Field Premium Auditor

ICW Group

$68K — $115K *
US-AnywhereRemote in Canada
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Accounting, Business, or related field required
  • 1-2 years of experience in premium auditing
  • Knowledge of Commercial Lines policies, especially Workers' Compensation
  • Experience with WCRIB, NCCI, and independent bureaus
  • Strong verbal and written communication skills

Responsibilities

  • Conducts field audits for insurance premium accuracy
  • Manages audits of varying complexity, collaborating with supervisors as needed
  • Delivers excellent customer service throughout the audit process
  • Resolves disputes with policyholders, underwriters, and agents
  • Communicates audit findings effectively to customers and agents
  • Examines payroll records to determine premium classifications
  • Presents audit inventory status to management regularly

Benefits

  • Challenging work with a meaningful impact
  • Inclusive work culture fostering belonging
  • Comprehensive medical, dental, and vision coverage
  • 401K retirement plan with employer match
  • Bonus potential for all employees
  • Paid Time Off and paid holidays
  • Support for professional development and continuing education
Full Job Description
PURPOSE OF THE JOB

The purpose of the Field Premium Auditor is to conduct insurance premium audits in the field to determine the actual exposures and premium to be charged for policy coverages. This role will audit policyholder's records and apply rules and company standards. This position exists to ensure accurate and efficient field audits while providing excellent customer service.

Looking for candidates in Northern California near Sacramento and Pleasanton.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Performs audits in the field for organizational accounts and resolves applicable disputes.
  • Conducts timely and accurate premium and service audits examining financial records pertaining to stated premium base.
  • Manages audits of various sizes and complexity, partnering with mentor or supervisor on more complex accounts.
  • Delivers excellent customer service for the entire audit experience.
  • Resolves technical issues with reviewers, underwriters, and agents.


Communicates with customers, agents, and external constituencies throughout audit.
  • Connects with insureds, agents, and company personnel to communicate and provide audit findings and ensure understanding of the change in premium exposures.
  • Clarifies status of voluntary and physical audits by contacting insureds, as needed.
  • Consults with NCCI/WCIRB and other independent bureaus regarding classification and technical issues.
  • Presents status of audit inventory on a regular basis to management.
  • Keeps current on information relative to premium auditing through internal and external resources.


Partners with customers to ensure a professional and expeditious audit.
  • Examines policyholder's payroll records and operations.
  • Records and summarizes proper payroll and classification used to determine premium.
  • Implements an analysis of insured's business operations to determine appropriate classifications and exposures.


SUPERVISORY RESPONSIBILITIES

This role does not have supervisory responsibilities.

EDUCATION AND EXPERIENCE

Bachelor's degree from four-year college or university required with a major or emphasis in Accounting, Business or related field or equivalent combination of education and experience. Minimum 1-2 year of related experience and/or training in premium audit required.

CERTIFICATES, LICENSES, REGISTRATIONS

Associate in Premium Auditing (APA), Certified Insurance Premium Auditor (CIPA), or Chartered Property & Casualty Underwriter (CPCU) certification preferred. Current driver's license required.

KNOWLEDGE AND SKILLS

Must have a working knowledge of Commercial Lines policies (i.e., Workers' Compensation, General Liability, and other commercial lines coverages) as applicable. Experience working with WCRIB, NCCI, and other independent bureaus is highly desirable. Must be aware of and understand a variety of payroll and accounting systems, and the differences in Workers' Compensation jurisdictions. Ability to read, analyze, and interpret technical journals, financial reports, or legal documents. Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community. Ability to effectively present information to management and public groups. Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to work independently with excellent time management skills. Strong verbal and written communication skills.

PHYSICAL REQUIREMENTS

Position may require overnight travel - up to 25% of the time. In conducting audits and performing other tasks, works with computers and computer screens for multiple hours per day; must be able to lift and carry 25-40 pounds. Position is sedentary approximately 75% of time. Must be able to drive and be comfortable working independently.

WORK ENVIRONMENT

This job is a combination of working from home and working in the insured's clerical office areas and requires the frequent use of a computer, telephone, and other standard office equipment. Requires travel (driving and flying) to insureds' locations to conduct audits. Customer worksites may vary in the environment.

#LI-KH1 #LI-REMOTE

The current range for this position is
$68,481.25 - $115,489.01

This range is exclusive of fringe benefits and potential bonuses. If hired at ICW Group, your final base salary compensation will be determined by factors unique to each candidate, including experience, education and the location of the role and considers employees performing substantially similar work.

WHY JOIN ICW GROUP?
  • Challenging work and the ability to make a difference
  • You will have a voice and feel a sense of belonging
  • We offer a competitive benefits package, with generous medical, dental, and vision plans as well as 401K retirement plans and company match
  • Bonus potential for all positions
  • Paid Time Off
  • Paid holidays throughout the calendar year
  • Want to continue learning? We'll support you 100%


Job Category
Accounting and Finance

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