterpillar, Inc$74K — $118K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in treasury or finance roles required.
  • Strong analytical skills for complex financial assessments.
  • Proven ability to manage high-stakes projects with significant impact.
  • Technical proficiency in derivatives and financial instruments is essential.
  • Effective communicator capable of simplifying complex financial concepts.

Responsibilities

  • Conduct financing alternatives analysis and execute derivative trades.
  • Lead projects from analysis to implementation, influencing key business decisions.
  • Provide technical expertise and guidance to peers and management.
  • Prepare and present detailed financial reports on external debt and liquidity.
  • Manage cash assets and banking relationships effectively.

Benefits

  • Flexible Spending Accounts (FSAs) options available.
  • Access to health lifestyle programs for well-being.
  • Employee Assistance Program support offered.
  • Tuition reimbursement to support ongoing education.
  • Parental leave and adoption benefits for work-life balance.
Full Job Description
Career Area:

Job Description:



Role Definition

Supports the Treasury department by formulating, proposing, and implementing interest rate risk and debt placement strategies to achieve the corporate business plan.

Responsibilities
• Responsible of high complexity including conducting financing alternatives analysis, executing derivative trades and debt capital markets transactions, analyzing financial statements, and managing cash assets and bank accounts.
• Lead projects to conclusion by compiling information, analyzing data, recommending and implementing solutions, and providing information and analysis used to make and/or influence business decisions. Typically, projects and decisions will impact medium to high-risk issues.
• Expected to provide technical expertise and guidance to peers and recommendations to management on finance-related matters.
• Produce monthly/quarterly reports for management on a wide variety of topics including external debt, liquidity forecasts, interest rate and F/X valuations, and asset-liability management.

Degree Requirement

Degree or equivalent experience desired

Skill Descriptors

Accuracy and Attention to Detail: Understanding the necessity and value of accuracy; ability to complete tasks with high levels of precision.

Level Working Knowledge:
• Accurately gauges the impact and cost of errors, omissions, and oversights.
• Utilizes specific approaches and tools for checking and cross-checking outputs.
• Processes limited amounts of detailed information with good accuracy.
• Learns from mistakes and applies lessons learned.
• Develops and uses checklists to ensure that information goes out error-free.

Communicating Complex Concepts: Knowledge of effective presentation tools and techniques to ensure clear understanding; ability to use summarization and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience.

Level Working Knowledge:
• Uses comparisons to familiar ideas when introducing a technical or novel feature.
• Separates fundamental concepts from supporting details in explaining a product or service.
• Explains products and services with little or no use of technical jargon or advanced vocabulary.
• Emphasizes the most important facts or features of a product or service.
• Perceives lack of audience comprehension; further simplifies explanation when needed.

Decision Making and Critical Thinking: Knowledge of the decision-making process and associated tools and techniques; ability to accurately analyze situations and reach productive decisions based on informed judgment.

Level Working Knowledge:
• Applies an assigned technique for critical thinking in a decision-making process.
• Identifies, obtains, and organizes relevant data and ideas.
• Participates in documenting data, ideas, players, stakeholders, and processes.
• Recognizes, clarifies, and prioritizes concerns.
• Assists in assessing risks, benefits and consideration of alternatives.

Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation.

Level Working Knowledge:
• Recognizes changing demands and priorities; validates changes with management.
• Obtains information about how current assignments contribute to organizational goals.
• Completes current work according to assigned priorities.
• Responds to day-to-day operational priorities while still making progress on project work.
• Performs at least 2-3 concurrent activities without reducing productivity.

Relationship Management: Knowledge of relationship management techniques; ability to establish and maintain healthy working relationships with clients, vendors, and peers.

Level Working Knowledge:
• Provides prompt and effective responses to client requests and interactions.
• Monitors client satisfaction levels on a regular basis.
• Alerts own team to problems in client satisfaction.
• Differentiates the roles and responsibilities in a business relationship.
• Works with clients to address critical issues and resolve major problems.

Derivatives: Knowledge of the structure, attributes, uses, terminology and processing of basic derivatives; ability to use knowledge of derivatives appropriately.

Level Extensive Experience:
• Advises on the pricing and valuation of derivatives; uses models and derivatives systems to price derivatives.
• Evaluates components of a trade and how to execute them on the derivatives platform.
• Analyzes economic risks and effectiveness of various types of derivative instruments as hedges or replications.
• Trains others on the types of derivative instruments or strategies to manage various types of risks.
• Anticipates implications for the organization and potential business risks regarding derivatives.
• Designs and develops new or modified derivative instruments or products.

Financial Markets: Knowledge of the products, types, competitors, customer base, major issues and regulatory considerations in the financial markets; ability to apply financial market knowledge to various business environments.

Level Working Knowledge:
• Generalizes key characteristics of each financial market type; makes comparisons.
• States the standard operating procedures and processes of a specific financial product, such as an Initial Public Offering.
• Communicates related laws and regulations regarding a specific financial market, such as foreign exchange.
• Analyzes and summarizes current competitive landscape regarding financial markets.
• Generates risk reports on an assigned financial market by reviewing the operation data.

Investment Banking Services: Knowledge of the responsibilities, regulations, and business practices of investment banking; ability to operate mutual funds, securities and bonds, corporate debt underwriting, or mergers and acquisitions.

Level Working Knowledge:
• Assesses the service quality of the major units and sub-functions in an investment bank.
• Performs typical investment transactions.
• Implements relevant internal and external procedures according to the requirements from regulatory agencies.
• Follows procedures for day-to-day operational issues and business cycles.
• Works in an investment banking function.

Additional Information:

This position requires incumbents to be onsite in the Nashville main office 5 days per week.

Compensation & Benefits:

Summary Pay Range:

$74,124.00 - $118,608.00

  • Compensation and benefits offered may vary depending on multiple individualized factors, job Flexible Spending Accounts (FSAs)*


  • Health Lifestyle Programs*


  • Employee Assistance Program*


  • Voluntary Benefits and Employee Discounts*


  • Career Development*


  • Incentive bonus*


  • Disability benefits


  • Life Insurance


  • Parental leave


  • Adoption benefits


  • Tuition Reimbursement


  • * These benefits also apply to part-time employees


This Job Description is intended as a general guide to the job duties for this position and is intended for the purpose of establishing the specific salary grade. It is not designed to contain or be interpreted as an exhaustive summary of all responsibilities, duties and effort required of employees assigned to this job. At the discretion of management, this description may be changed at any time to address the evolving needs of the organization. It is expressly not intended to be a comprehensive list of "essential job functions" as that term is defined by the Americans with Disabilities Act.

This position requires working onsite five days a week.

Relocation is available for this position.

Visa Sponsorship is not available for this position.

Posting Dates:
August 18, 2026 - August 25, 2026

About Caterpillar, Inc

Progress Rail Services Corporation, a Caterpillar company, is one of the largest integrated and diversified suppliers of railroad and transit system products and services worldwide. Since its acquisition by Caterpillar Inc. in 2006, Progress Rail has used the Caterpillar international footprint to gain quick and widespread notice and approval across the globe. Product technology, reliability and durability, along with legendary aftermarket parts and service support, have been their keys to success. Caterpillar is the world's leading manufacturer of construction and mining equipment, diesel and natural gas engines and industrial gas turbines. The technology and world reach of Caterpillar, combined with the service standard and historical reliability of Progress Rail, ensures their products and services make a growing impact on the world rail industry. With their acquisition of Electro-Motive Diesel (EMD), Progress Rail is the world's largest builder of diesel-electric locomotives for all commercial railroad applications including freight, intercity passenger, commuter, switching, industrial and mining. EMD is also a global provider of diesel power engines for marine propulsion, offshore and land based oil well drilling rigs and stationary power generation. Electro-Motive is the only diesel engine manufacturer of its size to have produced more than 70,000 engines. This success stems from product reliability, serviceability, load acceptance capability, low operating costs and ease of maintenance with standardized components.

Caterpillar, Inc. Careers

Join the robust team at Caterpillar, Inc., a global leader in construction and mining equipment, where innovation drives everything we do. As part of our team, you'll engage in work that improves the world and furthers your career with every project you touch.

Work You’ll Do

At Caterpillar, Inc., you will have the opportunity to contribute to a variety of groundbreaking projects that extend across the globe. Our commitment to leadership in the industry is unwavering, and we achieve it through a culture that fosters diversity and leadership development.

Explore Job Opportunities and Growth

Caterpillar offers a wide range of job opportunities and career paths, providing a platform for professional growth and development. Whether you're interested in engineering, sales, marketing, or management, Caterpillar has a position that will utilize your unique skills and talents. We are continuously hiring innovative minds to propel our mission forward and maintain our status as industry leaders.

Internship Programs

Kickstart your career with a Caterpillar internship. Our internships provide invaluable workplace experience and networking opportunities that often lead to full-time employment at our company. As an intern, you will work alongside experienced professionals and gain insights that will benefit you as you advance in your career.

Benefits and Culture

Choosing a career at Caterpillar means more than just having a job. It means you're part of a team that values diversity and is committed to creating an inclusive environment. We offer competitive benefits to ensure the health and well-being of our employees and their families. These benefits include health insurance, retirement plans, and paid time off, alongside unique perks like professional development and diversity training programs.

Innovation and Leadership

Drive innovation and industry leadership as part of the Caterpillar team. We empower our employees to lead from their first day on the job, encouraging continuous improvement and career advancement. At Caterpillar, your ideas will shape the future of our business and the industries we serve.

Join Our Team

Search open positions that match your skills and interests. We are looking for passionate, curious, and solution-driven team players. Ready to start your journey at Caterpillar, Inc.? Explore our career portal for the latest job opportunities.

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Prepare for Your Interview

Make a great first impression. Prepare for your interview at Caterpillar by reviewing common questions and practicing your responses. Tailor your resume to highlight the experiences and skills that make you the ideal candidate for the position you are applying for. At Caterpillar, Inc., every role offers the chance to make an impact. Come be a part of our team and drive the future of our global industries. Your career at Caterpillar is not just about what you'll accomplish, but how you'll grow and the innovation you'll lead. Join us and build a career that matters.
Learn more about Caterpillar, Inc
Size
107,700 employees
Market Cap
$125.3 billion
Industry
Net Income
$2.9 billion
Founded
1925
5 Year Trend
+5.8%
Revenue
$41.7 billion
NASDAQ

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