Associated Bank

District Senior Credit Officer

Associated Bank • $167K — $287K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Finance, Accounting, or related field, or equivalent experience.
  • 8+ years of commercial credit administration experience with credit approval authority.
  • Experience in evaluating complex commercial credit transactions and risk management practices.
  • Leadership experience in developing and managing credit or lending professionals.
  • Deep knowledge of commercial lending, credit underwriting, and regulatory requirements.

Responsibilities

  • Evaluate and approve CRE lending requests in line with credit policies and regulatory requirements.
  • Partner with relationship managers to structure credit solutions for clients.
  • Monitor and manage portfolio quality and asset quality ratings.
  • Provide guidance on loan policies and credit risk management.
  • Collaborate with team members to enhance credit analysis and lending practices.
  • Support executive reporting and loan loss forecasting with accurate assessments.
  • Contribute to strategic initiatives like portfolio acquisitions and continuous improvement.

Benefits

  • Retirement savings options, including 401(k) and pension plans.
  • Paid volunteer time for community engagement.
  • Access to diversity-focused Colleague Resource Groups.
  • Opportunities for professional development and advancement.
  • Bonus benefits such as well-being programs, parental leave, and an employee stock purchase plan.
  • Personal banking and insurance benefits.
Full Job Description
Associated Bank is seeking a Regional Credit Manager to provide credit leadership, risk oversight, and approval support for our Commercial Real Estate Lending teams. This role partners closely with business leaders to evaluate credit opportunities, maintain portfolio quality, and support profitable growth while developing a team of experienced credit professionals. It's an opportunity to influence strategic lending decisions and help shape the future of our commercial credit organization.

What you'll do:
  • Evaluate and approve CRE lending requests while ensuring alignment with credit policies, risk tolerances, and regulatory requirements.
  • Partner with CRE relationship managers to structure credit solutions that support client needs and business growth.
  • Monitor portfolio quality, asset quality ratings, and concentration trends to identify and manage risk proactively.
  • Provide guidance on loan policy, underwriting standards, and credit risk management across the organization.
  • Collaborate with relationship managers and portfolio managers to strengthen credit analysis and lending practices.
  • Support executive reporting, loan loss forecasting, and portfolio reviews through accurate risk assessments.
  • Contribute to strategic initiatives, including portfolio acquisitions, integrations, and continuous improvement efforts.


What you'll bring:
Education & Experience
Required
  • Bachelor's degree in Business, Finance, Accounting, or a related field, or equivalent combination of education and experience.
  • 8+ years of commercial credit administration experience with delegated credit approval authority.
  • Experience evaluating complex commercial credit transactions and applying sound risk management practices.
  • Previous leadership experience developing, coaching, and managing credit or lending professionals.
  • Strong knowledge of commercial lending, credit underwriting, portfolio management, and regulatory requirements.


Preferred
  • Advanced commercial credit approval authority and experience approving larger or complex transactions.
  • Experience partnering directly with commercial banking sales and relationship management teams.
  • Experience supporting credit administration within a regional or national banking organization.
  • Professional credit, banking, risk management, or financial analysis certifications.


Why You'll Love Working Here
At Associated Bank, you'll play a key role in balancing risk management with responsible growth while partnering with talented commercial banking professionals across the organization. We offer opportunities to lead, influence strategic decisions, develop future credit leaders, and make a meaningful impact on the communities we serve. Apply today to make an impact.

In addition to core traditional benefits, we take pride in offering benefits for every stage of life.
  • Retirement savings including both 401(k) and Pension plans.
  • Paid time off to volunteer in your community.
  • Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
  • Competitive salaries with professional development and advancement opportunities.
  • Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
  • Personal banking, loan, investment and insurance benefits.


Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest. Join our community on Facebook, LinkedIn and X.

The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.

For certain positions, total compensation may also include incentive, commission, or bonus opportunities not reflected in the posted base pay range.

$167,860.00 - $287,760.00 per year

About Associated Bank

Associated Bank is a regional bank that provides a wide range of financial products and services to individuals, businesses, and organizations. The bank offers personal and business banking, wealth management, and insurance services, and operates more than 200 locations throughout Wisconsin, Illinois, and Minnesota. Associated Bank was founded in 1861 and has a long history of serving its communities and customers. The bank is committed to providing exceptional customer service and building strong relationships with its customers.
Learn more about Associated Bank
Size
4,900 employees
Industry
Founded
1874

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