Capital One Financial Corporation

Distinguished Engineer , Bank Tech (Remote- Eligible)

Capital One Financial Corporation$244K — $279K *
US-AnywhereRemote in New York, NY
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree required; Master's preferred.
  • 7+ years of software engineering experience required.
  • 5+ years of experience with public cloud technologies.
  • 7+ years of designing distributed systems and backend architecture.
  • Proficiency in programming languages like Java, Python, and Go.
  • Experience in the full lifecycle of system development from architecture to production support.
  • Strong understanding of BFF and Server-Driven UI architectures.

Responsibilities

  • Architect a dynamically-driven architecture using SDUI and BFF patterns.
  • Lead convergence strategy across technology stacks to reduce technical debt.
  • Implement AI-driven efficiencies in the software development lifecycle.
  • Guide technical execution across diverse projects and teams.
  • Collaborate cross-functionally with product management and stakeholders.
  • Promote engineering excellence and knowledge sharing within the organization.
  • Mentor emerging talent and actively recruit for the engineering team.

Benefits

  • Comprehensive health benefits to support total well-being.
  • Inclusive workplace culture promoting diversity and acceptance.
  • Opportunities for professional development and certifications.
  • Remote work eligibility providing flexibility in work location.
  • Performance-based incentive compensation, including cash bonuses.
Full Job Description
Distinguished Engineer , Bank Tech (Remote- Eligible)

In this role, you will work with our Platform Engineering organization to provide AI-enabled tools for pipeline optimization and deterministic transformation capabilities that dramatically improve developer workflow, quality, and reliability.

About the Team:

The Capital One Acquisitions Technology organization owns the customer journey through customer account opening, decisioning, and onboarding for our Retail and Small Business banks.

As a Distinguished Engineer, you will lead the technical strategy for a large group of engineers and will be the lead architect overseeing a critical part of the company's continued growth. You'll help move us toward a more dynamically-driven application flow, championing server-driven UI and backend-for-frontend (BFF) patterns to ensure we can pivot at the speed of the market. You'll ensure we're building resilient, performant, and maintainable applications so we can deliver what our customers expect from us. And you'll guide our continued integration of AI into our entire software development lifecycle.

What you'll do:
  • Architectural Evolution: Drive the transition to a dynamically-driven architecture, utilizing SDUI and BFF patterns to decouple our front-end experiences from backend complexity.
  • Convergence Strategy: Act as the primary technical arbiter for our journey from line of business-specific tech stacks to determine where uniqueness provides value and where it creates technical debt.
  • AI-Augmented SDLC: Lead the charge in identifying and implementing AI-driven efficiencies across our software development lifecycle (SDLC) to accelerate delivery and improve code resilience.
  • Technical Execution: Guide the technical execution of a diverse project portfolio, collaborating with engineers specializing in everything ranging from distributed microservices to web and mobile applications to fraud and decisioning models.
  • Strategic Influence: Work cross-functionally with product and program management disciplines, and stakeholder and partners across Capital One to help optimize business outcomes while driving towards strong technology solutions
  • Promoting Learning: Share your passion for staying on top of tech trends, experimenting with and learning new technologies, participating in internal & external technology communities, and leading system design and code review sessions.
  • Building our Brand: Help elevate the Capital One Distinguished Engineering community and establish yourself as a go-to resource on given technologies and technology-enabled capabilities.
  • Mentoring: Lead the way in creating next-generation talent, mentoring internal talent and actively recruiting external talent to bolster the Capital One tech talent pool.


Responsibilities:

  • Build awareness, increase knowledge and drive adoption of modern technologies, sharing consumer and engineering benefits to gain buy-in
  • Strike the right balance between lending expertise and providing an inclusive environment where others' ideas can be heard and championed; leverage expertise to grow skills in the broader Capital One team
  • Promote a culture of engineering excellence, using opportunities to reuse and inner source solutions where possible
  • Effectively communicate with and influence key stakeholders across the enterprise, at all levels of the organization
  • Operate as a trusted advisor for a specific technology, platform or capability domain, helping to shape use cases and implementation in an unified manner
  • Lead the way in creating next-generation talent for Tech, mentoring internal talent and actively recruiting external talent to bolster Capital One's Tech talent


Capital One is open to hiring a Remote Employee for this opportunity.

Basic Qualifications
  • Bachelor's Degree
  • At least 7 years of experience in software engineering
  • At least 7 years of experience designing distributed systems, backend architecture, and API platforms
  • At least 5 years of experience with public cloud technologies
Preferred Qualifications:
  • Bachelor's or Master's Degree in Computer Science or a related field.
  • 10+ years of hands-on experience developing and architecting solutions on AWS.
  • Relevant professional certifications such as AWS Certified Solutions Architect - Professional or Snowflake/Databricks certifications (e.g., Certified SnowPro Advanced Architect).
  • 10+ years of professional experience coding in commonly used languages like Java, Python, Go, JavaScript/TypeScript, Swift, etc.
  • 8+ years of professional experience in the full lifecycle of system development, from conception through architecture, implementation, testing, deployment and production support.
  • Experience navigating and modernizing large-scale, non-greenfield environments with multiple languages and frameworks.
  • Deep understanding of BFF (Backend-for-Frontend) and Server-Driven UI architectures at scale.
  • Deep practical knowledge of Site Reliability Engineering (SRE) principles, chaos engineering, and advanced Observability tooling (e.g., OpenTelemetry, Prometheus, Tracing).
  • Proven track record of successfully merging or migrating disparate tech stacks following an acquisition or organizational shift.
  • Experience in implementing Artificial Intelligence or Artificial Intelligence-enabled solutions.


Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Remote (Regardless of Location): $244,700 - $279,200 for Distinguished Engineer

McLean, VA: $269,100 - $307,200 for Distinguished Engineer

New York, NY: $293,600 - $335,100 for Distinguished Engineer

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please.

About Capital One Financial Corporation

Chevy Chase Bank is the greater Washington region's largest locally-owned banking institution providing a complete array of financial products and services to consumers and businesses in Maryland, Virginia, and the District of Columbia. The Bank, which is headquartered in Bethesda, Maryland, has approximately 250 branches and over 1,000 ATMs, more than anyone else in the greater Washington market. Chevy Chase Bank currently has over $16 billion in assets and services over 1 million customers. For more information about Chevy Chase Bank, please visit chevychasebank.com.

Capital One Financial Corporation Careers

Join the vibrant team at Capital One Financial Corporation, a leader in the financial services industry, where innovation meets purpose-driven leadership. As one of the most forward-thinking companies in banking, Capital One is the perfect place to jumpstart or advance your career with a myriad of job opportunities in various fields.

Work You’ll Do

At Capital One, we are committed to excellence and setting our team members up for success. By joining our dynamic team, you will engage in meaningful work that makes a real difference. From developing cutting-edge technology to crafting personalized financial solutions, every position at Capital One is geared towards redefining the future of banking.

Innovate and Lead

Capital One is not just a company; it's a hub of innovation and leadership. We empower our professionals to lead with their ideas and see them come to life. Our culture thrives on diversity and the unique perspectives each team member brings. Here, your skills in networking, problem-solving, and leadership will not only be valued but also nurtured through professional development and diversity training.

Grow Your Career

Capital One is deeply invested in the growth and development of its employees. With robust training programs, mentorship, and resources for professional enhancement, we ensure that your career trajectory aligns with your personal and professional goals. Whether it’s rising through the ranks or switching tracks via internal job opportunities, your growth is our priority.

Internship and Employment Opportunities

For those starting their journey, Capital One offers enriching internship programs that provide a glimpse into the culture and work ethic that drives our success. Interns gain hands-on experience, valuable insights, and the opportunity to network with leaders across the company. For seasoned professionals, we offer positions that challenge your expertise while encouraging balance and innovation.

Benefits and Culture

Choosing to work at Capital One means opting for a lifestyle where your well-being is prioritized. Our benefits package is designed to support you both at work and in your personal life, encompassing health, finance, and family. The inclusive culture at Capital One ensures that everyone, regardless of background, has the opportunity to thrive.

Join Our Team

Explore the various career paths available at Capital One and discover how your skills and passions can align with our mission. We are continuously hiring across multiple disciplines, eager to welcome curious, creative, and driven individuals to our team.

Stay Connected

Keep up to date with the latest in career opportunities and company news by joining our network. Tailor your job alerts to match your career preferences and get insider tips that can transform your application process, from crafting your resume to acing your interview.

Search Capital One Jobs

Ready to take the next step in your career? Search open positions that match your skills and interests. At Capital One, your next job opportunity could be the gateway to a fulfilling and prosperous career.

Read Careers Blog

Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Capital One Financial Corporation is not just a company—it's a place where you can make an impact. Discover the opportunities waiting for you in a career at Capital One. Join us and shape the future of banking with your vision, skills, and enthusiasm.
Learn more about Capital One Financial Corporation
Size
51,500 employees
Market Cap
$34.1 billion
Industry
Net Income
$2.7 billion
Founded
1994
5 Year Trend
+2.4%
NASDAQ

Similar Jobs

More Jobs at Capital One Financial Corporation

More Finance & Insurance Jobs

Find similar Distinguished Engineer , Bank Tech (Remote- Eligible) jobs: