The Standard

Disability Claims Analyst - Long Term Disability (LTD)

The Standard$66K — $96K *
US-AnywhereRemote in Portland, OR
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • High School Diploma or equivalent required.
  • Minimum 18 months of experience in disability claims administration.
  • 5+ years of progressive experience in LTD claims is highly preferred.
  • Familiarity with medical, contractual, and legal information related to disability claims.
  • Knowledge of Federal, State, and local regulations affecting claims management.

Responsibilities

  • Investigate and analyze LTD eligibility based on medical and policy information.
  • Communicate disability decisions and issue benefits accurately.
  • Monitor medical updates and deductible income for claim resolution.
  • Provide professional communication to internal and external stakeholders.
  • Support team by mentoring junior staff and ensuring claim accuracy.

Benefits

  • Comprehensive benefits package including medical, dental, and vision.
  • 401(k) plan with matching contributions.
  • Generous paid time off including 11 holidays and 2 wellness days annually.
  • Opportunities for career growth and advancement.
  • Paid parental leave and adoption assistance.
Full Job Description
Job Summary

Secure and analyze LTD (long term disability) claim information to make and approve disability decisions and payments on disability claims. Develop, apply and approve appropriate claim and disability management strategies to ensure prompt and accurate payment and liability management of disability claims. Provide responsive and caring customer service to claimants, policyholders, and other internal and external customers; participate actively and effectively in team/department projects and issues.

Key Responsibilities
  • Investigate and analyze medical, occupational, and policy information to determine LTD eligibility and resolve discrepancies within required timeframes.
  • Make and communicate disability decisions, issue accurate benefits, and manage each claim with an appropriate liability and disability management strategy.
  • Monitor ongoing medical updates, vocational factors, policy provisions, and deductible income to drive timely and appropriate claim resolution.
  • Provide proactive, professional communication to claimants, policyholders, and internal partners; resolve issues and support client-facing activities as needed.
  • Support team effectiveness by approving decisions from less-experienced staff, providing training, and ensuring accurate claim data and reserve liability.


Skills and Background You'll Need

Education: High School Diploma or equivalent

Experience: Minimum eighteen months progressively responsible experience in disability claims administration; or the equivalent combination of education and/or relevant experience.
  • 5+ years of progressive experience in LTD (long term disability) claims (HIGHLY PREFERRED)


Key Behaviors of a Successful Candidate
  • Demonstrated skills for appropriate, timely and customer-focused disability claim account management and administration.
  • Ability to analyze and apply medical, technical, contractual and legal information to manage an increasingly complex range of disability claims.
  • Demonstrate working knowledge of Federal, State and local laws and regulations affecting claim investigation, disability decision, and taxation of benefits.


Why Join The Standard?

We have built an enduring legacy of stability, financial strength and exceptional customer service through the contributions of the service-oriented people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect:
  • A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions
  • An annual incentive bonus plan
  • Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually - PTO increases with tenure
  • A supportive, responsive management approach and opportunities for career growth and advancement
  • Paid parental leave and adoption/surrogacy assistance
  • An employee giving program that double matches your donations to eligible nonprofits and schools


In addition to the competitive salary range below, our employee-focused benefits support work-life balance. Learn more about working at The Standard.
  • Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance.


The actual compensation for this role will be based on a combination of education and experience, knowledge and skills, position budget, internal equity, and market data.

Salary Range:
$66,000.00 - $96,250.00

Positions will be posted for at least 5 days from original posting date.

About The Standard

The Standard is a financial services company that provides insurance, retirement, and investment products to individuals and businesses. The company's insurance products include life, disability, and dental insurance. The Standard also offers retirement plans, such as 401(k) and pension plans, and investment products, including mutual funds and annuities. The company was founded in 1906 and is headquartered in Portland, Oregon. The Standard has over 3,000 employees and serves customers across the United States.
Learn more about The Standard
Size
3,000 employees
Industry
Founded
1998

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