Cognizant

Electronic Payments - Suport

Cognizant • $110K — $130K *
Jacksonville, FL 32210In-Person
Finance & Insurance
5 - 7 years of experience
Today
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • Extensive experience in payments product architecture, particularly for large-scale transaction platforms.
  • Deep understanding of cards and payments concepts including authorization and compliance frameworks.
  • Strong proficiency in designing distributed systems and integration patterns for high-volume payment environments.
  • Practical knowledge of security principles relevant to online payments including encryption and fraud mitigation.
  • Hands-on experience with hybrid work models, successfully collaborating across remote and onsite teams.
  • Solid analytical and problem-solving skills for diagnosing and recommending solutions to payments issues.
  • Familiarity with agile practices and product-centric approaches in architectural decisions.

Responsibilities

  • Design scalable payments product architectures for secure transaction processing that meet regulatory standards.
  • Define blueprints for payments platforms ensuring integration with existing systems and high performance.
  • Collaborate with product managers to translate complex specifications into actionable architecture components.
  • Guide engineering teams with detailed architecture artifacts that facilitate modular development and testing.
  • Evaluate current product capabilities for modernization to enhance throughput and reliability.
  • Conduct architecture reviews for new features to ensure security and compliance with regulations.
  • Coordinate with infrastructure teams to optimize capacity planning for varying transaction volumes.

Benefits

  • Flexible work environment with hybrid work model opportunities.
  • Access to advanced training and mentorship in payments architecture.
  • Collaboration with cross-functional teams on impactful projects.
  • Opportunities for innovation in leading payments solutions.
  • Focus on improving customer experience through robust design and architecture.
Full Job Description
No Visa Sponsorship/Transfer/C2C available for this role

Job Summary

This hybrid role for a Product Architect in ISG focuses on designing and evolving scalable payments product solutions for global enterprise clients ensuring reliability regulatory compliance and seamless integration with cards and payments ecosystems while collaborating across functions to deliver secure efficient and customer centric transaction experiences that support the company mission of enabling trusted digital commerce worldwide.

Responsibilities
  • Design robust payments product architectures that enable secure and scalable transaction processing while aligning with enterprise standards and regulatory expectations in multiple operating regions.
  • Define end to end solution blueprints for payments platforms that integrate seamlessly with existing systems and external partners ensuring high availability performance and resilience.
  • Collaborate with product managers and business stakeholders to translate complex cards and payments requirements into clear technical specifications and architecture components for implementation.
  • Guide engineering teams by providing detailed architecture artifacts patterns and reference implementations that support modular development efficient testing and future extensibility.
  • Evaluate current payments product capabilities and identify modernization opportunities that improve throughput reduce latency and enhance reliability for day mode hybrid operations.
  • Conduct architecture reviews for new payments features to ensure security data privacy and compliance with industry regulations and network mandates while minimizing operational risk.
  • Coordinate with infrastructure and cloud teams to optimize capacity planning scalability strategies and cost efficiency for payments workloads under varying transaction volumes.
  • Assess integration designs with external cards issuers and payment service providers to ensure interoperability consistent data flows and low failure rates across the full transaction lifecycle.
  • Develop and maintain architecture standards guidelines and reusable design assets that promote consistency across payments products and support long term platform evolution.
  • Analyze production incidents and performance trends in payments systems to propose architecture improvements that enhance stability and customer experience.
  • Partner with quality assurance and operations teams to embed non functional requirements such as resilience observability and recoverability into the architecture for all payments solutions.
  • Prepare clear technical documentation and architecture narratives that enable diverse teams to understand solution intent and contribute effectively in a hybrid work environment.
  • Mentor peers on advanced payments architecture concepts guiding them in applying best practices for secure transaction flows and robust integration patterns.


Qualifications
  • Possess extensive experience in payments product architecture with a strong background in designing and implementing large scale transaction processing platforms for enterprise clients.
  • Demonstrate deep understanding of cards and payments domain concepts including authorization clearing settlement dispute handling and compliance frameworks in global markets.
  • Apply strong proficiency in distributed systems design data models and integration patterns that are tailored for high volume payments environments and digital channels.
  • Use practical knowledge of security principles encryption methods and fraud mitigation techniques specifically relevant to online and card based payments products.
  • Leverage hands on experience with hybrid work delivery models collaborating effectively across onsite and remote teams in a structured day shift setting.
  • Employ solid analytical and problem solving skills to diagnose complex payments issues and recommend architecture solutions that improve customer trust and business outcomes.
  • Show familiarity with agile delivery practices and product centric approaches ensuring architecture decisions align with incremental delivery and continuous improvement in payments offerings.

Additional employment information
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.

About Cognizant

TriZetto is Powering Integrated Healthcare Management. With technology solutions touching more than half the U.S. population today, TriZetto is uniquely positioned to drive the convergence of core benefit administration, care management and constituent engagement. TriZetto provides premier information technology solutions that enable payers and other constituents in the healthcare supply chain to improve the coordination of benefits and care for healthcare consumers.

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Learn more about Cognizant
Size
340,400 employees
Market Cap
$28.7 billion
Industry
Information Technology
Net Income
$1.3 billion
Founded
1994
5 Year Trend
+6.5%
Revenue
$16.6 billion
NASDAQ
CTSH
* Ladders Estimates

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