Employee Benefits Consultant - Metro Denver

Flood & Peterson Insurance, Inc.

$95K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent experience preferred; 6-8 years in employee benefits required.
  • Current Colorado Life and Health Insurance License is mandatory.
  • Experience with self-funded and level-funded employee benefits plans essential.
  • Strong relationship-building skills with clients and internal teams.
  • Excellent verbal and written communication skills for complex information.
  • Experience leading projects and collaborating across teams.

Responsibilities

  • Manage client accounts to ensure profitability, growth, and compliance standards.
  • Lead consulting engagements focused on benefit strategy and plan design.
  • Develop strategic solutions for complex client benefits issues.
  • Oversee renewal processes and negotiate with carriers and vendors.
  • Support business development and account retention strategies.
  • Stay updated on industry trends and maintain strong carrier relationships.

Benefits

  • Access to professional development and certification opportunities.
  • Supportive culture emphasizing integrity and commitment.
  • Flexible work options including remote days and customizable workweeks.
  • Comprehensive health benefits and strong 401(k) plan with matching contributions.
Full Job Description
We are seeking an Employee Benefits Consultant to join Flood and Peterson. This is an exciting opportunity for an experienced benefits professional who can build strong client relationships, provide strategic guidance, and support employers in developing effective employee benefits plans and programs.

In this role, you'll work in partnership with Employee Benefits Advisors and Account Managers on new and existing client relationships. You'll lead consulting engagements with employers regarding their employee benefits plans and programs and negotiate with benefit carriers and vendors to secure health and welfare plan coverage that supports each employer's goals and workforce needs.

What You'll Do
  • Manage Client Accounts: Oversee service delivery for assigned accounts to support profitability, growth, retention, and compliance with Flood and Peterson service standards, while coordinating roles and responsibilities across the client service team.
  • Lead Benefits Consulting Engagements: Lead client engagements related to benefit strategy, program initiatives, financial evaluations, plan design, renewals, benchmarking, business placement, and other client-specific studies.
  • Develop Strategic Benefits Solutions: Create sophisticated benefits design and renewal strategies, develop tools and solutions to address complex client issues, and support implementation of employee benefits programs.
  • Oversee Renewals, Marketing, and Carrier Negotiations: Lead renewal and marketing efforts, carrier selection, vendor and plan design recommendations, financial negotiations, underwriting and funding strategies, contract accuracy, and Annual Renewal/Marketing report summaries.
  • Support Business Development: Partner with Advisors on new business opportunities, account development, retention strategies, and identifying new lines of coverage for existing accounts.
  • Maintain Industry and Carrier Expertise: Operate autonomously in a variety of professional settings, stay current with carriers, strategic partners, products, services, and applicable legislation, maintain strong carrier relationships, and travel up to 50% of the time.

What You Bring
  • Education and Work Experience: Bachelor's degree or equivalent combination of education and experience preferred; six to eight years of related employee benefits experience and/or training required.
  • License and Certification Requirements: Current Colorado Life and Health Insurance License required; must actively pursue industry designations as needed to support the duties of the position; current Colorado driver's license and acceptable motor vehicle record required.
  • Self-Funding Experience: Experience with self-funded and level-funded employee benefits plans, including funding arrangements, claims analysis, underwriting considerations, renewal strategy, and stop-loss coverage.
  • Relationship Building: Ability to develop strong relationships with clients, carriers, and internal team members.
  • Communication Skills: Strong verbal and written communication skills, including the ability to present recommendations and explain complex benefits, financial, and compliance information clearly.
  • Leadership and Collaboration: Ability to lead projects, manage priorities, work across teams, and drive successful client outcomes.

Why Join Us?
  • Growth Opportunities: Access to professional development and certifications.
  • Supportive Culture: Join a company that values integrity, gratitude, knowledge, commitment, and impact.
  • Flexible Work Options: Upon completion of training enjoy a customizable schedule that can include up to two days remote, alternating 5-day & 4.5-day work weeks, and flexibility in start and end times.
  • Comprehensive Benefits: Competitive salary, healthcare benefits, paid time off, volunteer time off, and a strong 401(k) program with company matching.
  • Compensation: Starting base pay for this exempt position is $95,000-$120,000 annually. Pay may exceed this range for well-qualified candidates, commensurate with experience. In addition to regular pay, this position is eligible to participate in our annual performance incentive program.

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